p-Index From 2019 - 2024
6.846
P-Index
This Author published in this journals
All Journal Dinamika Akuntansi Keuangan dan Perbankan SEGMEN Jurnal Manajemen dan Bisnis Jurnal Ekonomi Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) Jurnal Manajemen Bisnis Jurnal Keuangan dan Perbankan JDM (Jurnal Dinamika Manajemen) Media Ekonomi dan Manajemen Journal of Economics, Business, & Accountancy Ventura Journal of Business & Banking Jurnal Manajemen dan Keuangan Laa Maisyir Jurnal Ekonomi Islam Journal of Indonesian Economy and Business Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Journal of Accounting and Investment MODUS-Jurnal Ekonomi dan Bisnis Journal of Business Management Education (JBME) AKUNTANSI DEWANTARA Jurnal Manajemen & Keuangan Jurnal Akuntansi Aktual Jurnal Ekonomi dan Bisnis Jurnal Riset Akuntansi dan Keuangan AFRE Accounting Financial Review JRMSI - Jurnal Riset Manajemen Sains Indonesia International Journal of Social Science and Business Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship EKUITAS (Jurnal Ekonomi dan Keuangan) EBBANK: Jurnal Ilmiah Bidang Ekonomi, Bisnis dan Perbankan FINANSIA : Jurnal Akuntansi dan Perbankan Syariah JURNAL AKUNTANSI Keberlanjutan : Jurnal Manajemen dan Jurnal Akuntansi BASKARA: Journal of Business and Entrepreneurship Nusantara Hasana Journal Daengku: Journal of Humanities and Social Sciences Innovation BISMA (Bisnis dan Manajemen) Jurnal Akuntansi Keuangan dan Bisnis Relevance: Journal of Management and Business Jurnal Visi Manajemen (JVM) Economic Development Analysis Journal
Claim Missing Document
Check
Articles

PENGARUH CORPORATE GOVERNANCE TERHADAP PERINGKAT OBLIGASI DAN YIELD OBLIGASI Rita, Maria Rio; Sarquella, Lluis
Jurnal Manajemen dan Keuangan Vol 8, No 1 (2010): Jurnal Manajemen dan Keuangan
Publisher : Jurnal Manajemen dan Keuangan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This paper investigated the effect of corporate governance to bond rating and bond yield. The proxies of corporate governance are institution ownership, independent committee, and managerial ownership. Those proxies are independent variables, and the dependent variables are bond rating and bond yield.Logistic regression (logit) is used to examine first hypothesis, and multiple regression is used to examine second hypothesis. Sample are all bonds that issued period 2004-2007, and data are collected from Indonesia Stock Exchange and Bisnis Indonesia Daily.The result proved that implementation corporate governance influences bond rating. The existence of independent committee have positive effect to bond rating but the opposite effect is to bond yield. The better of corporate governance implementation the higher bond ratings but bond yields wil decrease.Keyword : Corporate governance, bond rating, and bond yield
FINANCIAL ATTITUDES DAN KOMUNIKASI KELUARGA TENTANG PENGELUARAN UANG SAKU : DITINJAU DARI PERBEDAAN GENDER Utaminingsih, Retno; Rita, Maria Rio
Jurnal Manajemen dan Keuangan Vol 8, No 2 (2010): Jurnal Manajemen dan Keuangan
Publisher : Jurnal Manajemen dan Keuangan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Previous researches showed that the range of financial attitudes of male and female are different. In addition, communication patterns between men and women also different, men have a tendency to be less open than women. On the one hand, there is research says that financial issues can trigger conflict affects families and personal lives and academic success. This study attempts to examine the problems using student of Faculty of Economics and Business Satya Wacana Christian University (n = 302). The results showed that there are differences in various financial attitudes between women and men, women and men have the same level of openness in family communication about spending their pocket money and financial attitudes owned by women and men can affect family communication about spending their pocket money.Keyword: Financial Attitudes, Family Communication, Gender
PENGARUH VARIABEL SOSIO DEMOGRAFI DAN KARAKTERISTIK FINANSIAL TERHADAP SIKAP, NORMA SUBYEKTIF DAN KONTROL PERILAKU MENGGUNAKAN KARTU KREDIT (Studi Pada Pegawai di UKSW Salatiga) Rita, Maria Rio; Kusumawati, Ratna
Jurnal Manajemen dan Keuangan Vol 9, No 2 (2011): Jurnal Manajemen dan Keuangan
Publisher : Jurnal Manajemen dan Keuangan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Recent years have seen a boom in research on new electronic payment instruments. The purpose of this research is to investigate the influence of the socio-demographic variables and financial characteristics of attitude toward subjective norm and behavioral control to use credit cards on employees in Satya Wacana Christian University Salatiga. This study used a questionnaire as a tool to collect data, and techniques of analysis used is multiple regression analysis with dummy variables. The study shows that education levels (under graduate and doctoral program) affect the subjective norm and attitude using credit card. But socio-demographic variables and financial characteristics does not simultaneously affect the attitude, subjective norm and behavioral control using credit card.Keywords: Socio Demographic Variables, Financial Characteristics, Attitude, Subjective Norms, Control Behavior, Credit Cards
LITERASI KEUANGAN DAN PERENCANAAN KEUANGAN PADA DANA PENDIDIKAN ANAK Rita, Maria Rio; Santoso, Benny
Jurnal Ekonomi Vol 20, No 2 (2015): July 2015
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v20i2.157

Abstract

The purpose of this study is to analyze financial literacy and financial planning on educational funds for children among housewives. The participants of this study are 100 housewives in Sidorejo Lor, Salatiga. Data collection technique is using distribution questionnaires and conducting interviews to obtain more in-depth information. The collected data was analyzed using statistic descriptive analysis approach to investigate the level of financial literacy and financial planning on the children educational funds. Based on the results of the analysis, it can be concluded that: 1) Level of financial literacy on planning children educational funds among housewives in Sidorejo Lor Salatiga is categorized high level; 2) The financial planning on the education of children among housewives in Sidorejo Lor, Salatiga is categorized high.
PERANAN LEVERAGE DAN PROFITABILITAS TERHADAP SUSTAINABLE GROWTH: STUDI PADA SEKTOR MANUFAKTUR DI BEI Chandradinangga, Arinta; Rita, Maria Rio
International Journal of Social Science and Business Vol 4, No 2 (2020)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ijssb.v4i2.24179

Abstract

The study of sustainability has attracted the interest of some researchers lately, both at the level of small businesses and corporate. Sustainable growth is one measure of good company performance because it combines operating and financial policies. Companies that have high debts are not always bad, but they need supervision and planning so as to produce optimal decisions for the company. This study aims to analyse the effect of leverage and profitability on sustainable growth in manufacturing sector companies in 2015-2017 which are listed on the Indonesia Stock Exchange (IDX). The purposive sampling approach was used in the selection of samples, and obtained as many as 70 companies in accordance with existing criteria. This study uses multiple linear regression analysis to process the data. This study proves that leverage has a significant positive effect on sustainable growth, while profitability has a significant positive effect on sustainable growth.
THE EFFECT OF PROFITABILITY ANALYSIS ON COMPANY VALUE WITH GOOD CORPORATE GOVERNANCE AS A MODERATE VARIABLE Pramesti, Florentina Yuniar; Rita, Maria Rio
International Journal of Social Science and Business Vol 5, No 3 (2021): August
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ijssb.v5i3.35051

Abstract

This research aims to analyze Rentability to The Company Value with GCG (Good Corporate Governance) as a moderating variable. The rentability variable is measured using the Return on Assets (ROA) value. While the Company's Value is measured by Tobin's Q. GCG as moderation variable is measured by two proxies, namely the Independent Board of Commissioners and the Audit Committee. The samples in this study were 10 state-owned enterprises companies (BUMN) in the finance and insurance sector, which listed on the Indonesia Stock Exchange (IDX) for the period 2016-2020. The technique used in the study was purposive sampling. The results show that Rentability significantly affects the Company's Value.  Based on the calculated t value (3,955) > table t (0.677) and the Sig value (0.000) < 0.05. The GCG (Good Corporate Governance) is able to moderate the influence of Rentability on the company value based on the calculated t value (8,096) > t table (0.677), and the Audit Committee based on the calculated t value (8,332) > t table (0.677). Rentability is able to explain the variable variation in the company value based on the R2 value of 28.5% and GCG (Independent Board of Commissioners and Audit Committee) is able to strengthen the relationship between rentability and the company's value to 47.7%.
LITERASI KEUANGAN DAN PERTUMBUHAN UMKM: PERAN MEDIASI MANAJEMEN KAS Maharani, Danty Septya; Rita, Maria Rio
Ekonomi & Bisnis Vol 19 No 1 (2020): JURNAL EKONOMI BISNIS VOL 19 NO 1 JUNI 2020
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/eb.v19i1.2729

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh: a) literasi keuangan terhadap manajemen kas; b) manajemen kas terhadap pertumbuhan UMKM dan; c) literasi keuangan terhadap pertumbuhan UMKM dengan mediasi manajemen kas. Penelitian dilakukan di Desa Kebondowo Kabupaten Semarang. Responden penelitian ini adalah pemilik UMKM sektor makanan yang dipilih berdasarkan kriteria tertentu dengan jumlah 50 UMKM. Data yang terkumpul selanjutnya diolah dengan software SmartPLS. Hasil penelitian menemukan bahwa manajemen kas berpengaruh signifikan terhadap pertumbuhan UMKM. Literasi keuangan tidak terbukti berpengaruh signifikan terhadap manajemen kas, selain itu manajemen kas tidak memediasi jalur antara literasi keuangan dan pertumbuhan UMKM. Riset ini merupakan bidang kajian entrepreneurial finance, di mana temuan ini dapat berkontribusi bagi pengembangan UMKM khususnya sektor makanan.
Likuditas Dan Efisiensi Operasional Bank: Bagaimana Peran Moderasi Ukuran BankPerusahaan Bowi, Devi Mareta; Rita, Maria Rio
AFRE (Accounting and Financial Review) Vol 3, No 1 (2020): July
Publisher : Postgraduate Program Merdeka University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/afr.v3i1.4093

Abstract

This study empirically examines the effect of liquidity on the efficiency of banking operations in Indonesia, with moderation in company size. To measure the level of operational efficiency, the BOPO ratio is used, which is the ratio of operating costs to operating income and liquidity is proxied by the LDR (Loan to Deposit Ratio) ratio. The sample in this study were 35 state-owned (private) and private (BUSN) banks that listed and published complete financial statements on the Indonesia Stock Exchange for the period of 2016 - 2018. This study proves that LDR has a significant negative effect on (BOPO) and the size of the company moderates / weaken the influence of LDR on BOPO. The greater the size of the bank, the effect of the LDR on operational efficiency will be weaker. DOI: https://doi.org/10.26905/afr.v3i1.4093
Competitive Advantage and Firm Performance: Debt Financing as a Moderating Variable Rita, Maria Rio; Hidayat, Riskin; Kristanto, Ari Budi
JDM (Jurnal Dinamika Manajemen) Vol 13, No 1 (2022): Maret 2022 (DOAJ Indexed)
Publisher : Department of Management, Faculty of Economics, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v13i1.32937

Abstract

This study aims to examine the moderating role of debt financing in the effect of competitive ad- vantage on the performance of Lasem-Rembang batik MSMEs. Capital from debt is expected to optimize the role of competitive advantage to strengthen firm performance. The researchers used primary data through a survey of 68 batik MSME entrepreneurs who have been operating for at least 5 years. The data was processed using Partial Least Squares-Structural Equation Model (PLS)-SEM with the WarpPLS 7.0 application by including the control variable of entrepreneur education level. The findings show that competitive advantage is not proven to have a positive effect on the perfor- mance of MSMEs; on the contrary, it has a significant negative effect. Then debt financing is demon- strated to moderate the effect of competitive advantage on MSME performance. This implies that debt financing can strengthen the effect of competitive advantage on MSME performance because it produces a positive and significant effect.
Entrepreneurial Finance Perspective: Highlighting from the Supply Side Maria Rio Rita; Harjum Muharam
Jurnal Keuangan dan Perbankan Vol 22, No 3 (2018): July 2018
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (405.145 KB) | DOI: 10.26905/jkdp.v22i3.2096

Abstract

The emergence of the entrepreneurial finance theory in developing the financial theory was still relatively new. Up until the early 1990s, the topic of entrepreneurial finance was still rarely discussed, although actually many aspects could be explored more in-depth by academicians. There was no consensus about the definition of entrepreneurial finance. It can be mapped out that past literature studies or previous research just looked at entrepreneurial finance from the financing provider side (supply side). A supply-side test examined the fund provider (financier) perspective as a test center like formal and informal equity (venture, capitalists, angel investors, corporate venturing, crowdfunding), as well as formal and informal debt like bank debt, loans from friends and family members, and the release of other money (mezzanine) to develop start-up companies or micro, small, and medium enterprises. A synthetic meta-analysis in this research integrated and synthesized several qualitative research findings through better descriptions and facilitates the reconceptualization from a study. Based on this study, we found that actually there was still a lot of room from the topic of entrepreneurial finance to become future research, such as from the entrepreneur’s side (demand side) related with financial management or small enterprise development. JEL Classification: B10, B26, B30DOI: https://doi.org/10.26905/jkdp.v22i3.2096
Co-Authors Acropolis Gemilang Mada Ngara Ledewara Agnes Febriyani Aldi Herindra Lasso Andreas Gelbert Hariputra Alva Andrew Thomas Thren Aray Pantare Alam Aray Pantare Alam Ari Budi Kristanto Arya Bee Grand Christian Benaya Chrisma Adiputra Pesudo Benny Santoso Benny Santoso Benny Santoso, Benny Bowi, Devi Mareta Cahyapuspita, Hizkisevia Ayu Chandra Hariwijaya Chandradinangga, Arinta Chintara Diva Paramita Dessy Widyanasari Dewi Kurnia Safitri Diannita Nurvitasari Diannita Nurvitasari Dina Rotua Valentina Banjarnahor Djie Liveren Adjie Tehananda Dwi Listiyorini Eduardus Tandelilin Evan Yulandreano Florentina Yuniar Pramesti Forlin Natalia Patty Franciska Diva Setiani Freddy Kurniawan Gilang Sadita Harjum Muharam Hendra Hendra Hindriati Pangestu I Made Sujana Imanuel Madea Sakti Irma Suryani Laras Novitasari Larissa Adella Octavina Lasarus Wisma Lluis Sarquella Maharani, Danty Septya Marcus Dewanto Mateus Dian Sanjaya Mega Ayu Paundriyana Dewi Misbach Fuady Misbach Fuady, Misbach Muhamad Aditya Yulianto Ni Kadek Noviyanti Nike Dwi Kusuma Sudibyo Pambayun Kinasih Yekti Nastiti Perisun Natanael Zega Pramesti, Florentina Yuniar Priscilla Intan Dwi Kriswidiyanti Putu Ratna Windusara Putri Rahayu Widiastuti Ratna Kusumawati Raynaldi Pangestu Rendhy Bramantha Wisudana Retno Utaminingsih Riskin Hidayat Rizqa Ratna Febrista Roos Kities Andadari Rury Diwira Registanaranti Yastika Saputra, Vioaldy Eprilian Siti Mubarokah Sony Heru Priyanto Sucahyo Sugeng Wahyudi Sugeng Wahyudi, Sugeng Ulderike Eva Kristiana Utomo, Mohamad Nur Vianastasia Adryant Yanuar Santoso Yeterina Widi Nugrahanti