Indira Retno Aryatie
Fakultas Hukum Universitas Airlangga

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Hang Tuah Law Journal VOLUME 2 ISSUE 1, APRIL 2018-SEPTEMBER 2018
Publisher : Universitas Hang Tuah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30649/htlj.v2i1.44


Judiciary Power. Indonesia applies Civil Law System; that considers legislation as the primary legal source. Preferring legislation as a legal source is one characteristic of positivism. The Civil Law System, however, mentions that judges are obligated to see the values in society if the legislation does not set for that. It implicitly refers to societal law, including common Law. Taking the common law as a legal source is the characteristic of historicism as well; mentioning that the soul of a nation (volkgeist) derives from the values living in society. Basically, these two schools are contradictory to one another in their perspective of law. Positivism sees that state-made law is the only applied law. The law of Judiciary Power synergies between these two schools and takes a common low as a legal source for judges to make a decision.
Tanggung Gugat Penerima Pinjaman Aplikasi Pinjaman Online atas Penyalahgunaan Data Pribadi Milik Pihak Ketiga Indira Retno Aryatie; Farah Diba; Karina Ardelia Irnanda
Notaire Vol. 5 No. 1 (2022): NOTAIRE
Publisher : Fakultas Hukum Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ntr.v5i1.33658


AbstractOnline loan agreements can be done easily and quickly and without complicated terms. One of the conditions in applying for an online loan is granting contact list access by the debtor to the provider as emergency access to collect his receivables to the debtor. However, the provision of the contact number is done by the debtor without the consent of the third party of the contact owner. This is a misuse of personal data in the form of third party’s contact numbers. This research aims to analyze the misuse of personal data in the form of third party’s contact numbers by debtors and what legal efforts can be made by the third party concerned. The approach used in this research consists of a statutory approach and a conceptual approach. The result of this study is that the misuse of personal data in the form of third party’s numbers carried out by debtors is an unlawful act, thus the legal efforts that can be done by the aggrieved third party is filing a claim for damages on the basis of unlawful acts to the Court.Keywords: Online Loans; Personal Data; Unlawful Acts; Legal effort.AbstrakPerjanjian pinjam-meminjam uang secara onlinedapat dilakukan dengan mudah dan cepat serta tanpa persyaratan yang rumit. Salah satu syarat dalam melakukan pengajuan pinjaman online tersebut yaitu pemberian akses daftar kontak oleh penerima pinjaman kepada penyelenggara sebagai akses darurat untuk menagih piutangnya kepada penerima pinjaman. Namun pemberian nomor kontak tersebut dilakukan penerima pinjaman tanpa persetujuan pihak ketiga pemilik kontak. Hal tersebut merupakan penyalahgunaan data pribadi berupa nomor kontak pihak ketiga. Penelitian ini bertujuan untuk menganalisis perbuatan penyalahgunaan data pribadi berupa nomor kontak pihak ketiga oleh penerima pinjaman dan upaya hukum apa yang dapat dilakukan oleh pihak ketiga yang bersangkutan. Pendekatan yang digunakan dalam penelitian ini terdiri dari pendekatan perundang-undangan dan pendekatan konseptual. Hasil dari penelitian ini adalah penyalahgunaan data pribadi berupa nomor pihak ketiga yang dilakukan oleh penerima pinjaman merupakan perbuatan melanggar hukum, maka upaya hukum yang dapat dilakukan oleh pihak ketiga yang dirugikan adalah pengajuan gugatan ganti rugi atas dasar perbuatan melanggar hukum kepada Pengadilan. Kata Kunci: Pinjaman Online; Data Pribadi; Perbuatan Melanggar Hukum; Upaya Hukum.
Akibat Hukum Bagi Bank Bila Kewajiban Modal Inti Minimum Tidak Terpenuhi Indira Retno Aryatie; Adityo Waskito Nugroho
Mimbar Hukum - Fakultas Hukum Universitas Gadjah Mada Vol 22, No 2 (2010)
Publisher : Fakultas Hukum Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (347.357 KB) | DOI: 10.22146/jmh.16223


As an implementation of the Indonesian Banking Architecture policy, the government issues Bank Indonesia Regulation No. 9/16/ PBI/2007 on Minimum Tier One Capital that increases the minimum capital to 100 billion rupiah. This writing discusses the legal complication that a bank will face should it fail to fulfil the minimum ratio. Sebagai tindak lanjut dari kebijakan Arsitektur Perbankan Indonesia, pemerintah mengeluarkan Peraturan Bank Indonesia 9/16/PBI/2007 tentang Kewajiban Modal Inti Minimum Bank yang menaikkan modal inti minimum bank umum menjadi 100 miliar rupiah. Tulisan ini membahas akibat hukum yang akan dialami bank bila kewajiban modal minimum tersebut gagal dipenuhi.
Perlindungan Konsumen Muslim atas Produk Halal Bambang Sugeng Ariadi Subagyono; Trisadini Prasastinah Usanti; Zahry Vandawati Chumaida; Fiska Silvia; Indira Retno Aryatie
Perspektif Hukum VOLUME 20 ISSUE 2
Publisher : Faculty of Law Hang Tuah University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30649/ph.v20i2.82


Every religious adherent is guaranteed to choose and practice his religion, so the state is obliged to provide protection and guarantee regarding the halalness of the products used and used by the community. Whereas in society there are still many conclusions about various products that have not been guaranteed their halalness and regulations have not provided legal certainty and guarantees for Muslim communities. So to provide legal certainty the promulgation of Law number 33 of 2014 concerning Halal Product Guarantee. The guarantee for the implementation of Halal Products is aimed at providing comfort, safety, and certainty of information on Halal Products for the public in consuming and using Products, as well as increasing added value for Business Actors to produce and sell Halal Products. The halal certificate must be submitted by the business actor in writing to BPJPH while the determination of the halalness of the product is still carried out by MUI through the Halal Fatwa Session. This research is a normative legal research that uses a statute approach and a conceptual approach.
Kekuatan Pembuktian Sertipikat Hak Atas Tanah (Konvensional dan Elektronik) Indira Retno Aryatie; Oemar Moechthar; Angela Melani Widjaja
Perspektif Hukum VOLUME 22 ISSUE 1
Publisher : Faculty of Law Hang Tuah University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30649/ph.v22i1.88


Land is one of the important elements for social lives. Because really that important, the land which was the one of elements of the agrarian in the life of the Indonesian constitutionality has been regulated in Law Number 5 of 1960. This arrangement is intended to ensure a certainty of legal, in which the land was necessary a land registration in order to provide such certainty and legal protection to the rights holders, their rights which later on the outcome of those with registration certificate as a strong evidence. However due to the development of technology that so rapidly now this, then in terms of registering land even until issue certificates have can be done online/electronic. So that with the latest regulation regarding electronic acticity creates a new problem in terms of proof power between conventional certificates and electronic certificates.
The Principle of Justice in the Weakness of Objective Rights Holders Against Privileges Rights Holders Trisadini Prasastinah Usanti; Indira Retno Aryatie; Oemar Moechthar
Media Iuris Vol. 6 No. 2 (2023): MEDIA IURIS
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/mi.v6i2.41755


AbstractMaterial guarantees create material rights with superior characteristics. One is absolute, that is, the right holder can enforce material rights against anyone. It is as if nothing can beat the holder’s position of material guarantee in the event of a conflict with concurrent creditors and creditors holding privileges. However, this absolute character can be weakened by law. In certain circumstances, such as the right to collect the cost of saving the collateral object, the position of the creditor holding the material guarantee must surrender to the creditor with the privilege. Creditors can even threaten their position by not getting full repayment because the object of the material guarantee is to pay the bill from the creditor who holds the privilege first. The problem analyzed in this article concerns the principle of justice associated with weakening the characteristics of material rights in material guarantees for privileges. This study uses statutory, conceptual, and case approaches. The result of this study is that the creditor’s bills of the holder of the privilege arising from the salvage of collateral objects must take precedence over the bills of creditors of property security holders. This is considered fair, whereby the salvage of collateral causes creditors to remain in their preferred creditor position.Keywords: Justice; Absolute; Material Rights; Material Security; Privileges.