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All Journal IJIBE (International Journal of Islamic Business Ethics) Dinar: Jurnal Ekonomi dan Keuangan Islam JURISDICTIE Jurnal Hukum dan Syariah Jurnal Ekonomi Islam Journal of Islamic Economic Laws FIKROTUNA IJIEEB : International Journal of Integrated Education, Engineering and Business Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Ulumuna: Jurnal Studi Keislaman ACTIVA: Jurnal Ekonomi Syariah Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam AL-ARBAH: Journal of Islamic Finance and Banking Implementasi Manajemen & Kewirausahaan Ar-Ribhu: Jurnal Manajemen dan Keuangan Syariah Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Filantropi: Jurnal Manajemen Zakat dan Wakaf Iqtisadie: Journal of Islamic Banking and Shariah Economy Jurnal Ekonomi Islam IJIE

Ridan Muhtadi

IAI Miftahul Ulum Pamekasan

Author-ID : 1024432

Religion Arts Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 52 Documents Claim Missing Document

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Optimalisasi BUMDES Berbasis OVOP (One Village One Product) Concept Di Kabupaten Pamekasan Firman Ardiansyah; Nabila Yuli Firdaus; Ridan Muhtadi
Implementasi Manajemen & Kewirausahaan Vol 1 No 2 (2021): JURNAL IMKA (OCTOBER)
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Wijaya Putra

This study aims to provide a conceptual model regarding the optimization of Village-Owned Enterprises (BUMDES) based on the OVOP (One Village One Product) concept as a flagship program, which is every BUMDES in Pamekasan Regency forms a community that leads to integrated community economic empowerment order to optimizing superior commodities in Pamekasan Regency each village. This study uses descriptive qualitative methods with secondary data collection methods obtained from literature and documentaries that have been processed. While the data analysis technique starts from editing, organizing and finding. The results showed that this program has the potential to be realized, seeing the superior commodities owned by each village in Pamekasan Regency are very many and varied, in addition to support from the government regarding the priority of using the 2021 Village Fund for BUMDES, this program is the right step in overcoming existing problems. This program can be an alternative that is able to create food self-sufficiency in Pamekasan Regency as well as become one of the exporters of domestic products spread to national and international regions.

ANALISIS MANAJEMEN SUMBER DAYA INSANI PADA BANK PEMBIAYAAN RAKYAT SYARIAH Linda Sari; Ridan Muhtadi; Mansur Mansur
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 1 No 2 (2020): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

Introduction: This study will analyze the human resource management at PT. BPRS Sarana Prima Mandiri Pamekasan in terms of recruitment and selection, training and employee development as well as employee performance appraisals. Methods: The research methodology used by researchers is descriptive qualitative which will explain the events and circumstances in detail and perfectly with data collection techniques using observation, interviews and documentation. Results: This research is deemed necessary considering that the development of Islamic banking in Indonesia is relatively fast but is still not balanced with adequate human resources, both in quality and quantity. and one of the company's mission is supported by human resources. Conclusion and suggestion: This study indicates that human resource management at PT. BPRS Sarana Prima Mandiri (SPM) Pamekasan in terms of recruitment and selection is in accordance with sharia theory. Likewise, the work appraisal process is in accordance with the Islamic concept. However, in the training and development process, according to researchers, there is still a lack of material balance, namely between the material of Tauhid (Akhlak), Shari'ah, and Muamalah which is conveyed to employees when the training is carried out. Keywords: Islamic banking, recruitment and selection, training and development, employee performance appraisal.

ANALISIS SISTEM REKRUTMEN DAN PELATIHAN DALAM MENINGKATKAN KINERJA KARYAWAN Siyah Siyah; Mansur Mansur; Ridan Muhtadi
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 1 No 2 (2020): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

Introduction: Sharia financial institutions, especially SPM Pamekasan Sharia Banks, in carrying out each of their operational activietis must depend on human resources (HR) as managers in every company activity. Therefore, SPM Pamekasan Sharia Bank must place human resources (employees) according to their field capabilities. The research here aims to be able to find out how the recruitment and training system is carried out in the SPM Pamekasan Sharia Bank and how the performance of employees using both systems. Methods: The research method used by researchers, namely using descriptive qualitative methods, using data collection techniques in the form of observation, interviews, and documentation. Results: The results of this study the recruitment system implemented by the SPM Pamekasan Sharia Bank uses two systems, namely internal and external recruitment and both recruitment systems are said to be quite good. For the training system implemented by the SPM Pamekasan Sharia Bank, namely an external and internal training system. Of the two recruitment and training systems carried out by Bank Syariah SPM Pamekasan have a positive effect on employee performance. This can be seen from the increase in employee performance appraisal of the SPM Pamekasan Syariah Bank which increased in 2019 compared to 2018. Keywords: Recruitment System, Training, Employee Performance.

STRATEGI KEANDALAN PELAYANAN PADA PT. BPRS SARANA PRIMA MANDIRI Subaida Subaida; Mansur Mansur; Ridan Muhtadi
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 1 No 2 (2020): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

Introduction: The purpose of this study was to determine the service reliability strategy in serving customers. This service strategy is a supporting factor for the marketing activities of all products in order to achieve customer satisfaction. Methods: The research methodology used is a qualitative descriptive. Data collection techniques using observation documentation interviews. Results: The results of this study indicate that the reliability of this service is quite good and in accordance with its field. However, the SPM Pamekasan Bank does not have an ATM. In overcoming these shortcomings SPM banks by improving service quality by using service reliability. So that customers feel satisfied and even become loyal customers. So in this case the SPM Pamekasan Bank is one of the services that is in accordance with the expectations of the community. Keywords: Service reliability strategy, Customer satisfaction

DAMPAK PENGARUH PEMBIAYAAN MURABAHAH TERHADAP PERKEMBANGAN UMKM SELAMA PANDEMI COVID-19 Dhoqi Dofiri; Istianah Istianah; Ridan Muhtadi
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 2 No 1 (2021): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

Introduction: The background of study is stimulated by the existance of micro-financing by using al-murabahah agreement at PT BRI Syariah branch of Bangkalan which is distributed to business people on level of medium, small and micro who need loan as the additional venture capital. Based on the explanation above, the research problems are; the condition of UMKM customers at BRI Syariah, especially the bangkalan people and the influence of Murabahah financing conducted by BRI Syariah on UMKM people in Bangkalan Methods: The study applies the quantitative design in which the data collecting technique used are documentation, interview and questionnaire. Data analysis and processing technique used are SPSS which consist of simple linear regression, correlation test, t-test and excel percentage. The implementation time of this research was carried out in October 2020. Results: The result of the study are: (1) the actors of medium, small and micro business level in bangkalan have taken the murabahah financing at PT. BRI Syariah branch of Bangkalan as the additional venture capital that they has run, and (2) murabahah financing at PT. BRI Syariah branch of Bangkalan is very influential on the development of UMKM people in Bangkalan. It can be measure by the increasing of the income as 236%. Keywords: Micro, Small and Medium Enterprises (MSMEs), al-murabahah finance, income, UMKM development.

STRATEGI PENANGGULANGAN PENGANGGURAN MELALUI PERAN USAHA KECIL MENENGAH (UKM) GENTING Karimah Karimah; Ridan Muhtadi; Kamali Kamali
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 2 No 1 (2021): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

Introduction: Roof tile business is an effort made by someone or a group, tile business is needed by the surrounding community. Because in addition to reducing the number of unemployed tile businesses, it can also improve the economy of the community, both from tile business owners or employees / workers, because in the village of gunung timur, the village of gunung the impression is difficult to be reached by the government. The purpose of this study is to determine the role of tile business on unemployment. Methods: This research is a qualitative or field research, the data sources used are primary data and secondary data using observation, interview and documentation methods. The research site was carried out at tile SMEs located in Gunung Timur Hamlet in Gunung Kesan Village, Sokobanah District, Sampang Regency.The implementation time of this research was carried out in Januari 2021. Results: Based on the results of research, the roof tile business has an important role in overcoming the number of unemployed and poverty rates and also increases the income of the people in the village of gunung timur, the village of gunung impression. This is evidenced by the increasing income earned so that it can meet the needs of daily life. Keywords: Role of roof tile business, Overcoming, Unemployment.

Rancang Bangun Strategi Pemberdayaan UMKM melalui Wakaf Produktif Berbasis Model Sharia Grameen Bank di Era New Normal Abd. Wahab; Siti Masfufa; Ridan Muhtadi; Nur Rachmat Arifin
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 8 No 1 (2022): January 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/iqtishodiyah.v8i1.742

Abstract Economic conditions in the midst of the Covid-19 pandemic, the people of Bira Tengah Village, Sampang Regency, have not been able to achieve a level of welfare even though in the village there is tourism potential for Lon Malang Beach and abundant marine products. The majority of housewives in the area do not have income-generating jobs. Thus, a solution is needed to optimize the role of housewives in the village to improve their economy in this new normal era. The purpose of this research is to create a solution idea in revitalizing the community's economy in order to alleviate poverty and increase the role of housewives in Central Bira in the new normal era. In writing this scientific paper, it uses research methods with a qualitative descriptive approach, data collection by interviews and literature studies as data sources. The concept of Sharia Grameen Bank is a model of Islamic microfinance institutions that apply sharia economic principles by utilizing capital from cash waqf and partnering with cooperatives supported by the use of the LOL website (Lon Malang Luminous Heaven) which can optimize the implementation process of Sharia Grameen Bank implementation). LOL (Lon Malang Luminous Heaven) is a website that is used as a medium in raising and distributing funds from productive waqf empowerment programs through cooperatives with murabahah contracts to housewives business groups in Central Bira.

BUMDesMa KAMPUNG TANI: PEMBERDAYAAN EKONOMI MASYARAKAT BERBASIS AKAD SYARIAH DI KABUPATEN PAMEKASAN Abd Rohman Al Hadifi; Faridatur Rosyidah; Firman Ardiansyah; Ridan Muhtadi
IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 1 No. 2 (2021): September 2021
Publisher : Program Studi Perbankan Syariah STAI Al-Fitrah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1194.989 KB)

This study aims to provide a conceptual model regarding the optimization and transformation of BUMDes into BUMDesMa through the OVOP Concept approach which is expected to provide a constructive solution in increasing the economic potential of the Pamekasan community as a farming village. In addition, in order to create a halal lifestyle climate, all BUMDes activities are based on sharia contracts. This study uses descriptive qualitative methods with secondary data collection methods obtained from literature and documentaries that have been processed. While the data analysis technique starts from editing, organizing and finding. The results showed that the optimization of the performance of BUMDes has a wider scope, not only applying the concept of one village one product, but also cooperating with several villages that have the same potential to produce a superior commodity that is more leverage so that an innovation called "BUMDesMa Kampung Tani" appears where there are optimization efforts by forming a community that leads to community economic empowerment, starting from the community of raw material producers, creative and innovative, marketing, and waste management. Pamekasan Regency has good potential because the community can establish cooperation starting from capital, raw material production, management, marketing, to the handling of agricultural waste generated. Keywords: BUMDesMa Kampung Tani, OVOP concept, economic empowerment, sharia contract

DIGITALISASI FILANTROPI ISLAM PADA PESANTREN DI PULAU MADURA Firman Ardiansyah; Fitriyana Agustin; Ridan Muhtadi
IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 1 No. 2 (2021): September 2021
Publisher : Program Studi Perbankan Syariah STAI Al-Fitrah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1439.757 KB)

The Islamic financial literacy and inclusion index in Indonesia is still relatively low. Based on data from the Financial Services Authority (OJK) in 2019 shows that the level of Islamic financial literacy is only around 8.93% and the level of Islamic financial inclusion just only around 9.1%. The low of public access to the banking will be quickly resolved by combining financial services and products using the latest technology. These efforts needs to be made, because the 5.0 industrial revolution makes it easier for people to access all information using smartphones that are connected to the internet. This decision will be a great opportunity for the Islamic finance industry to innovate digitally. The author offers digital innovation to accommodate these opportunities through the “CONTREN: (Connected Sharia Economic of Pesantren)” application which focuses on ZISWAF transactions (Zakat, Infaq, Shadaqah, Waqf) equipped with supporting features that can be enjoyed by all groups of people. The main purpose of writing this scientific paper is to analyze the normative picture of the potential for digitizing Islamic philanthropy in Madura. This study uses a descriptive qualitative method that explains the suitability of the features in the "CONTREN" application with the standardization of sharia financial contracts that not contain elements of maysir, gharar, tadlis, ikhtikar and usury, analyzes the implications of this digital application on literacy and sharia financial inclusion. The method of data collection in this study used secondary data obtained from literature and documentaries that had been processed. The results of the study indicate that the "CONTREN" digital innovation is in accordance with the concept of standardization of sharia financial contracts, and has great potential to be implemented. The conclusion obtained shows that the "CONTREN" innovation can increase Islamic financial literacy and inclusion in order to increase public accessibility to Islamic financial products. Keywords: Digitalization, Financial Inclusion, Financial Literacy, Islamic Boarding School, ZISWAF

Co-Authors Abd Rohman Al Hadifi Abd. Aziz Abd. Wahab Abdul Ghoni Ach. Fauzi Lutfi Ahmad Taufiqur Rahman Akhmad Rofiki Alifah Alifah Anindya Yusuf Wirmanda Anis Eliyana Arifin, Nur Rachmat Aunur Rofiq Dhoqi Dofiri Dwi Ariady Kusuma Ervicaninda Herry Fahmi as-Sulthoni Fanani Mafatikul Ihsan Fanani Mafatikul Ihsan FARID ILHAM AL QORNI Faridatun Nila Faridatun Nila Faridatun Nila Faridatur Rosyidah Firman Ardiansyah Firman Ardiansyah Fitriyana Agustin Fitriyana Agustin Gancar Candra Premananto Imron Mawardi Inayah Swasti Ratih Istianah Istianah Kamali Kamali Karimah Karimah Linda Sari M Mohsi Mansur Mansur Moch Qosyim Moh Arifin Moh Fudholi Moh Safik Moh Subhan Moh. Fudholi Moh. Fudholi Mohammad Adi Mohammad Adi Muhammad Rizatul Yunus Mumuh Muhammad Muslikhin Muslikhin Muzakki Muzakki Nabila Yuli Firdaus Nanik Wahyuni ‎ Nila, Faridatun Nova Haryanto Novita Ayu Fitriyani Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nuri Herachwati Nuri Herachwati Pramudia Yuli Eka Permana Pramudia Yuly Eka Permana Putri Cahya Rosyadah Qosyim, Moch R Wahyu Agung Utama R Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama Ratih, Inayah Swasti RB Dandy Raga Utama Ririn Tri Ratnasari Risa Sari Pertiwi Risma Ayu Kinanti Rizky Winanda Rosyadah, Putri Cahya Ryval Ababil Safik, Mohamad Sakinah Sahal Shirenda Rizka Maulia Siti Masfufa Siyah Siyah Sri Herianingrum Sri Herianingrum Subaida Subaida TAMIMAH TAMIMAH Tamimah, Tamimah Tsaniyatul Haliyah Utama, R Wahyu Agung Utama, R. Wahyu Agung Wisnu Bayu Aji Zainurrafiqi Zainurrafiqi Zavirani Fitrandasari

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