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All Journal ULUL ALBAB Al-Ahkam IJTIHAD Islamic Ecomonics Journal MUSLIM HERITAGE: JURNAL DIALOG ISLAM DENGAN REALITAS Ziswaf : Jurnal Zakat dan Wakaf Al-Mustashfa Al-Iktisab: Journal of Islamic Economic Law TSAQAFAH EKUITAS (Jurnal Ekonomi dan Keuangan) El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah Al-Istinbath: Jurnal Hukum Islam
Mulyono Jamal
Fakultas Syariah, Universitas Darussalam Gontor Ponorogo
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Journal : Al-Iktisab: Journal of Islamic Economic Law

 1 
Application for Wakalah bi al-Ujrah Contract in Various Banks, Insurance, and Syariah Mutual Funds Indonesia According to Wahbah Zuhaili Mohammad Ghozali; Adinda Muftiviany Nur Jamilah; Mulyono Jamal; Iman Nur Hidayat
AL- IKTISAB Journal of Islamic Economic Law Vol 5, No 1 (2021): Al-Iktisab: Journal of Islamic Economic Law
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v5i1.6204

Abstract

Wakalah is one of the most frequently used transactions in insurance, mutual funds, and especially Islamic banking. Insurance is one of the economic activities that we often hear about, many of these activities, such as health insurance, education, and etc. This paper uses a literature analysis method by using journals as its primary source. According to Wahbah Zuhaili there is insurance that is allowed to do and there is insurance that is illegal to do. Basically, the purpose of the insurance is having a mutual help. So if the participant does not use the insurance premium they have been paid, this premium will be allocated to others. Until there is a help-seeking action based on sincerity. However, it will be illegal if the purpose of this insurance activity is based solely on profit. Thus, it will create a synergy that will eliminate the benefits. So this insurance being an illegal activity. which is containing five elements, there are riba, gharar, gaban, qimar, and jahalah, which can damage human benefits and harms. Then insurance activity is illegal.
Co-Authors Adinda Muftiviany Nur Jamilah Akhmad Afandi Mahfudz Alfiansyah Topandi Harahap Anwar Fatoni Ayu Ruqoyah Eko Nur Cahyo Ghozali, Mohammad Haerul Akmal Hamid Fahmi Zarkasyi Hendri Setyo Wibowo Iman Nur Hidayat Khasib Amrullah Khurun'in Zahro' Khurun'in Zahro' Mohammad Hanief Sirajulhuda Muhamad Arief Al Hakim Muhammad Aunurrochim Mas'ad Saleh Nur Azizah Latifah Nurul Fathonah Resi Handayani Rusyda Afifah Ahmad Suyoto Arief Syamsuri Tesa Mellina Usmanul Khakim Wahyudi Bakri Yassinta Fitria Ramadhanty