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All Journal Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan I-Finance Journal Jurnal Intelektualita: Keislaman, Sosial, dan Sains I-ECONOMICS: A Research Journal on Islamic Economics Edueksos : Jurnal Pendidikan Sosial & Ekonomi Medina-Te : Jurnal Studi Islam Al-Wijdan : Journal of Islamic Education Studies Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Syntax Literate : Jurnal Ilmiah Indonesia Kinerja: Jurnal Ekonomi dan Manajemen Edukasi Islami: Jurnal Pendidikan Islam Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan NISBAH: JURNAL PERBANKAN SYARIAH Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam JESI (Jurnal Ekonomi Syariah Indonesia) JAD: Jurnal Riset Akuntansi & Keuangan Dewantara JURNAL EKSBIS ACTIVA: Jurnal Ekonomi Syariah Jurnal Pendidikan dan Konseling SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL wacana equiliberium (jurnal pemikiran penelitian ekonomi) Jurnal Syntax Transformation JES (Jurnal Ekonomi Syariah Jurnal Aplikasi Manajemen dan Bisnis (JTIEMB) EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Berajah Journal ETNIK : Jurnal Ekonomi dan Teknik Jurnal Ekonomi Warisan: Journal of History and Cultural Heritage Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Jurnal Ekonomi, Bisnis & Entrepreneurship (e-Journal) Al-Buhuts (e-journal) Jurnal Ekonomi dan Bisnis Islam (JEBI) Indonesian Journal of Multidisciplinary Science QULUBANA: Jurnal Manajemen Dakwah Jurnal Locus Penelitian dan Pengabdian Sinomika Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi Siwayang Journal: Publikasi Ilmiah Bidang Pariwisata, Kebudayaan, dan Antropologi Asyafina Journal: Jurnal Akademi Pesantren Journal of International Conference Proceedings Jurnal Manajemen, Akuntansi, Ekonomi Indonesian Journal of Multidisciplinary Sciences Journal of Economics and Business IEB: Journal of Islamic Economics and Business

Maya Panorama

Universitas Islam Negeri Raden Fatah Palembang

Author-ID : 2881977

Religion Aerospace Engineering Arts Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Public Health Social Sciences Other

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DAMPAK EKONOMI MAKRO DAN INTERNAL BANK SYARIAH TERHADAP LABA BERSIH BANK SYARIAH DI INDONESIA: MACROECONOMICS AND INTERNAL IMPACT OF ISLAMIC BANK ON NET PROFIT OF ISLAMIC BANK IN INDONESIA Mega Cloudia; Asri Dinanti; Maya Panorama; Riska Nuari
NISBAH: Jurnal Perbanka Syariah Vol. 8 No. 1 (2022): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v8i1.5768

Kajian ini bertujuan untuk mengetahui apa saja dampak makroekonomi dan ke dalam dari bank syariah terhadap laba bersih bank syariah di Indonesia. Kajian ini melihat seberapa besardampak makroekonomi yang mencakup: PDB (Produk Domestik Bruto), Ekspansi, Biaya Pinjaman Bank Nasional (BI Rate), Rupiah Unfamiliar Trade dan Inward Bank Syariah yang tergabung Non Performing Supporting (NPF), BOPO, Funding Depocit Proportion (FDR), Instrumen Cairan aset pihak luar dan seluruh penunjang keuntungan bersih bank syariah di Indonesia periode 2010 sampai 2014. Informasi yang diambil adalah informasi tambahan dari Bank Indonesia, Monetary Administration Authority, the Focal Measurements Organization. Faktor-faktor dalam penelitian ini mempengaruhi keuntungan bersih bank syariah untuk susah payah mencari dalam memperluas keuntungan bank syariah secara keseluruhan.

Tinjauan Hukum Islam terhadap Produk-produk Bank Syariah terhadap Bagi Hasil dan Faktor-faktor Pendorong Nasabah untuk Menabung dan Percaya kepada Bank Syariah Iko Aji Putranto; Bahariya Natalia; Maya Panorama
ACTIVA: Jurnal Ekonomi Syariah Vol 5 No 1 (2022): April
Publisher : LP3M STITNU Al Hikmah Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Kegiatan Bank berdasarkan prinsip bagi hasil pada dasarnya merupakan perluasan jasa perbankan bagi masyarakat yang membutuhkan dan menghendaki pembayaran imbalan yang tidak didasarkan pada sistem bunga melainkan atas dasar prinsip bagi hasil. Tingkat bunga merupakan salah satu pertimbangan seseorang untuk menabung atau mendepositokan uangnya pada bank. Tingkat bunga yang tinggi akan mendorong seseorang untuk menabung atau mendepositokan uangnya dan mengorbankan konsumsi sekarang untuk dimanfaatkan dimasa yang akan datang. Prinsip perhitungan bagi hasil pendapatan sangat penting untuk ditentukan diawal danuntuk diketahui oleh kedua belah pihak yang akan melakukan kesepakatan kerja sama bisnis karena apabila hal ini tidak dilakukan, maka berati telah menjadi gharar, sehingga transaksi menjadi tidak sesuai dengan prinsip syariah. Adapun hasil penelitian menunjukkan bahwa dalam pelaksanaannya Bank Syariah mengelola dana simpanan mudharabah anggota sesuai dengan prinsip mudharabah yaitu menggunakan prinsip mudharabah muthlaqah. Jadi dana simpanan mudharabah anggota penyimpan dana di Bank Syariah akan dikelola dan dimanfaatkan oleh pihak Bank Syariah dalam bentuk produk-produk pembiayaan yang ditawarkan kepada masyarakat karena pihak shahibul maal telah sepenuhnya mempercayakan simpanannya untuk dikelola oleh Bank Syariah dengan harapan untuk mendapatkan bagi hasil.

The Relevance of The Firm Performance Status and Corporate Governance Nurfala Safitri; Rika Lidyah; Titin Hartini; Maya Panorama; Chandra Zaki Maulana
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 4 No 1 (2022)
Publisher : LPMP Imperium

This study aims to determine the effect of managerial ownership and “Institutional Ownership“ on Firm Performance. This research uses eviews and excel for data processing. There are 7 companies that are sampled in this study. Based on the calculation results, the t-count is -1.305926 > t-table -2.042 with a significance number of 0.2009 > = 0.05, so Ho is accepted and Ha is rejected. This means that there is no influence of Managerial Ownership on Firm Performance. The magnitude of the influence of Managerial Ownership on Firm Performance = -0.881909 or 88.19% with a significance number of 0.2009> = 0.05. To reduce this deviant behavior, there is a need for supervision by outside parties. Share ownership by institutions can reduce deviant behavior by managers by conducting supervision. Based on the calculation results, the t-count is -2.889903 > t-table -2.042 with a significance number of 0.0069 < = 0.05, so Ho is rejected and Ha is accepted. This means that there is no an influence of “Institutional Ownership“ on Firm Performance. The results of this study are in line with agency theory.

The Effect of Audit Tenure and Audit Rotation on Audit Quality in Companies Listed on the Stock Exchange Ahmad Karno; Aulia Aulia; Maya Panorama; M. Rafli Aldiansya
SINOMIKA Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi Vol. 1 No. 1 (2022): May
Publisher : PENERBIT LAFADZ JAYA

This study aims to determine how audit tenure and audit rotation affect audit quality in companies listed on the Indonesia Stock Exchange in 2019-2020. The population used in this study are manufacturing companies listed on the Indonesia Stock Exchange from 2019 to 2020. Sampling in this study used a purposive sampling method. The data used in this study is secondary data in the form of the Annual Financial Statements of companies listed on the Indonesia Stock Exchange in 2019-2020. The data collection technique used in this research is documentation, namely collecting, recording, and reviewing secondary data in the form of financial reports.

PENGARUH INTELLECTUAL CAPITAL DAN CORPOEATE GOVERNANCE TERHADAP KINERJA KEUANGAN PERBANKAN DI INDONESIA Bettri Mistari; Rindah Mustika; Maya Panorama; Qasiratut Tharfi
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, dan Pendidikan Vol. 1 No. 7 (2022): June
Publisher : PENERBIT LAFADZ JAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v1i7.119

The purpose of this study was to analyze and determine the effect of Intellectual Capital and Good Corporate Governance on the financial performance of banking companies listed on the Indonesia Stock Exchange. The research population is all banking companies listed on the Indonesia Stock Exchange 2015-2021 as many as 47 companies. The number of samples that meet the criteria are 23 companies with 7 years of observation. The analysis technique used in this research is multiple linear regression. The R-Square value is 69.4%. This shows that the independent variable has an influence on the financial performance of banking companies listed on the Indonesia Stock Exchange by 69.4 while 30.6% is influenced by other variables outside this research model. The results of the t test show that the Intellectual Capital variable has a significant positive effect on financial performance, and Good Corporate Governance has an insignificant negative effect on financial performance. While the F test simultaneously has a positive and significant effect on financial performance.

PENGARUH KUALITAS LAYANAN DAN KINERJA KARYAWAN TERHADAP KEPUASAN, KEPERCAYAAN, DAN LOYALITAS NASABAH (STUDI KASUS BANK MUAMALAT KANTOR CABANG PALEMBANG) Cindy Rahmawati; Della Fitriani; Fadillatul Haira; Maya Panorama
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, dan Pendidikan Vol. 1 No. 7 (2022): June
Publisher : PENERBIT LAFADZ JAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v1i7.123

Suatu perusahaan tentunya memiliki strategi dalam meningkatkan penilaian dari nasabah.Upaya yang dilakukan agar tercapainya citra baik oleh nasabah terhadap perusahaan yakni dengan memberikan kualitas layanan dengan baik dan meningkatkan kinerja karyawan agar lebih optimal dalam memberikan pelayanan kepada nasabah.Penelitian ini bertujuan untuk mengetahui pengaruh kualitas layanan dan kinerja karyawan terhadap kepuasan, kepercayaan, dan loyalitas nasabah pada Bank Muamalat Kantor Cabang Palembang. Populasi dalam penelitian ini adalah para nasabah Bank Muamalat dengan sampel responden sebanyak 20. Variabel pada penelitian berjumlah tiga variabel yaitu variabel kualitas layanan, kinerja karyawan, dan loyalitas.

ANALISIS PENGARUH PINJAMAN MODAL PNM MEEKAR TERHADAP MANFAAT YANG DI PEROLEH NASABAH DI DESA SUMBER RAHAYU KECAMATAN RAMBANG KABUPATEN MUARA ENIM Pebri Supagantara; Rosyidi Andrian Kasfari; Aida Nur Rezky Damanik; Maya Panorama
J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Vol 7, No 1 (2022): J-Alif, Volume 7, Nomor 1, Mei 2022
Publisher : Fakultas Agama Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35329/jalif.v7i1.2887

Penelitian ini bertujuan untuk mengetahui pengaruh program PNM MEKAAR terhadap pendapatan masyarakat di desa Sumber Rahayu Kecamatan Rambang Kabupaten Muara Enim. Metode pengumpulan data yang dilakukan yaitu dengan observasi dan wawancara, mekanisme kerja PNM MEKAAR Dalam Memberikan Bantuan Permodalan benar-benar ditujukan untuk masyarakat yang kurang mampu dengan mensurvei setiap keluarga yang akan diberikan bantuan modal, untuk dididik dalam memberikan pelatihan melalui pengelolaan usaha sehingga dapat membantu nasabah dalam meningkatkan pendapatan dan diberikan modal agar mereka dapat tumbuh menciptakan usaha secara mandiri.Kata Kunci : PNM MEKAAR, Pendapatan Masyarakat Miskin

PENGARUH ECOLOGICAL MARKETING DAN CORPORATE SOCIAL RESPONSIBILITY TERHADAP GRADE IMAGE PADA PRODUK TUPPERWARE Kms Guntur Autura Syanai; Wahyu Aninda Safitri; Maya Panorama; Yurini Trisky
SIWAYANG Journal: Publikasi Ilmiah Bidang Pariwisata, Kebudayaan, dan Antropologi Vol. 1 No. 2 (2022): Juni
Publisher : Penerbit Lafadz Jaya

This examination means to figure out the impact of Ecological Showcasing and Corporate Social Obligation on Grade Picture on Tupperware products.The research populace is a buyer client of Tupperware items. Information gathered by conveying polls, the quantity of respondents in this study is 50 respondents. The kind of examination utilized in this study is quantitative exploration with information assortment strategies utilizing surveys. The outcomes showed that Ecological showcasing impacts corporate social obligation, Ecological promoting affects Grade picture, corporate social obligation meaningfully affects Grade picture and Ecological advertising affects Grade picture through corporate social obligation as intervention.

Analysis of The Impact of the Role of Halal Authority on the Economy Nurfala Safitri; Maya Panorama; Muhammad Abdul Rohman
Asyafina Journal: Jurnal Akademi Pesantren Vol. 1 No. 2 (2022): Juni 2022
Publisher : Asyafina Akademik Press

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Halal Value Chain has an essential role in a country, but many countries ignore halal authority. In addition, based on the results of previous research studies discussing halal authority have shown that halal source can reduce information asymmetry in a product. Muslims around the world everyone needs this. This study aims to determine the relationship between a dynamic transformation which includes three sectors contributing services, agriculture, and industry, with the halal authority in a country. This study uses panel data consisting of 228 countries. Of the whole countries, only 45 countries have halal control. This data processing process uses stata. This study uses a static panel analysis method, namely the random effect model, common effect regression, and dynamic panels. The results of this study state that the existence of a halal value chain affects the transformation of a country that details halal authorities to have a significant relationship to service contributions, halal authorities have a significant relationship to agricultural contributions, halal authorities have a significant relationship to industry contributions to Gross Domestic Product (GDP) by including control variables such as access electricity, individual using the internet, domestic credit to the private sector, household and final consumption expenditure. Data and Material can access at: https://doi.org/10.7910/DVN/8BRLJL

Analysis of the Impact of Digitization of Islamic Banking For Small and Medium Enterprises (SMEs) in Indonesia Juwita Anggraini; Maya Panorama; Desi Handayani
Journal of International Conference Proceedings (JICP) Vol 2, No 1 (2019): Proceedings of the 3rd International Conference of Project Management (ICPM) Bal
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v2i1.448

Islamic banking is one of the economic sectors that becomes the wheel of rotation of funds in a country that must develop and follow market. The application of financial technology to improve the efficiency of operational activities and the quality of bank services to its customers, because the utilization of financial technology is in line with the growing community needs for online-based financial services and the use of internet media for digital data. The rapid growth of technology and digital development has brought about business changes. If two decades ago financial technology innovations were still centered on internal banking, nowadays technological innovations are also reaching the customers or consumers. The question that arises is how much digital finance can be used by people who are not bankable (lower class society) whose transaction rates are small, who have low income, the distance to remote bank locations, information on banking is limited. What is the impact of digital finance on SME businesses.

Co-Authors Adam Damba Yuda Addinul Ikhsan Adela Monica Ahmad Al-Badawi Ahmad Karno Aida Nur Rezky Damanik Ali Maftuhin Aliyah Aisyiyah Mirrahma Alpisarrin Alpisarrin Amrina Rosada Andini Herawaty Anggie Angraini Anggreini Dwi Agvita Berutu Anggun Puji Astuti Anjas Sutiawan Anjeli Apriani Annida Ramadanti Aprika Wanti Pratama Aprilia Aprilia Ardani Ardani Arif Rahman Nurul Amin Asri Dinanti Audy Putri Criseli Aulia Aulia Badaruddin, KMS Bahariya Natalia Baldad Muhammad Syarifati Bettri Mistari Candra Zaki Maulana Ceriah Rukmana Chairunnisa Oktaviani Chandra Zaki Maulana Chandra Zaki Maulana Choirun Niswah Cindi Pramita Cindy Rahmawati Dea Kusumawati Dedi Saputra Della Fitriani Desi Handayani Dhea Devina Dhiyaah Karina Diah Adinda Novalia Dian Anggraini Dian Pitaloka Diana Lestari Dina Qonita A.R Dinda Cici Aulia Dita Fadhila Diva Anggraini Dyah Puspa Rahmiati Elvira Rosiana Erica Della Rosa Ervina Rahmawati Esti Hajiah Fadilah Aslamiah Fadillatul Haira Fajri Hidayat Farras Nabila Febriani Ami Susanti Fitriyeni Ghina Alvia Rahman Hafish Syabandi Hanna Nabilah Helisia Krisdayanti Husnul Islami Fatoriq Iffatur Rohmah Ika Priyaning Rahayu Iko Aji Putranto Ina Sintia Indri Priscilia Istiani Khasanatun Juwita Anggraini Juwita Anggraini Juwita Anggraini Syahri Kiki Mikail Kms Guntur Autura Syanai Kms. Rahmat Abdul Ghofur Laila Turahmi Lemiyana Lemiyana Listiawati Listiawati Lola Amalia Lya Reinita M Dias Akhira Ramadan M. Fachry Zaiman M. Fazal Rizvi M. Rafi Alfatiha M. Rafli Aldiansya MAFTUKHATUSOLIKHAH MAFTUKHATUSOLIKHAH Malikal Mulki Octadyla Mayang Fuji Desmatuti Mega Cloudia Miftah Nariyah Agustiani Msy Aziza Septiani Muhammad Abdul Rohman Muhammad Adzmy Nur Yansyah Muhammad Furqon Alfaridzhi Muhammad Luqman Hakim Muhammad Ongky Wijaya Muhammad Rendi Putra Muhammad Rusdi Muhammad Zulfakar Mukhlis Nuzulul Karim Musafa atin Atin Nabila Amyrtha Putri Nabila Yatama Noor Nafisatul Aulia Nesha Alifia Jauzi Nidya Lestari Nikmah Toyiba Nilam Vina Septiana Novera Wandira Nurfala Safitri Nurijal Nurma Yani Nurma Yunita Otoman Otoman Pebri Supagantara Petrawangsyah Petrawangsyah Pria Mitra Putri Eni Qasiratut Tharfi Rahma Dhanti Randi Randi Ranti Yusmania Refi Widia Putri Regi Yasika Repita Riani Resi Milenia Resti Yurillita Rezki Mardiatillah Rika Lidyah Rindah Mustika Rindi Febriyani Rinol Sumantri Riska Nuari Riska Oktaini Riski Amelia Risma Eryani Rista April Diyanti Rizki Anantha Emdardi Rizkya Lutfi Amalin Ropini Amelia Rosyidi Andrian Kasfari Sabina Adilia Safira Anggraini Sahirrudin Sahirrudin Salsabila Tiraliana Samsul Bahrri Sandra Herliana Fadila Sayyid Muhammad Abdurrahman Sella Herlinia Shinta Ainur Rahmadani Silvia Sugengni Sindy Astuti Sisil Lindia Putri Siti Alfiyatus Sa’diyah Siti Halimahtusakdiah Siti Salsabila Tariza Putri Ramayanti Thoriq Habsyi Tiara Anisaa Titin Hartini Ulfia Rachmah Vije Saputra Vina Rahmawati Wahyu Aninda Safitri Widya Endang Lestari Yeyen Deskaryani Yuni Pujiati Yurike Yurike Yurini Trisky Zahara Amalia

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