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All Journal Signifikan : Jurnal Ilmu Ekonomi ETIKONOMI Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) IQTISHADIA IJIBE (International Journal of Islamic Business Ethics) Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Economica: Jurnal Ekonomi Islam International Journal of Islamic Economics and Finance (IJIEF) Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam SYIRKAH Muqtasid: Jurnal Ekonomi dan Perbankan Syariah JURNAL MANAJEMEN (EDISI ELEKTRONIK) VOX EDUKASI: Jurnal Ilmiah Ilmu Pendidikan Journal on Education International Journal of Islamic Business and Economics (IJIBEC) Amwaluna Jurnal Ekonomi dan Keuangan Syariah Journal of Islamic Monetary Economics and Finance JURNAL AKUNTANSI Al Maal: Journal of Islamic Economics and Banking Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Rayah Al Islam : Jurnal Ilmu Islam International Journal of Zakat (IJAZ) Dialog JURNAL EKONOMI SYARIAH Kasaba: Jurnal Ekonomi Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah As-Syar'i : Jurnal Bimbingan & Konseling Keluarga JURMA : Jurnal Program Mahasiswa Kreatif Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam MALIA: Journal of Islamic Banking and Finance Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Vision and Ideas (VISA) As-Syirkah: Islamic Economic & Financial Journal Ekonomi Islam Indonesia KOLONI International Journal of Islamic Business and Economics VISA: Journal of Vision and Ideas Jurnal Dirosah Islamiyah
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Journal : Kasaba: Jurnal Ekonomi Islam

PERAN FINANCIAL TECHNOLOGY PADA PEMBIAYAAN PEER TO PEER SYARIAH TERHADAP PERTUMBUHAN USAHA KECIL: PENDEKATAN ANALYTIC NETWORK PROCESS Nida Hafia; Ahmad Mulyadi Kosim; Abrista Devi
Kasaba Vol 12, No 2 (2019)
Publisher : Univ Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/kasaba.v12i2.3019

Abstract

Financial technology (Fintech) is proof the development of digital technology that provides innovation in the form of a financial service provider, it certainly will affect economic growth in Indonesia. Fintech in Indonesia has not been fully utilized by the public especially Fintech Sharia Peer to Peer Lending. widespread activity based on digital creates challenges and opportunities to develop businesses / businesses for MSMEs, challenges faced by one of them MSME mindset that is not yet in tune with technological developments. MSME businesses can access Islamic financial services products and apply for financing directly without having to go to Islamic finance offices. With this like then can increase financial inclusion and encourage MSME business growth. Using a method Analytic Network Process (ANP) of this research try to decipher the factors which affects the growth of the MSME business MSMEs in the form of Benefit, Opportunity, Cost, Risk criteria and formulate Strategy as acceleration optimize the role of fintech sharia peer to peer lending in encouraging the growth of the MSME business. The results of the analysis of data processing shows the cluster opportunity criteria be the main factor which can given fintech sharia peer to peer lending to encourage the growth of the MSME and the followed by the Benefit, Cost and Risk criteria. Financial education and socialization to MSMEs became the highest agreement of the experts as an effort to optimize the role fintech sharia peer to peer lending in encouraging the growth of the MSME.