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PERDA SYARIAH DALAM UPAYA PENINGKATAN DAYA SAING EKONOMI DAERAH Muhtadi, Ridan
Jurisdictie: Jurnal Hukum dan Syariah Jurisdictie: Vol. 10, No. 1 (2019)
Publisher : Fakultas Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/j.v10i1.6691

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The 2014 Law No. 24 makes regional governments have extensive authority in managing their regions. Using this authority, the implementation of regional regulation (perda) in Islamic Sharia is more suitable with Islamic local wisdom. Sharia regulations have indicated a change in legal politics, from the paradigm of legal unification to pluralism. More economists and practitioners are interested in sharia economic as alternative in preventing economic crisis after global financial crisis in 2008. As a result, some regions began to implement sharia economic by providing legal protection to formulate regional regulations. This study aims to analyze “perda” related to the implementation of Islamic Sharia by taking Sharia Economic and Financial Regulations as example. This is a juridical-normative research using primary and secondary legal data. The analytical approach used is content, concept, and case. The results indicate that Sharia Economic Regulations in Indonesia are very important. Moreover, the forecast growthof financial and sharia business industries is quite rapid in East Java. Hence, it isvery necessary to accelerate the divine economy to the regions and be able to create an economy in a stable and fair area.Undang-Undang No 24 Tahun 2014, menjadikan Pemerintah Daerah memilikikewenangan yang luas dalam pengelolaan didaerahnya. Dengan adanya kewenangan yang luas inilah, maka implementasi Peraturan Daerah (Perda) syariat Islam menjadi lebih sesuai dengan kearifan lokal yang islami. Perda syariah telah menunjukkan terjadinya perubahan politik hukum, dari paradigma unifikasi hukum menjadi pluralisme hukum. Krisis finansial global pada tahun 2008 semakin membuat ekonomi syariah dilirik banyak para ekonom dan praktisi sebagai salah satu alternatif pencegahan krisis ekonomi. Sehingga beberapa daerah mulai menerapkan ekonomi syariah dengan memberikan kepastian payung hukumnya dengan merumuskan peraturan daerah.
Tinjauan Maqashid Syariah dan Fiqh al-Bi’ah dalam Green Economy Muhtadi, Ridan; Utama, R Wahyu Agung; Arifin, Nur Rachmat; Mawardi, Imron
Jurnal Ekonomi Islam Vol 10 No 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (829.34 KB)

Abstract

Economic development in the 20th century has a huge impact on the sustainability of mankind. However, on the other hand, it has a negative impact on the living ecosystem. Economics and the environment are considered two opposite sides in some ways like the way they treat profit orientation toward sustainable development. Sustainable development On the basis of this result creates a relatively new concept, Green Economy. Green Economy is a concept that supports human welfare and care for the preservation of the environment and ecosystem of life in economic development. But the negative side of economic development could also affect the depletion of natural resources due to overexploitation, pollution of the land, water, and air due to industrial pollution, floods, and impact on climate change. Islam has an ideal concept of sustainable development. There are at least fundamental rules in order to support the sustainable development of the implementation of environmental fiqh based maqasid sharia for the management of Islamic resources in economic transactions.   Keywords: Maqasid Syariah, Fiqh environment, Green Economy, Environmental Preservation
ANALISIS PRAKTEK BARTER PASCA PANEN PADI DITINJAU DARI PERSPEKTIF EKONOMI ISLAM Arifin, Nur Rachmat; Tamimah, Tamimah; Muhtadi, Ridan; Ratih, Inayah Swasti; Qosyim, Moch
Jurnal Ekonomi Islam Vol 10 No 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (808.05 KB)

Abstract

This research uses descriptive qualitative method, this research is a type of field research (field research) conducted in Taman Sareh Village, Sampang District, Sampang District, the primary data source from the research results of interviews with several residents who are in Taman Sareh Village who conduct direct use This barter, starting from village officials such as village treasurers, and students from Taman Sareh Village, and also farmers. Secondary data contains records, reports arranged in an archive (in documents). Secondary data sources are from books, documentation, internet, and articles related to this research. So the post-harvest rice barter transaction in Taman Sareh Village, Sampang District, Sampang Regency is in accordance with Islamic law as what was added in the previous chapter. The results of this study indicate that the post-harvest rice barter transaction in Taman Sareh Village, Sampang District, Sampang Regency is in accordance with Islamic Sharia, follows the barter trade agreement, and barter requirements. Keywords: Modern, Barter, Islamic economy
SHARIA LOCAL FUNDING (SALAF CARD): INNOVATION ON SMES FUNDING USING ISLAMIC BOARDING SCHOOL VENTURE CAPITAL Nila, Faridatun; Utama, R. Wahyu Agung; Mawardi, Imron; Fudholi, Moh.; Muhtadi, Ridan
Jurnal Ekonomi Islam Vol 10 No 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (242.862 KB)

Abstract

Islamic boarding school is one of the educational institutions that have a strong network. Until now, there were 27,230 Islamic boarding schools scattered throughout Indonesia. Today, the function of Islamic boarding schools is not only functioning as an Islamic-based educational institution but also Islamic boarding schools has a function as a social institution. Islamic boarding schools are considered potential to become the basis of empowerment local people's economy and the center of economic development of the people in the regions, both in the form of Islamic financial institutions or Islamic boarding school cooperation. Law in Indonesia, No.33 of 2014 concerning guarantees on halal products provides significant opportunities for innovative product development given the huge potential of Indonesia's Muslim population. In the process, the requirement to use halal certification in trade as mandated by national law carries a dilemma on halal industrial players as well as micro, small and medium enterprises (SMEs). The problem of capital and funding is key problem. This qualitative paper offers a literature review. The purpose of this paper is to understand how innovative funding models are through Islamic Boarding School venture capital the company spurred the growth and development of the halal industry. The Sharia Local Funding Card (SALAF) is innovative Mudharabah and Musyarakah transaction models at Baitul Mal Wattamwil, which are realized in sustainable funding with the Sharia business capital company for halal industry players. Allocation of profit sharing is based on the contract by specifying several parts other than cards as productive deposits. These deposits will be managed as productive stimulus funds for maintenance of halal certification, training, and business assistance, and the SALAF card balance itself. SALAF card is an innovative model that has a sustainable funding agreement that involves several stakeholders to improve productivity, growth, and presence of halal products in the nation trade arena.  Keywords: financing, SMES, SALAF card, Islamic Boarding School venture capital  
Factors That Affect Savings In Islamic Banking Rosyadah, Putri Cahya; Arifin, Nur Rachmat; Muhtadi, Ridan; Safik, Mohamad
AL-ARBAH: Journal of Islamic Finance and Banking Vol 2, No 1 (2020)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.v2i1.5499

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AbstractPurpose - The purpose of this study is to examine the effect of macroeconomic variables on the amount of savings in Islamic banks in Indonesia.Method - This study use quantitative research type using secondary data using OLS (ordinary least square) analysis which aims to examine the independent variable on the dependent variable.Result - The results of this study indicate that inflation and exchange rate variables do not affect the amount of savings, M2 variable has a positive and significant effect on the amount of savings. While the SBI  variable has a negative and significant effect on the amount of savings.Implication - This study uses the data from Central bank of IndonesiaOriginality - This study uses several macroeconomic variables that are used to test its effect on the amount of savings in Islamic banking. By using secondary data taken from official government institutions for several years. The results show that macroeconomic variables greatly affect the customer's decision to save in Islamic banking.
ZAKAT SEBAGAI INSTRUMEN FISKAL DALAM MENUTUPI GOVERMENT EXPENDITURE DI INDONESIA Tsaniyatul Haliyah; Ridan Muhtadi; Gancar Candra Premananto
Ulumuna: Jurnal Studi Keilsman Vol 4 No 2 (2018)
Publisher : LP2M IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (728.278 KB) | DOI: 10.36420/ju.v4i2.3502

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The potential of zakat which is large in the country up to now has not been utilized by the Indonesian government to improve people's welfare. A new strategy is needed so that the potential of zakat in Indonesia can be absorbed optimally and distributed according to sharia provisions and community needs. This study aims to try to offer an idea to make zakat as an instrument of fiscal policy in Indonesia, namely to enter zakat into the posture of the Indonesian state budget, the aim of which is to optimize the absorption of zakat in the country and on its distribution target. The strategy that the authors offer to realize this is through reforming the regulatory aspects, making the structure and position of a more strategic zakat institution, namely by forming a directorate general of zakat, and entering the state budget posture zakat, namely the zakat receipt post at the receipt of non-tax revenues, and zakat expenditure posts are in the state expenditure post for poverty alleviation. Therefore, political will is needed in order to realize zakat as an instrument of fiscal policy in Indonesia.
MODEL EDUKASI DAN PERLINDUNGAN KONSUMEN BERBASIS MAQASHID SYARIAH PADA JAMINAN SOSIAL Ridan Muhtadi; Anindya Yusuf Wirmanda; Gancar Candra Premananto
Ulumuna: Jurnal Studi Keilsman Vol 5 No 1 (2019)
Publisher : LP2M IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (503.4 KB) | DOI: 10.36420/ju.v5i1.3640

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Human welfare from an Islamic perspective pays attention to a balanced satisfaction between material needs and spiritual needs. Some policies have been implemented by the government to improve social security to humanity, but the lack of spiritual morale and lack of coordination between the related institutions resulted in policies that have not been implemented optimally. Consumer protection, which is one part of optimizing programs, has not yet run coordinatively. Therefore, the writer has an idea that can be implemented, which is Maqashid Sharia-based Consumer Education and Protection on Social Security for Muslims, the Poor, the Poor, and Non-Muslims to achieve falah with aspects that are the dharuriyat needs namely maintenance of faith (din), soul (nafs), reason (aql), descent (nasl), wealth (maal). The implementation of education and consumer protection based on maqashid sharia is a government apparatus, BAZ, LAZ, UPZ, and awareness for fellow human beings to bear the needy and poor alike in order to achieve the benefit of the people. The research method used is a qualitative descriptive approach. The concept of education and consumer protection based on maqashid sharia can be a creative and productive solution related to various moral and spiritual problems and the management of social security, justice for the poor in getting social security as mandated in the 1945 Constitution and the Koran. In addition, the implementation of this program is expected to achieve the independence of the people and the achievement of falah for all people.
ANALISIS PERKEMBANGAN PRAKTIK BAITUL MAAL PADA MASA DAULAH ISLAMIYAH DAN DALAM KONTEKS DI INDONESIA Risa Sari Pertiwi; Sri Herianingrum; Ridan Muhtadi; Mumuh Muhammad
Ulumuna: Jurnal Studi Keilsman Vol 6 No 1 (2020)
Publisher : LP2M IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36420/ju.v6i1.3699

Abstract

Purpose of this study is to analyze the development of the Baitul Maal practice during the Daulah Islamiyah era and in the context of Indonesia. This study uses a qualitative approach was used through library research using various relevant library materials and previous literature studies. The main finding of this research is that the development of Baitul Maal during the Daulah Islamiyah period always experienced developments in terms of institutional, administrative, construction of central and local Baitul Maal sites and fiscal policy in the distribution of Baitul Maal assets. The main sources of income of Baitul Maal in the early days of Islamic development were khums, zakat, kharaj and jizyah in which the amount, duration and usage were based on the Qur'an and Hadith, while the expenditure of Baitul Maal funds during the Islamic State was focused on the public service sector. Nowadays, there are several different aspects between the Daulah Islamiyah and Indonesia which can be seen concepts, institutions, roles and functions, sources of income and types of expenditure Baitul Maal.
HISTORIOGRAFI KAUSA LEGAL BUNGA (RIBA) DI INDONESIA Fanani Mafatikul Ihsan; Ridan Muhtadi; Moh Subhan
Ulumuna: Jurnal Studi Keilsman Vol 6 No 1 (2020)
Publisher : LP2M IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36420/ju.v6i1.3955

Abstract

The discourse on interest can be said to be a "classic" problem both in the development of Islamic thought or in the history of human civilization. Because interest can not be separated from the economic activities of humanity. In Indonesia, interest has become transactions in the economic field in general. Until now interest collection still occurs in various commercial activities, both in the sale and purchase activities, accounts payable and other transactions. In Islamic teachings, economic activities carried out by humans have some rules and ethics or morality in Islamic law. However, the stipulation of interest as usury still needs an in-depth study, especially in terms of the history of legality stipulated in a fatwa in Indonesia.
PEMERIKSAAN EMPIRIS PADA PENGARUH KINERJA SOSIAL TERHADAP PROFITABILITAS DI BANK SYARIAH Muslikhin Muslikhin; Risma Ayu Kinanti; Ridan Muhtadi; Moh. Fudholi
Ulumuna: Jurnal Studi Keilsman Vol 6 No 1 (2020)
Publisher : LP2M IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36420/ju.v6i1.3956

Abstract

Islamic banking is growing rapidly, especially Malaysia, Indonesia, and Brunei Darussalam. This causes Islamic banking to be demanded to be more responsive to stakeholders. This then becomes the basis that Islamic banking must improve its social performance. Social performance is a form of corporate social responsibility to fulfill obligations that come from people's expectations of company behavior. Researchers are interested to find out whether there is an influence of disclosure of social performance on profitability in Islamic banks in Indonesia. This type of research is quantitative using secondary data and linear regression as a data analysis method. This study shows that there is an influence of disclosure of social performance on profitability of Islamic banks in Indonesia.
Co-Authors Abd Aziz Abd Rohman Al Hadifi Abd. Wahab Abdul Ghoni Ach. Fauzi Lutfi Ahmad Taufiqur Rahman Akhmad Rofiki Alifah Alifah Anindya Yusuf Wirmanda Anis Eliyana Arifin, Nur Rachmat Aunur Rofiq Dhoqi Dofiri Dwi Ariady Kusuma Ervicaninda Herry Fahmi as-Sulthoni Fanani Mafatikul Ihsan Fanani Mafatikul Ihsan FARID ILHAM AL QORNI Faridatun Nila Faridatun Nila Faridatun Nila Faridatur Rosyidah Firman Ardiansyah Firman Ardiansyah Fitriyana Agustin Fitriyana Agustin Gancar Candra Premananto Imron Mawardi Inayah Swasti Ratih Istianah Istianah Kamali Kamali Karimah Karimah Linda Sari M Mohsi Mansur Mansur Moch Qosyim Moh Arifin Moh Fudholi Moh Safik Moh Subhan Moh. Fudholi Moh. Fudholi Mohammad Adi Mohammad Adi Muhammad Rizatul Yunus Mumuh Muhammad Muslikhin Muslikhin Muzakki Muzakki Nabila Yuli Firdaus Nanik Wahyuni ‎ Nila, Faridatun Nova Haryanto Novita Ayu Fitriyani Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nuri Herachwati Nuri Herachwati Pramudia Yuli Eka Permana Pramudia Yuly Eka Permana Putri Cahya Rosyadah Qosyim, Moch R Wahyu Agung Utama R Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama Ratih, Inayah Swasti RB Dandy Raga Utama Ririn Tri Ratnasari Risa Sari Pertiwi Risma Ayu Kinanti Rizky Winanda Rosyadah, Putri Cahya Ryval Ababil Safik, Mohamad Sakinah Sahal Shirenda Rizka Maulia Siti Masfufa Siyah Siyah Sri Herianingrum Sri Herianingrum Subaida Subaida TAMIMAH TAMIMAH Tamimah, Tamimah Tsaniyatul Haliyah Utama, R Wahyu Agung Utama, R. Wahyu Agung Wisnu Bayu Aji Zainurrafiqi Zainurrafiqi Zavirani Fitrandasari