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All Journal Jurnal Ilmiah Universitas Batanghari Jambi JURNAL PENDIDIKAN TAMBUSAI Jurnal Riset Manajemen dan Akuntansi (JURIMA) Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah Moneter : Jurnal Ekonomi dan Keuangan Santri : Jurnal Ekonomi dan Keuangan Islam JURNAL AKADEMIK EKONOMI DAN MANAJEMEN
Efni Anita
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Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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PENGARUH PERSEPSI RISIKO DAN PENGETAHUAN MAHASISWA TERHADAP MINAT INVESTASI SAHAM SYARIAH Cindy Claudia; Efni Anita; Nurlia Fusfita
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 3 No. 2 (2023): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v3i2.269

Abstract

This study aims to determine and analyze how much influence the perception of risk and knowledge of students on interest in Islamic stock investment in students of the Faculty of Economics and Islamic Business, Sulthan Thaha Saifuddin State Islamic University Jambi. This study uses a quantitative approach to the data analysis method of Multiple Linear Regression. The results show that the perception of risk (X1) has no significant effect on investment interest (Y), so it can be concluded that Ha is rejected and H0 is accepted. Knowledge (X2) shows a significant effect on investment interest (Y), so it can be concluded that Ha is accepted and H0 is rejected. Meanwhile, risk perception (X1) and knowledge (X2) simultaneously have a significant effect on investment interest (Y), so it can be concluded that Ha is accepted and H0 is rejected. The influence of these two variables is 41.1% while the remaining 58.9% is influenced by other variables outside this study.
Pengaruh Permodalan Dan Teknologi Terhadap Produktivitas Usaha UMKM Di Bidang Kerajinan Tangan Kecamatan Jelutung Lucky Gusriyana; Sissah Sissah; Efni Anita
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 3 No. 3 (2023): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v3i3.273

Abstract

Penelitian ini bertujuan untuk mengetahui apakah terdapat pengaruh masing-masing variabel independen yaitu Permodalan (X1) dan Teknologi (X2) terhadap variabel dependen Produktivitas Usaha (Y) UMKM Di Bidang Kerajinan Tangan Kecamatan Jelutung. Hasil yang ditemukan dari perhitungan Uji t yaitu t hitung lebih besar dibandingkan dengan t tabel (2,381 > 1,67), dengan taraf signifikansi 0,021 < 0,05 sehingga menunjukkan bahwa Permodalan berpengaruh signifikan terhadap Produktivitas Usaha UMKM Di Bidang Kerajinan Tangan Kecamatan Jelutung. Dari hasil uji regresi ditemukan t hitung lebih besar dibandingkan dengan t tabel (4,201 < 1,67) dengan taraf signifikansi 0,000 < 0,05 sehingga menunjukkan bahwa Teknologi berpengaruh signifikan terhadap Produktivitas Usaha UMKM Di Bidang Kerajinan Tangan Kecamatan Jelutung. Berdasarkan dari uji f diketahui nilai f hitung lebih besar dari f tabel untuk pengaruh Permodalan (X1) dan Teknologi (X2) secara simultan terhadap Produktivitas Usaha (Y) adalah sebesar 77,276 > 4,02 dan taraf signifikansi 0,000 < 0,05sehingga dapat dikatakan bahwa Permodalan (X1) dan Teknologi (X2) secara simultan berpengaruh signifikan terhadap Produktivitas Usaha (Y) Di Bidang Kerajinan Tangan Kecamatan Jelutung. Variabel yang paling mendominasi dalam penelitian ini dapat dilihat dari nilai koefisien regresi linier berganda yaitu Permodalan 0.282 lebih kecil dari Teknologi 0.658, jadi disimpulkan bahwa variabel Teknologi lebih mendominasi dibandingkan dengan variabel Permodalan dalam penelitian ini. Nilai koefisien determinasi diperoleh sebesar 0.739 atau 73.9% yang artinya variabel Permodalan dan Teknologi memiliki pengaruh sebesar 73.9% terhadap variabel Produktivitas Usaha UMKM Di Bidang Kerajinan Tangan dan sisanya 26.1% dipengaruhi oleh faktor lain yang kemungkinan berpengaruh terhadap Produktivitas Usaha UMKM Di Bidang Kerajinan Tangan
PENGARUH SOSIAL MASYARAKAT TERHADAP MINAT MENABUNG DI BANK SYARIAH INDONESIA (Studi Pada Masyarakat Desa Sido Mulyo Kecamatan Tungkal Jaya) Novi Yuni Putri; Efni Anita; G.W.I. Awal Habibah
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 3 No. 3 (2023): Oktober : Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v3i3.532

Abstract

At this time, as we know, there is low public interest in saving at Bank Syariah Indonesia, where based on preliminary observations, it shows that most people still save their own money and do not fully trust Bank Syariah Indonesia. It is hoped that sharia banking can form socialization associations in religious activities so that they can understand better so that they are in accordance with Islamic teachings towards sharia banking so that they can attract the attention of the people of Sido Mulyo Village to Indonesian sharia banks, so that they become good and more concrete behavior. This study aims to determine whether there is social influence on the interest in saving at Bank Syariah Indonesia. This study uses a quantitative method by obtaining primary data from a questionnaire by taking as many as 100 respondents using a non-probability sampling technique, namely purposive sampling by choosing people who have never saved at Bank Syariah Indonesia. Simple regression analysis is used as a data analysis technique. The results of this study indicate that social community has a positive and significant effect on the intention to save at Bank Syariah Indonesia. Based on data analysis in this study, these variables are valid and reliable. In testing the classical assumption with a normal distribution, heteroscedasticity does not occur. The results of the positive regression coefficient mean that the direction of the relationship is unidirectional, the magnitude of the effect is 5.7% and the rest is influenced by other variables
Analisis Efikasi Diri Dan Pengembangan Usaha Pada Mahasiswa Fakultas Ekonomi Dan Bisnis Islam UIN Jambi Nora Rahmayani; Efni Anita; Ahmad Syukron Prasaja
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 1 (2024): Januari : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i1.134

Abstract

Until now, there are still many who are afraid to start a business, including online business, so a real manifestation of a successful businessman has high self-efficacy/ability in starting a business. Apart from having the ability, a businessman must also be able to understand marketing planning and strategy. well in developing a business so that the business succeeds as expected, therefore the purpose of this research is to find out: 1) How is the self-efficacy of entrepreneurs in online business for FEBI students, 2) What is the strategy for developing entrepreneurship in online business for FEBI students, 3) What are the obstacles faced in developing entrepreneurs in the online business of FEBI students. This type of research is qualitative with a descriptive approach, and the methods used in data collection are observation, interviews and documentation. The subjects in this study were students who had been running their online business for more than 3 years. The number of subjects in this study were 10 people. The results of this study note that FEBI students have high self-efficacy in online business or entrepreneurship, students are confident in their abilities and have expectations for their abilities in doing business online, in building confidence students obtain from several sources, namely personal experience, other people's experiences, verbal persuasion and emotional state. In the student business development strategy it is still not running well and efficiently, and there are obstacles to student businesses such as suppliers, competitors, capital and customers.
Pengaruh Pengetahuan, Promosi Dan Lokasi Terhadap Minat Menabung Pada Bank Syariah di Kelurahan Pandan Jaya Kabupaten Tanjung Jabung Timur Lingga Kumala; Nazori Nazori; Efni Anita
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 2 (2024): April : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i2.464

Abstract

In general, many people choose to save and borrow money from financial institutions other than sharia banks, such as conventional banks and general cooperatives. In fact, conventional banks are known to adhere to an interest system which according to scholars is prohibited because interest is considered usury. Factors that can influence interest in saving at Islamic banks are knowledge, promotions and location. A person's knowledge about Islamic banks will influence customer interest, each bank tries to promote all the products and services it has, and the location of Islamic banks has easy assets. The aim of this research is to determine the influence of knowledge, promotion and location on the interest of the people of Pandan Jaya subdistrict, Tanjung Jabung Timur district to save in sharia banks. The type of research used in this research is quantitative descriptive research. The sample was selected using Accidental Sampling and the Slovin formula to obtain 98 respondents. The data analysis used is Multiple Linear Regression Analysis. The results of the research concluded that partially the variables knowledge, promotion and location had an influence on interest in saving at Sharia Banks in Pandan Jaya Village, East Tanjung Jabung Regency. Simultaneously, the variables of knowledge, promotion and location influence interest in saving at Sharia Banks in Pandan Jaya Village, East Tanjung Jabung Regency. Based on the coefficient of determination, it indicates that knowledge, promotion and location can influence interest in saving at Sharia Banks by 77.4%. It is hoped that people, especially Muslims, can save in sharia banks considering that sharia banks have used sharia principles in accordance with Islamic recommendations, sharia banks can increase people's interest in saving using Sharia Bank services by considering research variables, namely increasing knowledge, promotion and location, and further research can add other variables which are also thought to influence interest in saving at Sharia Banks.
Pengaruh Celebrity Endorser Dan Word Of Mouth Terhadap Keputusan Pembelian Produk Scarlett Whitening Pada Mahasiswa UIN Sulthan Thaha Saifuddin Jambi Jumianti Jumianti; Efni Anita; Nurrahma Sari Putri
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 2 (2024): April : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i2.471

Abstract

The thesis with the title "The Influence of Celebrity Endorsers and Word of Mouth on the Decision to Purchase Scarlett Whitening Products among UIN Sulthan Thaha Saifuddin Jambi Students" was written by Jumianti with NIM 501190273, Sharia Economics Study Program, Sulthan Thaha Saifuddin Jambi State Islamic University 2023. This research aims to determine: (1) the influence of celebrity endorsers on purchasing decisions for Scarlett Whitening products, (2) the influence of word of mouth on purchasing decisions for Scarlett Whitening products, and (3) the influence of celebrity endorsers and word of mouth on purchasing decisions for Scarlett Whitening products.This research uses quantitative research methods by collecting data or survey methods. The sample in this research was 100 students at UIN Sulthan Thaha Saifuddin Jambi. The data collection technique uses a questionnaire whose validity and reliability have been tested. The data analysis technique used to answer the hypothesis is multiple regression. The results of this research show that: (1) Celebrity Endorser has no influence on purchasing decisions, as evidenced by the calculated t value of 0.191 with a significance value of 0.849 which is greater than 0.01. (2) word of mouth has a positive and significant effect on purchasing decisions, as evidenced by the calculated t value of 9.189 with a significance value of 0.000 which is smaller than 0.01. (3) celebrity endorsers and word of mouth simultaneously influence purchasing decisions, as evidenced by the calculated F value of 80.672 with a significance value of 0.000 which is smaller than 0.01. The adjusted R square value of 0.585 shows that the ability of the independent variable to influence the dependent variable is 58.5% and the remaining 41.5% is influenced by other variables outside this research
TINGKAT PEMAHAMAN MASYARAKAT TERHADAP ASURANSI SYARIAH PADA MASYARAKAT DESA SUKA DAMAI KECAMATAN MESTONG KABUPATEN MUARO JAMBI Siti Nurmala Sari; Sissah Sissah; Efni Anita
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 1 No. 3 (2024): September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v1i3.2352

Abstract

Comprehension is defined as understanding, opinion or absorption of the meaning of the material being studied. However, in this research it was found that peaceful village communities had very little or minimal understanding of sharia insurance. To understand a little about the existence of sharia insurance requires direct outreach from the company. So that there are obstacles and appropriate solutions to deal with this. In this research, a qualitative approach was used with 15 sources to find answers to existing problems. Of the 15 informants in the research, 4 informants understood, 3 informants had little understanding and 8 informants did not understand sharia insurance at all.
Co-Authors Acok Tang Ahmad Syukron Prasaja Ahmad Syukron Prasaja Aldri Frinaldi Cindy Claudia Dian Sapitri Ema Risna Wati Faturahman, Faturahman Fuji Agustina G.W.I. Awal Habibah Habriyanto Handika, Bayu Indanaviah Syalsyabilah Jumianti Jumianti Lingga Kumala Listiani, Tina Lucky Gusriyana M. Nazori Nazori Nazori Neneng Sudharyati Nora Rahmayani Novi Yuni Putri Novita Aulia Nurlia Fusfita Nurrahma Sari Putri Putri Wilhelmina Rabiyatul Alawiyah Rian Ade Saputra Rohana Rohana Sissah Sissah Siti Nurmala Sari