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All Journal ASAS : Jurnal Hukum Ekonomi Syariah Analisis: Jurnal Studi Keislaman Agregat: Jurnal Ekonomi dan Bisnis Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN Revenue: Jurnal Manajemen Bisnis Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Manajemen Bisnis dan Keuangan Jurnal Abdimas Bina Bangsa Smart: Journal of Sharia, Tradition, and Modernity Salam (Islamic Economics Journal) IIJSE
Hanif Hanif
UIN Raden Intan Lampung
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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PENGARUH PENGGUNAAN SISTEM PEMBAYARAN SHOPEEPAYLATER “BAYAR NANTI” TERHADAP PERILAKU KONSUMTIF MAHASISWA UIN RADEN INTAN LAMPUNG DALAM PERSPEKTIF BISNIS SYARIAH Sonia Aftika; Hanif Hanif; Yulistia Devi
REVENUE: Jurnal Manajemen Bisnis Islam Vol 3, No 1 (2022)
Publisher : Sharia Business Management UIN Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (264.129 KB) | DOI: 10.24042/revenue.v3i1.11228

Abstract

ShopeePayLater adalah jasa yang diberikan oleh Shopee kepada pengguna untuk mendapatkan produk terlebih dahulu namun pembayaran dapat dilakukan pada awal bulan berikutnya. Berdasarkan pra riset yang dilakukan terhadap 109 mahasiswa di Bandar Lampung melalui kuisioner online google form, ditemukan bahwa 106 mahasiswa dengan sistem pembayaran ShopeePayLater dalam waktu seminggu justru menurunkan perilaku konsumennya. Hal ini berbanding terbalik dengan alasan logis bahwa menggunakan ShopeePayLater seharusnya mening-katkan perilaku konsumen. Penelitian ini menggunakan pendekatan kuantitatif, data yang digunakan data primer dengan angket online kepada mahasiswa dan populasi 23.901 mahasiswa aktif di UIN Raden Intan Lampung, sampel yang digunakan sebanyak 100 orang. Analisis data yang digunakan adalah analisis regresi linier sederhana yang diolah menggunakan SmartPls 3 dan SPSS versi 26.0. Hasil penelitian menunjukkan bahwa variabel penggunaan ShopeePayLater berpengaruh signifikan terhadap perilaku konsumen mahasiswa di UIN Raden Intan Lampung. Dalam perspektif bisnis syariah, hal ini diperbolehkan dalam Islam karena pembayarannya tidak dicicil tetapi pada awal bulan berikutnya dimana jumlah tambahan yang harus dibayar saat checkout berupa biaya layanan atau margin penjualan dan tidak berupa bunga pinjaman (qardh).
Analysis of Perceived Usefulness, Perceived Ease of Use, Trust, and Sharia Financial Literature on the Adoption of Sharia Fintech by MSMEs Imam Shoffan Hasyim; Hanif Hanif; Erike Anggraeni
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (392.239 KB) | DOI: 10.47467/alkharaj.v5i3.1572

Abstract

The purpose of this study is to analyze consumer intentions to use Sharia FinTech services. This study uses a quantitative descriptive approach to the population, namely SMEs in Bandar Lampung through the sampling technique using simple random sampling with random sampling regardless of the level of the research population. Furthermore, the sample calculation in this study uses the Slovin technique and hypothesis testing using SPSS 22. The results show that Perceived Usefulness, Trust, Islamic Financial Literacy, and all independent variables simultaneously have an influence on the adoption of Islamic FinTech by SMEs. Meanwhile, Perceived Ease of Use has no influence on the adoption of Islamic FinTech by MSMEs. The Islamic Financial Literacy variable has the greatest influence among the independent variables in this study. Keywords: Sharia FinTech, Technology Acceptance Model (TAM), and Perceived Usefulness
Efektivitas dan Risiko Penggunaan M-Banking pada Bank Syariah Indonesia Terhadap Kepuasan Pelanggan Is Susanto; Moh. Mukri; Moh. Bahrudin; Hanif Hanif
Jurnal Manajemen Bisnis dan Keuangan Vol 3 No 2 (2022): Oktober 2022
Publisher : https://jurnal.binamandiri.ac.id/

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51805/jmbk.v3i2.73

Abstract

Mobile banking is a service provided by a bank that allows customers to carry out various types of transactions anytime and anywhere through mobile media. This service is not only used by customers in general, but UIN students as current customers have also used these services in paying tuition bills. However, most students still do not take advantage of the convenience of these services. This study aims to determine the effect of the effectiveness and risk of using m-banking services at Bank Syariah Indonesia on customer satisfaction. This study uses a quantitative approach. The population of this study was all students of UIN class of 2019 totaling 6,435. The results of this study are the effectiveness variable does not partially affect customer satisfaction in the use of m-banking services at Bank Syariah Indonesia, while the risk variable has a significant positive effect on customer satisfaction in using m-banking services at Bank Syariah Indonesia.
Potensi dan strategi pengembangan kuliner halal dalam meningkatkan pertumbuhan ekonomi di Kota Bandar Lampung Ade Eko Setiawan; Heni Noviarita; Hanif Hanif
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 5 No. 7 (2023): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/fairvalue.v5i7.3041

Abstract

Lampung's economic conditions, which previously showed recovery after the passing of the crisis that hit the world economy since 2008, were hit by an epidemic in 2020, which resulted in weakening GRDP and economic growth in Lampung in general and Bandar Lampung in particular. The goal of this research is to identify the potential and strategy for developing halal culinary in order to boost economic growth in the city of Bandar Lampung. The type of research used is qualitative research with field observation techniques because the data needed or collected in this study is based on the reality that occurs in people's lives. The data sources used are primary and secondary. The results of this study concluded that the potential of the banana chip culinary tourism destination KUB Telo Rezeki All Mider Bandar Lampung City has met the standard concept of developing halal tourism. The existence of sharia tourism can support economic growth by reviving the community's creative industries. The marketing strategy implemented by the KUB Telo Rezeki Banana Chips Shop in competition is based on the 4P marketing mix strategy, namely product strategy, price strategy, place strategy, and promotion strategy, and is in accordance with the Sharia marketing concept.
Analysis of Understanding of Islamic Work Ethic Hanif Hanif; Moh. Mukri; Is Susanto
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economic: January, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1775

Abstract

Work ethic is a person's attitude and view at work, sourced from self-quality, realized based on values ​​and implemented in activities at work. A work ethic based on Islamic values ​​will form a Muslim full of responsibility and hard work in carrying out his duties at work. At a practical level, an understanding of the Islamic work ethic will have a major impact on work. The results of this study indicate that in general the understanding of the Islamic work ethic of the employees of UIN Raden Intan Lampung and IAIN Metro is in accordance with the theory of Islamic work ethic. However, in practice not all employees carry out an Islamic work ethic which includes work to seek sustenance, work is worship, work professionally, work hard, respect time (discipline), uphold honesty. According to the Islamic perspective, work is part of fulfilling the needs of life which are divided into primary, secondary and tertiary needs. These three needs are very important for the running of human life in general and humans in particular. If it does not work, then humans will naturally experience difficulties which will eventually fall into sin.
PEMBERDAYAAN IBU RUMAH TANGGA DALAM MENCIPTAKAN PRODUK EKONOMI KREATIF Mutiara Eka Putri; Tulus Suryanto; Hanif Hanif
Jurnal Abdimas Bina Bangsa Vol. 4 No. 2 (2023): Jurnal Abdimas Bina Bangsa
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jabb.v4i2.771

Abstract

This community service aims to empower homemakers to create creative economic products like date-flavored tomatoes. It is hoped that this creative economy product can improve welfare and increase the economic empowerment of families, especially homemakers. The research methods include surveys, training, mentoring, and product development. The active participation of homemakers in every stage of the research is the key to achieving the goal of empowering the creative economy. The research results show that through intensive training and mentoring, homemakers can create creative economic products in the form of date-flavored tomatoes with high selling value. This product can be sold locally and in broader markets, increasing family income and expanding employment opportunities for homemakers. Empowering homemakers in creating creative economic products in the form of date-flavored tomatoes is an effective strategy for increasing the community's economic potential inclusively, increasing family economic independence, and encouraging the development of local products with high added value
SOSIALIASI PEMASARAN DIGITAL: MEMAKSIMALKAN POTENSI EKONOMI UNTUK MENUJU MASYARAKAT YANG MANDIRI DENGAN BERWIRAUSAHA Febrian Maulana Putra; Syamsul Hilal; Hanif Hanif
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 4 No. 5 (2023): Volume 4 Nomor 5 Tahun 2023
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v4i5.21852

Abstract

Peningkatan kemandirian ekonomi masyarakat adalah tujuan krusial dalam upaya menciptakan fondasi yang kokoh bagi kemajuan sosial dan ekonomi. Penelitian ini bertujuan untuk memberitahu sosialiasi pemasaran digital untuk memaksimalkan potensi ekonomi masyarakat melalui kegiatan wirausaha. Metode penelitian yang dilakukan adalah deskriptif kualitatif. Penelitian dilakukan di daerah Lampung dengan beragam latar belakang sosial-ekonomi untuk mendapatkan perspektif yang komprehensif. Hasil penelitian menunjukkan bahwa pemasaran digital memiliki potensi untuk membantu pengembangan kewirausahaan memiliki potensi besar untuk meningkatkan kemandirian ekonomi masyarakat. Melalui pendekatan masyarakat dapat mengidentifikasi peluang bisnis, mengembangkan keterampilan, dan memanfaatkan sumber daya lokal. Pentingnya pembinaan dan pendampingan berkelanjutan dalam membangun kapasitas wirausaha menjadi poin kunci dalam keberhasilan inisiatif ini. Selain itu, keterlibatan masyarakat dalam proses pengambilan keputusan terkait program wirausaha dapat meningkatkan rasa kepemilikan dan komitmen terhadap upaya kemandirian ekonomi. Dengan menggali potensi ekonomi melalui wirausaha, masyarakat dapat mengalami peningkatan pendapatan dan kualitas hidup secara keseluruhan. Penelitian ini memberikan wawasan berharga bagi pemangku kepentingan, termasuk pemerintah, organisasi non-pemerintah, dan lembaga pendidikan, dalam merancang dan melaksanakan program yang memaksimalkan pemasaran digital untuk meningkatkan potensi ekonomi untuk masyarakat yang mandiri.
Co-Authors Abd. Qohar Ade Eko Setiawan Desma Susilawati Dian Puspita Erike Anggraeni Faisal Faisal Fatullah Iqbal Febrian Maulana Putra Heni Noviarita Idham Idham Imam Shoffan Hasyim Is Susanto Liky Faizal Liya Ermawati Mardhiyah Hayati Moh Bahrudin Moh. Mukri Mutiara Eka Putri Nur Wahyu Ningsih SONIA AFTIKA Syamsul Hilal Tulus Suryanto Yulistia Devi