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Welly, Yerisma
Sekolah Tinggi Ilmu Ekonomi Sultan Agung
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Public Health Social Sciences

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Journal : Jurnal Bisnis dan Manajemen

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Factors of Using Non-Cash Payments to the Consumption Level of Students in Pematangsiantar City Yerisma Welly; Supitriyani Supitriyani; Yusnaini Yusnaini; Acai Sudirman
Jurnal Bisnis dan Manajemen Vol 7, No 1 (2020): Jurnal Bisnis dan Manajemen Volume 7 Nomor 1 Tahun 2020
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jbm.v7i1.4041

Abstract

This study aims to determine the factors of the use of non-cash payments to the consumption levels of Pematangsiantar City students. In this study the level of student consumption as the dependent variable and the factors of using non-cash payments are perceived usefulness, perceivedease of use and perceived trust as independent variables. The population in this study were students of Accounting Department in the seventh semester at STIE Sultan Agung Pematangsiantaras many 167 people. This study used quantitative data in the form of a questionnaire. Data analysis techniques used in this research are classic assumption test, multiple linear regression, determination test, F test and t test.The results showed that the perceived usefulness, perceived ease of use and perceived trust had a positive and significant effect on student consumption levels. This is because students prefer to make any purchases (consumption) using non-cash payments. The benefits of non-cash payments can be used anywhere, easy to carry, more secure and has trust in the accuracy of the transactions made
Co-Authors Acai Sudirman Ana Fitriyatul Bilgies Andri Zainal Andy Wijaya Arfan Ikhsan ARFAN IKHSAN Armansyah Armansyah Arthur Simanjuntak, Arthur Chartady, Rachmad Christine Loist Debi Eka Putri Dewi Delima Hutagalung Duma Megaria Elisabeth Efendi, Efendi Elly Susanti Erbin Chandra Ernest Grace Esa Setiana Farah Soufika Thahirah Fry Melda Saragih Galih Supraja Khairul Azwar Khairunnisa Harahap Loist Abdi Putra Marto Silalahi Marto Silalahi Muhammad Isa Alamsyahbana Musa Fernando Silaen Nelly Ervina Novi Darmayanti Novi Darmayanti Noviani Noviani Pasca Dwi Putra Qurrotal Qolbiyah Septony B. Siahaan Sevira Lupita Anjani Sianipar, Martin Yehezkiel Sisca Sisca Situmeang, Chandra Supitriyani Supitriyani Syahrijal Hidayat Tengku Citra Nisa Farza Vivi Candra Yenny Wati Yusnaini Yusnaini Yusrizal