Heni Noviarita
Universitas Islam Negeri Raden Intan Lampung

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Pengelolaan Desa Wisata Dengan Konsep Green Economy Dalam Upaya Meningkatkan Pendapatan Ekonomi Masyarakat Pada Masa Pandemi Covid-19 (Studi pada Desa Wisata di Provinsi Lampung dan Jawa Barat) Heni Noviarita; Muhammad Kurniawan; Gustika Nurmalia
Jurnal Akuntansi dan Pajak Vol 22, No 2 (2022): JAP : Vol. 22, No. 2, Agustus 2021 - Januari 2022
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v22i2.3761

Abstract

Keadaan Indonesia saat ini sedang kesulitan karena pandemi Covid-19, dimana banyak kegiatan atau tempat-tempat wisata yang sangat terdampak pada banyak sektor kehidupan masyarakat seperti kesehatan, sosial, pendidikan, ekonomi dan pariwisata. Sektor pariwisata merupakan sektor yang sangat terpukul.. Penelitian ini bertujuan untuk melihat pengelolaan desa wisata, dimana pengelolaannya yang berbasis masyarakat dan berkonsep green economy. Kemudian akan melihat bagaimana pandemi Covid-19 yang berdampak pada pendapatan masyarakat sebagai pengelola ataupun di sekitar desa wisata. Penelitian ini menggunakan jenis penelitian Obervasional analitik dengan menggunakan rancangan penelitian case control atau kasus kontrol. Penelitian ini termasuk ke dalam jenis penelitian yang menggunakan pendekatan kualitatif. Hasil penelitian ini menunjukan bahwa Seluruh desa wisata telah melakukan pengelolaan dengan menerapkan kosep green economy dan Pandemi covid-19 yang melanda memberikan dampak yang signifikan pada pelaku usaha wisata, tak terkecuali pengelola desa wisata.
OPTIMIZATION OF HUMAN RESOURCES QUALITY IN IMPROVING THE PERFORMANCE OF ISLAMIC BANKING EMPLOYEES Estelee Elora Akbar; Heni Noviarita; Erike Anggraeni
Jurnal Perspektif Ekonomi Darussalam (Darussalam Journal of Economic Perspec Vol 6, No 2 (2020): Jurnal Perspektif Ekonomi Darussalam
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi dan Bisnis - Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jped.v6i2.14491

Abstract

The purpose of this study was to find and review the optimization of human resourcesquality in improving the performance of Islamic banking employees. The approach used in this study was a quantitative approach by using primary data obtained through questionnaires to the Islamic banking customers located in Lampung. Sampling technique used in this studywas purposive sampling with a sample size of 100 people. Analysis of the data used in this study was simple linear regression analysis. Based on the result, the study found that there are significant quality of human resources in improving the performance of Islamic banking at 10.3%. Therefore,it needs to do the optimization of human resources quality through various efforts such as the recruitment system, the planning and training given by the company toward the employees, improving the intelligence, creativity, perseverance, as well as the professionalism of the employees.
The Effect of Life Style and Islamic Branding on Consumer Decisions in Buying Muslim Gamis Fashion Products in Bandar Lampung Winda Anggraini; Heni Noviarita
BASKARA : Journal of Business and Entrepreneurship Vol 4, No 1 (2021): Baskara: Journal of Business and Entrepreneurship
Publisher : Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54268/baskara.4.1.29-36

Abstract

Fashion is considered not only as clothing industry but also shows a person's lifestyle in appearance and becomes part of the identity of a group of people. "Gamis" is the trend among Indonesian women especially in Bandar Lampung, in recent years, is an encouraging phenomenon. The fashion industry is supported by various technological advances and the development of sophisticated civilization then it produces several products for its users. This is supported by several sides, both in terms of local designers who are increasingly capable of improving economic levels to the retail sector which is growing significantly. Indonesia has the potential to develop and even become a center for Muslim fashion in the world. This study aims to examine whether Life Style and Islamic Branding can influence purchasing decisions in Muslim fashion. The type of research is field research, and the nature of the research is quantitative descriptive analysis. The sample is consumers who use Muslim clothing products using the Solvin formula totalling 100 people. The data is analyzed using the SPSS version 21 application. The results, variable X1 or Life Style have a significant number below 0.05, which is equal to 0.000, so the hypothesis is accepted. The conclusion is the independent variable, namely Life Style, has a positive effect on the dependent variable, namely Purchase Decision (Y). This is in line with previous research and also the study of the theory of lifestyle on consumer decisions. The results of the research Variable X2 or Islamic Branding has a significant number below 0.05, which is equal to 0.003, so the hypothesis is accepted with the conclusion that the independent variable, namely Islamic branding (X2) has a positive effect on the dependent variable, namely, Purchase Decision (Y). The result is in line with previous research and also with the study of Islamic Branding theory.
The Effect of Financial Literacy, Risk Preference and Religiosity on Generation Z’s Investment Interest in the Islamic Capital Market Ade Eko Setiawan; Raudhoh Musyifah; Heni Noviarita
Journal of Islamic Business and Economic Review Vol 4, No 2 (2021): July, 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

In this study was to determine and analyze the effect of financial literacy, risk preference and religiosity on generation z investment interest in the Islamic capital market. The type of research used in this research is qualitative research, with qualitative descriptive research methods. Primary data in this study were obtained by using a questionnaire distributed via google form . The population in this study was generation Z who were students of the Islamic Banking Study Program at Uin Raden Intan Lampung class 2018-2019, totaling 483 people, with a total research sample of 48 respondents. The sampling technique in this research is purvosive sampling. Based on the results of the study, it can be concluded as follows: Financial literacy (X1) partially has no effect on investment interest (Y). Risk preference (X2) partially affects investment interest (Y). Religiosity (X3) partially has no effect on investment interest (Y). Financial literacy (X1), risk preference (X2), and religiosity (X3) simultaneously have no effect on investment interest (Y).
Development of Sharia Finance Digitalization Towards Inclusive Finance Within a Sharia Maqashid Framework (Case Study on PT Bank Syariah Indonesia’s BSI Mobile Banking Product) Angel Dwi Satria; Anita Anita; Krismadayanti Krismadayanti; Heni Noviarita
Journal of Islamic Business and Economic Review Vol 4, No 2 (2021): July, 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

The level of Islamic financial literacy and inclusion in Indonesia is still relatively low, data from the Financial Services Authority (OJK) in 2020 shows that the level of Islamic financial literacy is around 8.93% compared to the national index of 76.19% and the level of Islamic financial inclusion is around 9.9%. has not reached 10%. This low public access can be overcome by combining financial services and products with the latest technology. This is an opportunity for the Islamic finance industry to innovate digitally. The author examines digital product innovation to increase literacy and inclusion of Islamic finance, namely the "BSI Mobile Banking" application with 15 features of Islamic financial services owned by PT Bank Syariah Indonesia Tbk. This study uses a qualitative analysis method that explains the suitability of 15 application features with the maqashid sharia concept (Dharuriyyah, Hajiyat and Tahsiniyat) and analyzes the implications of digital applications on Islamic financial literacy and inclusion. The results show that the digital innovation "BSI Mobile Banking" is in accordance with the maqashid sharia concept and can help increase the level of sharia financial literacy and inclusion and support halal needs according to sharia maqashid. 
Analysis of Sharia Literacy Level and Sharia Financial Inclusion PNM Mekaar Sharia in Increasing Income Public (Study on the Fishing Community of Kuala Jaya Hamlet, South Lampung Regency) Ana Musta’anah; Kulup Bina Buono; Ria Atika; Heni Noviarita
Journal of Islamic Business and Economic Review Vol 4, No 2 (2021): July, 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

The community requires financial literacy to manage finances in order to accomplish optimal goals and to make decisions about how to use financial institutions. A descriptive qualitative approach is used in this study, using a sample of 7 informants interviewed. Data is gathered through interviews, observations, and documentation. The credibility technique is used in the data validity technique.Internal validity (internal validity), exterior validity (external validity), dependability (reliability), and trustworthiness (objectivity). According to the findings of this study, the degree of Islamic education in the United States is at an all-time high. The fishing community in Dusun Kuala Jaya still has a poor level of financial literacy. In the meantime, the level of Islamic financial inclusion in the fishing community in the United States has increased. Dusun Kuala Jaya is a fantastic restaurant. Account ownership and saving are indicators of this. and traditional financial entities' financing
Behavior of Muslim Investors on Investment Decision Making in Sharia Capital Market Marendra Marendra; Yuli Dahlia Saputri; Fahmi Muhammad Irfan; Heni Noviarita
International Research of Economic and Management Education Vol 1, No 1 (2021)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (593.394 KB)

Abstract

In this study, the main issue is what influences the behavior of Muslim investors in making investment decisions in the Islamic capital market. Because the investment decisions taken by a Muslim investor must be decided carefully. The purpose of this study is to examine and obtain empirical evidence of the behavior of Muslim investors towards investment decision-making in the Islamic capital market. This type of research is quantitative research. With a population of 60 and with this sampling technique the subject is less than 100 respondents, so the sample obtained in this study is 60 respondents. Data collection using field research (field research) by distributing questionnaires as a data collection tool. The results of this study partially and simultaneously that Investor Behavior (quality of accounting information, subjective norms, perceptions of behavioral control, and sharia principles) have a positive and significant influence on Islamic investment decision making.