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Perlindungan Hukum Terhadap Nasabah Bank dalam Transaksi Digital Jefry Tarantang; Ibnu Elmi A. S. Pelu; Wahyu Akbar; Rahmad Kurniawan; Aldina Sri Wahyuni
MORALITY: Jurnal Ilmu Hukum Vol 9 No 1 (2023): Morality : Jurnal Ilmu Hukum
Publisher : Fakultas Hukum Universitas PGRI Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52947/morality.v9i1.321

Abstract

Tujuan artikel ini merupakan buat menyebutkan bagaimana aturan perbankan menaruh proteksi aturan bagi nasabah bank dan kewajiban bank bagi nasabah yang bermasalah waktu berbelanja online. Hukum Perbankan adalah semua yang berkaitan dengan perbankan, yang mempengaruhi sifat dan keberadaan lembaga keuangan dan semua aspek aturan tertulis dan tidak tertulis yang mengaturnya, yang mengatur kegiatan bisnis mereka, cara mereka menjalankan bisnis, dan mencakup prosesnya. Dasar hukum pengaturan ini adalah Undang-Undang Perbankan No. 10 Tahun 1998. Isi Undang-undang No. 10 Tahun 1998 menyebutkan bahwa asas hukum perbankan adalah bahwa sistem perbankan di Indonesia harus diselenggarakan atas dasar demokrasi ekonomi kehati-hatian. Proses perdagangan online dicirikan oleh kurangnya kontak tatap muka antara bisnis dan konsumen, karena media yang digunakan adalah Internet. Ketentuan ini sangat bermanfaat bagi konsumen karena memudahkan dalam menyelesaikan transaksi tanpa perlu bertatap muka yang membutuhkan perlindungan hukum.
Asuransi Dan Koperasi Syariah Di Indonesia: (Kajian Filosofis, Historis, Yuridis Dan Sosiologis) Wahyu Akbar; Nuril Khasyi’in
At-Tasyri': Jurnal Hukum dan Ekonomi Syariah Vol. 4 No. 02 (2023)
Publisher : Fakultas Syari'ah Institut Agama Islam Riyadlatul Mujahidin Ngabar (IAIRM) Ponorogo.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55380/tasyri.v4i2.463

Abstract

This paper aims to optimize Islamic insurance and cooperatives in Indonesia, reviewed from philosophical, historical, juridical and sociological studies. The method used is library research which examines literature analyzed qualitatively using a sociological, historical, juridical, and philosophical approach. The study results show that insurance and cooperatives carry the spirit of togetherness and help each other. The spirit of insurance and cooperatives is deeply rooted in Indonesian society; it's just that they are not institutionalized regularly. The Indonesian government is trying to accommodate insurance and cooperatives in various laws and regulations legally. However, there is still a need for firmness and clarity regarding the Sharia insurance and cooperatives law, especially if there is a dispute. In addition, insurance and cooperatives must improve their practice and understanding so that the community feels their benefits.
ANALISIS PROGRAM PEMBERDAYAAN ORGANISASI PENGELOLA ZAKAT DI KABUPATEN KOTAWARINGIN TIMUR DAN KOTAWARINGIN BARAT Zulkifli Zulkifli; Muhammad Noor Sayuti; Wahyu Akbar; Hasnita Hasnita; Anisa Anisa
ZAWA: Management of Zakat and Waqf Journal Vol 3, No 1 (2023): ZAWA: MANAGEMENT OF ZAKAT AND WAQF JOURNAL
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v3i1.9426

Abstract

The purpose of this study was to analyze, study, and find out the obstacles to various empowerment programs for zakat management organizations in empowering communities in East Kotawaringin and West Kotawaringin Regencies, Central Kalimantan Province. This type of research is field research with the research subjects being BAZNAS Kotawaringin Timur, LAZ Nurul Fikri Sampit Branch, BAZNAS Kotawaringin Barat and LAZNAS Yakesma Pangkalan Bun Branch. Data in this study were collected by interviews, observation and documentation. Meanwhile, data analysis was carried out deductively to obtain an overview of events in the field and then conclusions related to the research were obtained. The results of this study indicate that the empowerment program for zakat collection organizations in Kotawaringin Timur and Kotawaringin Barat districts in empowering communities through zakat needs to pay attention to the form and mechanism of the program, mustahik's response, and continuous assistance, developing long-term productive businesses, providing productive business training, and opening job opportunities for mustahik through cooperation with the government and the private sector. Obstacles faced by these institutions include a lack of human resources, good faith from recipients of funds, and community literacy. Therefore, efforts are needed to change the mindset and increase community literacy as well as establish cooperation with related agencies to increase the effectiveness of the empowerment program. 
NATIONALLY ACCREDITED JOURNAL MANAGEMENT ASSISTANCE AND TRAINING FOR JOURNAL MANAGERS THROUGHOUT THE CITY OF PALANGKA RAYA Mofit Saptono; Harles Anwar; Jefry Tarantang; Rahmad Kurniawan; Wahyu Akbar
AMALA Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 1 (2023): AMALA Jurnal Pengabdian Kepada Masyarakat
Publisher : Faculty of Economics and Islamic Business State Islamic Institute of Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/amala.v2i1.77

Abstract

The purpose of this training is to increase the understanding of journal managers regarding journal management, especially with regard to national and international indexing, and improve journal management competence (skills) related to how to manage journals, especially related to national and international indexing. Based on the results of the analysis of the responses of the training participants, it can be concluded that: The scientific journal management training that was carried out was very useful in improving the quality of scientific journal management in the IAIN Palangka Raya area in particular and in the city of Palangka Raya in general. of course Have a direct positive impact on increasing the acceptance of scientific journals. In addition, from the participants' responses during the training and mentoring it was concluded that: Improving the quality of management of scientific journals is a very basic component affecting the quality of published journals
WAKAF PAKAIAN PERSPEKTIF EKONOMI SYARIAH Wahyu Akbar
AL-QARDH Vol 1, No 2 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/jaq.v1i2.635

Abstract

Clothes as primary necessity is the most needed especially if there is a disaster such as flood, eruption, fire and some other disasters. It is better if the clothes belong to some unlucky people, and it can be through benefaction instrument. So it can create the economy balancing which then be able to make a development of economy equalization, especially the primary needed (daruriyat) it is about clothes needed. It can be as a solution to the overage clothes which had by the rich men and also as a way to consumptive attitude that has been a life style and character of rich men toward clothes trend mode. The main aim of this study was to review the basic problem: (1) What were the economic values which had on the clothes of syariah economy perspectives? (2) How was the clothes benefaction ijtihad of syariah economy perspectives as economy development?This study was a library reseacrh, where specifically it was mentioned as deductive qualitative descriptive design in frame syariah ecoonomy by using histroical approach, conceptual approach, and syariah economy contextual approach, by using deductive qualitative descriptive analysis model, they were data reduction, data display, and verification. Data collected was analyzed by using retropsective method.The results of the study concluded that: (1) the economic values which had on the clothes of syariah economy perspectives were the function value and the benefit of human sustainability guarantee which placed on priority scale of human’s need. It was primary needed (daruriyat) which can guarantee the equilibrium of doing the life activity whether based on muamalah or worship. (2) the clothes benefaction ijtihad  of syariah economy perspectives as economy development were through two models they were consumptives benefaction (using directly without any production process) and productive benefaction (processing the clothes which economical) as a relevant idea to the new paradigm of benefaction in Indonesia and also as solution to consumptive attitude of the community toward the dynamic of clothes trend mode.      
Mudharabah Contract as Economic Strengthening in Indonesia (Literature Study on Islamic Financial Institutions and Community Economic Activities) Elly Ibrahim; Wahyu Akbar; Mujiburohman Mujiburohman; Dwira Rahima
AL-QARDH Vol 8, No 1 (2023): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/jaq.v8i1.6654

Abstract

Mudharabah contracts are one of the most common Islamic finance partnerships. The mudharabah contract is currently widely used in Islamic financial institutions. However, in Indonesian society, especially in the context of local economic traditions and practices, it may not be as widely implemented as in formal Islamic financial institutions. This paper uses a type of normative research. However, it also applies a library research method that examines the literature, which is analyzed qualitatively using statutory, fiqh, and sociological approaches and Sharia economic contextual approaches in society. The main principle is that Islamic banking must be able to provide profit sharing to depositors of funds at least equal to or greater than the interest rates prevailing in conventional banks. Mudharaba contracts in financial institutions and society generally aim to achieve fairness, transparency, and sustainability in economic activities based on Islamic principles. The paper tries to find out how the concept of mudharbah contracts, both in financial institutions and in practice in society, is to ensure fairness regarding mudharabah contracts.