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JES (Jurnal Ekonomi Syariah

jes
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Published by Universitas Islam Lamongan

ISSN : 25285610 EISSN : 25410431 DOI : http://dx.doi.org/10.30736/jes.v7i2

Core Subject : Economy,

Economics, Econometrics & Finance

The subject covers textual and fieldwork studies with various perspectives of Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic economic thoughts, Islamic human resource management, Islamic microfinance, Islamic development economics, Islamic monetary economics, Islamic fiscal economics, Islamic capital market.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 130 Documents

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Implementasi Maqasid Al-Shari’ah Dalam Manajemen Strategis Syariah Mohamad Toha; Khoirur Rozikin
JES (Jurnal Ekonomi Syariah) Vol 5, No 1 (2020): Maret
Publisher : Universitas Islam Lamongan

The problem faced by developing countries is the welfare of its citizens. Welfare is an important part of a country. Even the purpose of establishing a country is nothing but the welfare of its people. Various ways, rules, methods, tools, approaches and policies have been tried and carried out by the state in order to achieve these welfare goals. Not only are people in a country that wants to prosper, many companies in developing countries want welfare in the companies they manage. But these companies tend to use conventional strategic management concepts in this modern era. In fact, these companies still experience various problems, both internal and external problems. They incur huge costs to implement various modern management models, but some are lacking and do not bring satisfaction. The implementation of maqa>s}id al-shari>’ah as the making of Islamic law in strategic management is very rarely used, both in terms of economy and government, people are more likely to use conventional strategic management concepts proposed by scientists from the west. This is what causes fraud or dishonesty in managing a company. Therefore this paper is intended to examine the implementation as a form of Islamic law in sharia strategic management. This paper explains that the concept of conventional strategic management is considered a failure in regulating one's behavior towards a better organization. The implementation of maqa>s}id al-shari>’ah as making Islamic law in sharia strategic management is considered by the author as a better alternative than conventional strategic management concepts. Keywords: maqa>s}id al-shari>’ah, islamic law, sharia strategic management

Strategi Peningkatan Kinerja Badan Amil Zakat Daerah (BAZDA) Kabupaten Nganjuk (Studi Analisis dengan Metode Balanced Scorecard) Mukhamad Zakariya
JES (Jurnal Ekonomi Syariah) Vol 1, No 1 (2016): September
Publisher : Universitas Islam Lamongan

To optimize the role of BAZDA, it requires good fund management strategy so as to create public confidence in disbursing the fund to Bazda rather than giving it directly to mustahik. Directly channeling is closer to the consumptive use that it somewhat obscures productive purposes. Author feel interested in doing research related to performance improvement strategy of BAZDA Nganjuk residence to the management of zakat, infaq, and sadaqah with Balanced Scorecard method. This study titled "Strategy for Performance Improvement of BAZDA Nganjuk Residence (Study Analysis of the Balanced Scorecard method) ". Type of research used in this paper is qualitative, that is research procedure that produces descriptive data in the form of written or spoken words’ people and behaviors that can be observed. The data used in this study can be divided into two. First, the primary data, that is in the form of interviews with a Nganjuk BAZ board, local government and muzakki. Second, Secondary Data, it is obtained through the financial statements of BAZDA Nganjuk and also from the literature books that support theory of research. The result of study shows; (a) on the basis of the financial perspective, there are still some potential areas of real that can not be absorbed optimally; (b) on the basis of business process perspective, realization of consumptive utilization of zakat is greater than the productive empowerment of zakat; (c) on the basis of customer perspective, when the process of zakat socialization is associated with the result of fund raising, and there are still some potency of zakat that is optimally untapped, it still requires an effort to socialize it more proactive; (d) on the basis of growth and learning, for progress institution of BAZDA Nganjuk, it requires reference sources, both internal and external agencies. Internal agency may be the agency's each period of performance report, while the external agency is from muzakki and mustahik. Keywords: Strategy, performance of BAZDA, balanced scorecard method

Pertumbuhan Lembaga Reksadana Syariah Di Indonesia Mukhamad Zakariya
JES (Jurnal Ekonomi Syariah) Vol 2, No 1 (2017): Maret
Publisher : Universitas Islam Lamongan

The development of capital markets in Indonesia is encouraging. It brings a positive impact on the development of the investment system in accordance with the basic principles of sharia, in the capital markets sector in Indonesia, or better known by the term Islamic capital market. Islamic capital market is developed with the aim of accommodating the needs of Muslims in Indonesia that performs investment in capital market products in accordance with the basic principles of sharia. As we know that Indonesia is a country with a predominantly Islamic population makes Indonesia has a potential market for Islamic products. The problems of this study are the factors that influence the growth and development of Sharia Mutual Funds in Indonesia until 2014. The purpose of this study is to determine the factors that affect the growth and development of Sharia Mutual Fund in Indonesia, in particular on the list of Sharia Mutual Funds issued by OJK (Financial Services Authority) to 2014. This research is a qualitative research that does not test the hypothesis, but is intended to gain a deeper understanding of the various variables describing the past circumstances or phenomenon is happening today. The data used in this research is secondary data. This research is conducted by analyzing data collected by the author, which is derived from the issuer's financial statements, related websites, journals of sharia economic, sharia economic papers and other related sources. The analysis technique used by the author in this study is descriptive-qualitative method, a method that is done by collecting data, compiling and interpreting the results in order to obtain a clear picture of the growth and development of Sharia Mutual Funds in Indonesia until 2014. The results of this study shows that the main factor affecting the growth and development of Sharia Mutual Fund in Indonesia is the active role of government, both in terms of regulation or other supports, affecting various aspects, such as the development of product innovation. Keywords: Mutual Funds, Islamic Mutual Fund, the Government of Indonesia

Metodologi Ilmu Ekonomi Islam Monzer Kahf Ahmad Ubaidillah
JES (Jurnal Ekonomi Syariah) Vol 3, No 1 (2018): Maret
Publisher : Universitas Islam Lamongan

Science, including Islamic economics, is a systematic knowledge acquired in certain ways agreed upon by scientists. Certain ways to acquire such schematic knowledge are called methodologies. Science is obtained through investigation or investigation. But not every investigation can be called a legitimate and recognized way to gain the knowledge. Science has certain ways or processes called research. Thus, the methodology is in fact the ways or scientific research techniques. The technique here means ways of conducting an investigation and assessing the findings or evidences, ie judging whether the finds are true or false. After seeing how important the methodology is in building a discipline, especially the discipline of Islamic economics, this paper will try to answer the question: how is the methodology offered by Monzer Kahf to build Islamic economics? The research method used in this research concerns types, approaches, sources and data types, data collection techniques, data analysis techniques. The type of this research is library research, namely research conducted by taking and collecting data from the literature related to the issues discussed. Sources of research data obtained are from the existing literature, by collecting primary and secondary data. Primary data in this study refers to the books and other research journals by Monzer Kahf. The secondary data in this research is obtained from books, magazines, journals, articles, and so forth, written by other writer. Analytical technique used is descriptive-analytical analysis method. The results show that the task of describing the Islamic economic system consists of two parts. First, Islamic economists have to find the theory of the components of the economic system and its internal relations. Second, they are to investigate the economic validity and power of the system. Essentially, the approach used to find the Islamic economic system is similar to the approach used to find the general theories and rules of fiqh. Economics as one of the social sciences needs to develop a path to history to explore its experiences and determine the direction of long-term economic life. Islamic economists must revise conventional economic theory to recognize and separate biased postulates. In other words, refining theories is full of the dogmatic, doctrinal, and moral views of the experts and the environment. Keywords: Islamic Economics, Methodology, Monzer Kahf

Etos Kerja Islam Dan Ketahanan Usaha Kerajinan Tangan Ahmad Ubaidillah; Misbahul Khoir
JES (Jurnal Ekonomi Syariah) Vol 4, No 1 (2019): Maret
Publisher : Universitas Islam Lamongan

The objectives of research include; first, to describe what local Islamic working ethos are as the basis for the resilience of songkok, whip and slap handicraft businesses in Serah Panceng Gresik Village. Second, to describe the resilience of the songkok, whip and slap handicraft business in the village of Serah Panceng Gresik. This study is a qualitative-descriptive study with the aim of understanding the phenomena experienced by the subject of research including behavior, perception, motivation, and action holistically by utilizing various scientific methods. Data collection methods include; Observation, In-depth Interview or Focus Group Discussion, Documentation. Data analysis techniques include: processing and preparing data for analysis, reading the entire data, analyzing in more detail by coding data, considering detailed instructions that can help the coding process, giving descriptions that will be presented in the report, interpreting and interpreting data. The results showed that in Serah Village local Islamic working ethos were preserved by the community, such as alms giving, reading dziba', reading tahlil, attending haul akbar, and reading sholawat together every Friday. Although in the tradition it does not involve songkok, whip, and slap directly, there is a good impact to support the resilience of songkok, but not whip, and slap production. Religious rituals by praying together asking Allah to facilitate and carry out business in production songkok, whip, and slap are an expression of gratitude for what God gave to the people of Serah Village. All economic activity done by Serah community is meant to get God’s willing. Keywords: Islamic Working Ethos, Handicraft Businesses

ANALISIS STRATEGI PENGAWASAN PENGGUNAAN PEMBIAYAAN MODAL KERJA AKAD MUDLARABAH PADA NASABAH BMT BINA UMMAT SEJAHTERA CABANG BABAT LAMONGAN Anggie Windya Eka Putri; Khozainul Ulum
JES (Jurnal Ekonomi Syariah) Vol 4, No 2 (2019): September
Publisher : Universitas Islam Lamongan

The outlay of financial capital is one kind of financial budgetings used to support the investment and development of business. It also can be used by entrepreneurs to expand their enterprises and even those who intend to start running their business. In BMT Bina Ummat Sejahtera (BUS) branch of Babat Lamongan, the outlay of job financial capital applies the contract of mudlarabah. The process of applying the contract of mudarabah, however, appears certain risk and side effect toward the members of BMT BUS branch of Babat Lamongan when the outlay is given. So, BMT BUS branch of Babat Lamongan is doing supervision and control during the process. This research aims at revealing the strategies used to supervise the application process of the outlay of job financial capital using contract mudlarabah for members of BMT BUS branch of Babat Lamongan and how the strategies of analysis control applied to analyse the application process of the outlay of job financial capital using contract mudlarabah for members of BMT BUS branch of Babat Lamongan. This research is a qualitative research. The data collection is conducted by doing interview, observation and documentation. The data analysis method used is descriptive analysis. The research findings reveal that control strategy of the use of outlay of job financial capital using contract mudlarabah in BMT BUS branch of Babat Lamongan uses two controls. They are direct and indirect control. The direct control applies the preventive and repressive control strategy. Whereas the indirect control applied to supervise and observe the installment report of members’ payment and the cash flow of the members while running their business. The strategy of analysis control to supervise the use of outlay of job financial capital using contract mudlarabah implemented in BMT BUS branch of Babat Lamongan is good enough. Keywords: Controlling, Outlay of job capital and Contract mudlarabah

Relevansi Pemikiran Ekonomi Yahya Bin Umar Dalam Perspektif Ekonomi Modern Moh. Subhan
JES (Jurnal Ekonomi Syariah) Vol 2, No 1 (2017): Maret
Publisher : Universitas Islam Lamongan

Islam as a religion has rules about life and the life of mankind in plenary, although sometimes it is only globally. The dimension of relationship between humans and god is static, while the dimension of relationship between human and social environment is dynamic and flexible. The second dimension of man is given the broader freedom to make rules and regulations according with the circumstance and condition of times by sticking to the rules of Shari'a. This article will try to elaborate the economic thought of Yahya ibn Umar in his book "Ahkam al-Suq", which is of relevance to the conventional economics. The objective of research is to know whether the brilliant idea of Yahya ibn Umar in his time (Century III H) is still relevant to be applied to the modern era or not. Broadly speaking, Yahya bin Umar’s thought on hisbah and matters related to markets such as; al-ta'sir (pricing), ihtikar (hoarding), and siyasah al-ighraq (dumping). Keywords: al-Ta'sir (pricing), Ihtikar (hoarding), Siyasah al-Ighraq (dumping)

Mobilisasi Tabungan Antara Keuangan Formal Dan Informal Dalam Sistem Keuangan Syariah Misbahul Khoir
JES (Jurnal Ekonomi Syariah) Vol 2, No 2 (2017): September
Publisher : Universitas Islam Lamongan

Islam as a rule of life (nizam al-hayat) governs all sides of human life, including in terms of economic transactions, in doing saving activities too. So it also affects the institutions that receive savings funds. The definition of the Islamic financial system itself is a financial system that channels between parties who need funds and parties who have excess funds through financial products and services in accordance with the principles of sharia. The sharia principle is a principle based on the teachings of the Qur'an and Sunnah. In the Indonesian context, sharia principle is the principle of Islamic law in banking and finance activities based on fatwa issued by institutions that have authority in the establishment of fatwa in the field of sharia. From the background, the above description contains two important points. First, how is way of saving and investing from an Islamic point of view. Second, what is definition of Islamic Financial System. Both of these are first step in describing as problem in the scope of savings mobilization between formal and informal finance in the Islamic financial system. Islam forbids allowing idle assets, and encourages every wealth that we have to invest in the real sector. Saving is not a disbelief of the existence of sustenance from Allah SWT. Saving is a good management process of the provision of Allah SWT as a reflection of the attitude of our trust for sustenance given by Allah SWT. So it can be concluded, in the teachings of Islam, the saving is effort on the alert and as part of the household financial management process. By saving we have a time-forward perspective because it not only looks at short-term expenditures, but has made predictions of preparation for the future. Saving is part of self-control. By saving, it means that we are not carried by lust to meet the fulfillment of present or short-term satisfaction, but to control the fulfillment of our desire to be able to meet the needs of the future which is much more important. Saving is not a barrier for a person to give alms or zakah. People whose faith is strong and accustomed to saving then he will be able to expel zakah well and give alms more. People who are used to saving means having good financial planning. If so, the funds that he has will be more optimal, so will be able to pay zakah well and give alms more because the funds are well managed. Keywords: Saving Mobility, Formal and Informal Finance, Sharia Financial System

Strategi Pengembangan Produk Bank Syariah Di Indonesia Ahmad Mukhlisin; Aan Suhendri
JES (Jurnal Ekonomi Syariah) Vol 3, No 2 (2018): September
Publisher : Universitas Islam Lamongan

At present Islamic banking is growing rapidly, along with these developments various types of Islamic Bank products are also growing, where product innovation is the key to Islamic banking to be more competitive and more rapidly developed in accordance with the needs of the community. Product development strategies are one aspect of a marketing strategy. Banking product development is an effort to increase customers by introducing new banking products. The strategy of developing banking products is an effort to increase the number of customers by developing or introducing new banking products. Innovation and creativity in product creation are one of the main keys in this strategy. In general, every Islamic bank in running its business has five operational principles, namely as follows: Principles of pure savings, the principle of profit sharing, the principle of buying and selling, the principle of rent, and the principle of service (fee). Product development strategies are part of a corporate strategy. Islamic banks provide many options for the community to obtain financing that does not only depend on one type of bank with its products, if Islamic banks are able to read the potential of the region and the needs of the population is owned by Islamic banking, the development of Islamic banking products is a necessity for Islamic banks those in the region to be able to answer the needs of the community. This condition can occur can not be separated from the support of DPS who must be active and innovative and be with each bank in the area. As well as product marketing strategies must be carried out by conducting strategic alliances with mass media (radio, television and print media) and event organizers in the form of exhibitions (expo), so that these products are widely known and directly felt by the public at large. In certain expos such as people can directly register for sharia credit cards or make financing requests for the purchase of sharia products that are on display. Through this strategy Islamic banks can get a lot of success, both in increasing portfolios and marketing new products. Keywords: Product Development Strategy, Indonesia Shariah Bank

Implementasi Pendayagunaan Zakat Produktif Terhadap Pemberdayaan Mustahiq Pada Badan Amil Zakat Nasional (BAZNAS) Kabupaten Lumajang Indra Hidayatullah
JES (Jurnal Ekonomi Syariah) Vol 4, No 2 (2019): September
Publisher : Universitas Islam Lamongan

Zakat can be utilized for productive efforts in the context of handling the poor and improving the quality of the people. Along with Allah’s commands to Muslims to pay zakat, zakat is one of the pillars of Islam which is not only of a vertical dimension, but also horizontal aspect. Zakat is an important worship in anticipating social inequality in its implementation. It is still largely traditional and does not pay attention to the welfare of the people, in fact the development of muslims is the majority population of this nation and it has a huge potential to be used as a source of funds from zakat. The result of research shows that utilization of productive zakat in the National Amil Zakat Agency (BAZNAS) of Lumajang Regency is to make people stand alone so that they can improve their standard of living and so as not to always depend on zakat funds. Mustah}iq empowerment in the National Amil Zakat Agency (BAZNAS) Lumajang Regency is by running a productive zakat system for business capital assistance for the mustah}iq and consumptive zakat system. Utilization of productive zakat funds is one of the processes carried out by the Lumajang National Amil Zakat Board (BAZNAS) to make the mustah}iq be independent so that they can improve their standard of living and become muzakki> as has become the vision of the National Amil Zakat Agency (BAZNAS) Regency Lumajang. The form of zakat fund utilization towards mustah}iq empowerment at the National Amil Zakat Board (BAZNAS) of Lumajang Regency is divided into two empowerments, namely consumptive and productive empowerment. Consumptive empowerment is the provision of funds that can be directly consumed by mustah}iq. While productive is the provision of capital in increasing business. Both in the form of funds and gifts in the form of work tools. The most effective thing in empowering the mustah}iq is empowering by using productive zakat funds which have benefited a lot of mustah}iq. Empowerment of zakat funds in relation is to convey part of the assets owned to a group called eight asnaf, namely the poor, poor, ‘a>mil or administrators of zakat, muallaf, riqa>b (slaves), gha>rimi>n, fi> sabi>lilla>h and Ibn Sabi>l. Keywords: Implementation, Utilization, Productive zakat, Mustah}iq

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Khozainul Ulum

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jesunisla@gmail.com

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+6282244470719

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jesunisla@gmail.com

Editorial Address
Jl. Veteran 53A Lamongan

Location
Kab. lamongan,

Jawa timur

INDONESIA

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Khozainul Ulum

Contact Email jesunisla@gmail.com

Phone +6282244470719

Journal Mail Official jesunisla@gmail.com

Editorial Address Jl. Veteran 53A Lamongan

Location Kab. lamongan, Jawa timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Khozainul Ulum

Contact Email
jesunisla@gmail.com

Phone
+6282244470719

Journal Mail Official
jesunisla@gmail.com

Editorial Address
Jl. Veteran 53A Lamongan

Location
Kab. lamongan,

Jawa timur

INDONESIA