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Kab. kolaka,
Sulawesi tenggara
INDONESIA
Jurnal Ekonomi Bisnis Syariah
Published by IAI Al-Mawaddah Warrahmah Kolaka
ISSN : 25991191     EISSN : 25991191     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Arjuna Subject : -
Articles 50 Documents
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JOURNAL jurnal perbankan syariah Eva Febryana
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

Sharia banks are banks that are based on the principles of partnership, justice, transparency and universality and carry out banking business activities based on sharia principles as well as an implementation of Islamic economic principles. One of the sharia banks in Indonesia is PT. Bank Muamalat, Kolaka Sub-Branch Office. PT. Bank Muamalat, Kolaka Sub-Branch Office, has murabahah financing. In DSN-MUI Fatwa No 84 / DSN-MUI / XII / 2012 There are 2 methods of recognizing murabahah financing margins. namely the proportional method and the annuity method. For Islamic banks that apply the proportional method and the annuity method is carried out in accordance with the Fatwa DSN-MUINo 84 / DSN-MUI / XII / 2012 and PSAK 50, 55, and 102 So that if the Fatwa and PSAK are applied it can reduce the occurrence of unwanted risks. The results of this study indicate that PT. Bank Muamalat's Kolaka Sub-Branch Office in its murabahah financing margin recognition method applies the annuity method and is in accordance with PSAK 50, 55, and 102, as well as Fatwa DSN-MUI No 84 / DSN-MUI / XII / 2012.
ANALISIS PENYELESAIAN SENGKETA NASABAH WANPRESTASI PERBANKAN DI PENGADILAN NEGERI KOLAKA Evi Febryani
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

The Kolaka District Court is a judicial institution within the General Court which is located in Kolaka Regency.As a First Level Court, the Kolaka District Court functions to examine, decide, and settle criminal and civilcases for people who seek justice in general.The purpose of this study is to determine the process of settlementof customer disputes in default in the district court and to find out the judges' considerations in making decisionsregarding default disputes.The research method used is a qualitative approach and this type of research isdescriptive. The data and information collection methods used in this study were observation, in-depthinterviews, and documentation study. The data collected will be analyzed through 3 stages, namely reducingdata, presenting data, concluding and verifying data.The result of the research shows that the process of disputesettlement by customers of bank defaults in the District Court goes through the stages, namely the aggrievedparty submits a lawsuit for default and after being registered with CTS, the Chief Justice sets the Assembly.Then the Assembly determines the day of the trial and summons the parties through the Bailiff / SubstituteBailiff. Then mediation is carried out. However, if the mediation effort is unsuccessful, the next stage is toproceed in trial which includes reading of the lawsuit, the defendant's answers, replications, duplicates,evidence, conclusions, and up to the final stage, namely the verdict of the Panel of Judges. The Judge'sconsideration in giving decisions related to default disputes, namely where the consideration is taken based onthe evidence submitted by the plaintiff and defendant. The evidence is presented to strengthen the reasons foreach party.
IMPLEMENTASI AKAD MUSAQAH PADA SEKTOR PERTANIAN KAKAO DI DESA LEMBAH SUBUR KECAMATAN DANGIA KABUPATEN KOLAKA TIMUR SULAWESI TENGGARA Imbar Imbar Imbar; Fitri Kumalasari; Muh Yusuf
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

Lembah Subur Village is one of the villages of 12 villages in Dangia sub-district, East Kolaka district which was founded in 2002, which has a majority of farmers. Besides farmers in their own gardens, there are also farmers who work in other people's gardens. Then there is a collaboration for agricultural production based on kinship and trust of each party, and a contract that is carried out orally. So that the implementation has no legal force and there is no strong evidence that an agreement has occurred between the two parties.The formulation of the problem in this research is How is the mechanism of the agreement for the results of the cocoa farming sector in Lembah Subur Village, Dangia District, East Kolaka Regency? and how is the implementation of the musaqah contract in the cocoa farming sector in Lembah Subur Village, Dangia District, East Kolaka Regency? The objectives were to determine the mechanism of the production sharing agreement in the cocoa farming sector in Lembah Subur Village and to determine the implementation of the musaqah contract in the cocoa farming sector in Lembah Subur Village, Dangia District, East Kolaka Regency.The research method used is a descriptive qualitative approach, the research location is in Lembah Subur Village, Dangia District, East Kolaka Regency, Southeast Sulawesi. Primary data is data obtained directly from sources while secondary data comes from various sources related to this research, such as books, journals and others. Methods of data collection through observation, interviews and documentation then reduce data, present data and draw conclusions.The results showed that the agricultural production sharing agreement was made by the owner of the garden and the tenant farmers, where all the costs were borne by the owner of the garden while the tenants only took care, watered and spent their energy and time. The production sharing agreement mechanism is carried out orally with the sharing of the results based on the agreement of the two parties. The agricultural production sharing system between garden owners and tenant farmers in Lembah Subur Village is appropriate because it has fulfilled the pillars and conditions of the musaqah contract.
PENGARUH PENDAPATAN ASLI DAERAH DARI SEKTOR PARIWISATA DALAM MENINGKATKAN PEREKONOMIAN KABUPATEN KOLAKA Andi Elma Liana; Amir Sahaka; Suhardin Suhardin
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

Tourism is a sector with great potential in contributing to improving the economy of a country. According to Law No. 10 of 2009 concerning tourism, tourism is an activity that aims at organizing tourism services, providing tourist objects and attractions. The formulation of the problem in this research is whether there is an effect of local revenue from the tourism sector in improving the economy of Kolaka Regency and also how are the supporting and inhibiting factors for development of the tourism sector in Kolaka Regency. The purpose of this study is to determine whether there is an effect of local revenue from the tourism sector in improving the economy of Kolaka Regency and also to determine the obstacles or obstacles experienced by the tourism sector as well as supporting factors for tourism development in Kolaka Regency.The research method used is a type of quantitative research with a quantitative approach with the subject of local revenue from the tourism sector in improving the economy of Kolaka Regency. Then the research procedure carried out includes intensive observation (questionnaires, interviews, and documentation) about the local revenue from the tourism sector in improving the economy of Kolaka Regency.The results of this study indicate that local revenue from the tourism sector has an influence in improving the economy of Kolaka Regency, this is evidenced by the results obtained from the SPSS application which functions to test the questionnaire that has been filled in by employees in the form of statements.
PENGARUH PRODUKSI PERTANIAN / PERKEBUNAN TERHADAP PERTUMBUHAN EKONOMI MASYARAKAT DI DESA TOTALLANG KECAMATAN LASUSUA KABUPATEN KOLAKA UTARA Annisa Annisa; Muh Iqbal; Moch Abd Azis
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

The agricultural sector is a sector that is able to survive in any condition, including when the economic crisis hit various regions. The agricultural sector plays an important role in the economic recovery of the community. The agricultural sector is also one of the main components in the government's programs and strategies for poverty alleviation. Totallang Village is located in a mountainous area with the scope of the village community, most of whom have livelihoods as farmers / gardeners. Workers who work in the agricultural / plantation sector earn income that is used to meet the needs of life and improve household welfare. The formulation of the problem in the research is whether there is an effect of agricultural / plantation production on the economic growth of the community in Totallang Village, Kolaka Utara Regency. The purpose of this study was to determine the effect of agricultural / plantation production on the economic growth of the community in Totallang Village, Kolaka Regency. The research method used in this research is descriptive quantitative research on the effect of agricultural / plantation production on the economic growth of the community in Totallang Village, North Kolaka Regency. Sources of data come from 1) Documentation, 2) Questionnaires, and 3) Observations. The research instrument used was to distribute questionnaires to the people of Totallang Village, Lasusua District, North Kolaka Regency, along with documentation in the form of questionnaire results sheets and documentation photos. The data analysis technique used is the Correlation Test (T Test).Based on the research results from quantitative calculations using the product moment correlation test, the value of t count = 41.477 and the value of t table = 2,000 (t count> t table) then reject Ho and accept Ha, which means there is a significant relationship.
STRATEGI BANK BNI SYARIAH KCP KOLAKA DALAM MENINGKATKAN MARKET SHARE MENURUT PERSPEKTIF ISLAM Fatmawati Fatmawati; Muhammad Ridwansyah; Muh Yusuf
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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This study aims to determine how the strategy of Bank Bni Syariah Kcp Kolaka in increasing its market share and how to review market share in an Islamic perspective. This research was conducted from November to December 2020. The object of this research is the leadership of the Bank Bni Syariah Kcp Kolaka and some. customers who transact at Bank Bni Syariah Kcp Kolaka. The research method used is qualitative research, namely the specific linkage to the study of social relations related to the facts of the pluralization of the world of life. This method is applied to see and understand the subject and object of research which includes people, institutions based on facts that appear as they are. Through this approach, a picture of the actualization, social reality, and perceptions of research objectives will be revealed. The data collection method used was direct interviews with the leadership of Bank BNI Syariah Kcp Kolaka, direct observation of certain objects that became the focus of research to find out how the bank's strategy in increase its market share and take documentation related to this research. The strategy of Bank Bni Syariah Kcp Kolaka in increasing market share, using the strategy of Door to door, Advertising, Pick up balls, People (people), Process (process), Cuestumer service. Bank BNI Syriah KCP Kolaka uses 9 Islamic marketing concepts, namely fairness, willingness to be equally willing and the right to khiyar (the right to cancel transactions), not cheating, effort, trust / responsibility, fairness, transparency / openness, honesty, sincerity / sincerity.
ANALISIS PENGGUNAAN ALOKASI DANA DESA (ADD) DALAM PEMBERDAYAAN MASYARAKAT DI DESA SOLEWATU KECAMATAN TINONDO KABUPATEN KOLAKA TIMUR Wahyuni Wahyuni; M.Askari Zakariah; Nurhayati Nurhayati
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

Village Fund Allocation (ADD) is in order to increase empowerment, welfare and equitable development in rural areas through district, provincial and central government APBD funds, district, provincial and central governments need to realize APBD funds of 10% each for Village Fund Allocation (ADD) ).The formulation of the problem in this study is how the use of Village Fund Allocation (ADD) in Solewatu Village, Tinondo District, East Kolaka Regency towards community empowerment The research objective is to find out how the use of Village Fund Allocation (ADD) in Solewatu Village, Tinondo District, East Kolaka Regency towards empowerment Public.The research method used is a qualitative approach with this type of descriptive research. The research procedure carried out includes the observation, interview and documentation stages. The instruments used in researching are interview guidelines, observation guidelines, as well as photos and voice recorders which are documentation media. As for data analysis techniques used are data reduction, data presentation, drawing conclusions, and testing the validity of the data.The results showed that the use of village fund allocations in Solewatu Village, Tinondo District, East Kolaka Regency has been carried out based on the applicable rules or laws and is in accordance with the concept of mandate. Village Fund Allocation (ADD) in Desa Solewatu Kec. Tinondo Kab. East Kolaka Rp. 372,970,000, - used in empowering the community as well as physical development and non-physical development. For community empowerment, a village fund allocation (ADD) of Rp. 32,000,000, - which is channeled to increase the capacity of village heads and officials as well as training / counseling for women's empowerment. Whereas for physical and non-physical development using the village fund allocation (ADD) of Rp. 340,970,000, - which is distributed in the field of village administration and village community development
STRATEGI PENGEMBANGAN USAHA PELAKU BISNIS RITEL DALAM PERSPEKTIF EKONOMI ISLAM (Studi Kasus Masyarakat Penjual Eceran Sekitar Top Swalayan Kolaka) Sakia Pajriani; Muh Asra; Ibrahim Tawile
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Retail business or better known as retail business is a trading activity in which there are goods and services in which retail business actors sell their goods to the end consumer. This retail business or retail business sells various kinds of daily necessities needed by the community.The formulation of the problem in this research is how the strategies of retail business actors in developing their business and what are the supporting and inhibiting factors in developing a retail business and their solutions. The purpose of this study is to determine the strategies of retail business actors in developing their business and to determine the supporting and inhibiting factors in the development of retail businesses and their solutions.This research is a descriptive study, using a qualitative approach with the subject of the Business Development Strategy of Retail Business Players in the Perspective of Islamic Economics and what problems occur and their solutions. Then the research procedure carried out includes intensive observation (Observation, Interview and Documentation) regarding the Business Development Strategy of Retail Business Actors and what problems occur and their solutions.The results show that the development strategy of retail business actors in developing their business uses strategies that can actually make the business more developed, namely by expanding the business network in Pasar Raya Mekongga, promoting merchandise, getting new customers, writing income and spending, providing services. which is good for consumers, multiplying merchandise, expanding the kiosk size, selling products to other locations, creating strategic new retail business ventures, and seeing supporting factors to overcome the inhibiting factors that occur in the retail business. The supporting factors are the existence of capital, a place that must be strategic, adding or expanding business networks, skills, while the inhibiting factors are the fear of experiencing losses, lack of interest or willingness to sell, the amount of competition, and the way to market goods or products is very bad.
ANALISIS PENGELOLAAN ALOKASI DANA DESA (ADD) TERHADAP PEMBERDAYAAN MASYARAKAT DI TINJAU DARI PERSPEKTIF EKONOMI ISLAM DI DESA JABAL NUR KECAMATAN KODEOHA KABUPATEN KOLAKA UTARA Hasmiana Hasmiana; Hartono Hartono; Moch Abd Azis
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

Village Fund Allocation is funds sourced from the State Revenue and Expenditure Budget allocated to Villages which are transferred through the Regency / City Regional Revenue and Expenditure Budget which was rolled out from 2015 with the aim of financing governance, implementation of development, guidance and community empowerment. Village Funds have an important role in improving the economy of rural communities, by utilizing and allocating them effectively and efficiently.The purpose of this research is first, to find out how village funds are managed in community empowerment aimed at improving the village economy. Second, how are the efforts made by the village government in increasing community empowerment. Third, to find out how village funds are managed from an Islamic economic perspective.This research is a qualitative research with descriptive research type. The research procedure carried out included the observation, interview and documentation stages related to the formulation of the problem in this study. The instruments used in research were interview guidelines, observation guidelines, as well as photos and voice recorders which were documentation media. The data analysis techniques used are data reduction, data presentation, drawing conclusions, and testing the validity of the data.The results showed that the management of village funds in Jabal Nur village, Kodeoha District, North Kolaka Regency, was based on existing technical guidelines so that community empowerment from 2015-2019 began to increase in terms of development and in community empowerment itself was quite effective.The policies implemented by the government in carrying out their duties are based on the basic values ​​of Islamic economics, namely: ownership, balance and justice. The government collaborates with existing institutions in the village, and decisions taken by the government are joint decisions in the Village Development Planning Consultation (Musrenbangdes). The management of village funds is in accordance with sharia
EFEKTIVITAS MANAJEMEN RESIKO PEMBIAYAAN MUSYARAKAH MUTANAQISHAH (Studi Kasus pada Produk Kongsi Pemilikan Rumah Syariah di PT Bank Muamalat Indonesia Tbk. KCP Kolaka) Irmawati Irmawati; Nur Rahmah; Askahar Askahar
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

Bank Muamalat Indonesia is a bank financial institution whose operations are based on the Koran and Hadith with the aim of creating a sound financial or banking service system, free of usury or interest systems. The products in Bank Muamalat Indonesia have diversity, including the KPRS iB Muamalat financing product which uses two contracts, one of which is the musyarakah mutanaqishah contract.The formulation of the problem in this research is How is the implementation of musyarakah mutanaqishah financing on the Sharia Home Ownership Group product at Bank Muamalat KCP Kolaka? And how is the effectiveness of risk management implementation of musyarakah mutaqishah financing on Sharia Home Ownership Group products in overcoming problematic customer problems at Bank Muamalat KCP Kolaka? The research objectives were to determine the implementation of musyarakah mutanaqishah financing on the Sharia House Ownership Group product at Bank Muamalat KCP Kolaka, and to determine the effectiveness of risk management implementation of Musyarakah mutanaqishah financing on Sharia Home Ownership Collections products at Bank Muamalat KCP Kolaka.The research method used is a descriptive qualitative approach, the location and time of the study is at Bank Muamalat KCP Kolaka. While the research instrument used observation guidelines, interview guidelines and documentation guidelines. The data analysis techniques are data reduction, data triangulation, data display, and data verification and conclusion drawing.The results showed that employees and customers related to risk management of Musyarakah Mutanaqishah financing for Sharia House Ownership Collections were effective in overcoming problems faced by customers related to efforts to own houses and shop houses. This is proven through risk management at Bank Muamalat. Includes risk management for customers operational risk, marketing risk and competition risk

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