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Journal : Iqtisadie: Journal of Islamic Banking and Shariah Economy

BUMDesMa KAMPUNG TANI: PEMBERDAYAAN EKONOMI MASYARAKAT BERBASIS AKAD SYARIAH DI KABUPATEN PAMEKASAN Abd Rohman Al Hadifi; Faridatur Rosyidah; Firman Ardiansyah; Ridan Muhtadi
IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 1 No. 2 (2021): September 2021
Publisher : Program Studi Perbankan Syariah STAI Al-Fitrah Surabaya

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Abstract

This study aims to provide a conceptual model regarding the optimization and transformation of BUMDes into BUMDesMa through the OVOP Concept approach which is expected to provide a constructive solution in increasing the economic potential of the Pamekasan community as a farming village. In addition, in order to create a halal lifestyle climate, all BUMDes activities are based on sharia contracts. This study uses descriptive qualitative methods with secondary data collection methods obtained from literature and documentaries that have been processed. While the data analysis technique starts from editing, organizing and finding. The results showed that the optimization of the performance of BUMDes has a wider scope, not only applying the concept of one village one product, but also cooperating with several villages that have the same potential to produce a superior commodity that is more leverage so that an innovation called "BUMDesMa Kampung Tani" appears where there are optimization efforts by forming a community that leads to community economic empowerment, starting from the community of raw material producers, creative and innovative, marketing, and waste management. Pamekasan Regency has good potential because the community can establish cooperation starting from capital, raw material production, management, marketing, to the handling of agricultural waste generated. Keywords: BUMDesMa Kampung Tani, OVOP concept, economic empowerment, sharia contract
DIGITALISASI FILANTROPI ISLAM PADA PESANTREN DI PULAU MADURA Firman Ardiansyah; Fitriyana Agustin; Ridan Muhtadi
IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 1 No. 2 (2021): September 2021
Publisher : Program Studi Perbankan Syariah STAI Al-Fitrah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1439.757 KB)

Abstract

The Islamic financial literacy and inclusion index in Indonesia is still relatively low. Based on data from the Financial Services Authority (OJK) in 2019 shows that the level of Islamic financial literacy is only around 8.93% and the level of Islamic financial inclusion just only around 9.1%. The low of public access to the banking will be quickly resolved by combining financial services and products using the latest technology. These efforts needs to be made, because the 5.0 industrial revolution makes it easier for people to access all information using smartphones that are connected to the internet. This decision will be a great opportunity for the Islamic finance industry to innovate digitally. The author offers digital innovation to accommodate these opportunities through the “CONTREN: (Connected Sharia Economic of Pesantren)” application which focuses on ZISWAF transactions (Zakat, Infaq, Shadaqah, Waqf) equipped with supporting features that can be enjoyed by all groups of people. The main purpose of writing this scientific paper is to analyze the normative picture of the potential for digitizing Islamic philanthropy in Madura. This study uses a descriptive qualitative method that explains the suitability of the features in the "CONTREN" application with the standardization of sharia financial contracts that not contain elements of maysir, gharar, tadlis, ikhtikar and usury, analyzes the implications of this digital application on literacy and sharia financial inclusion. The method of data collection in this study used secondary data obtained from literature and documentaries that had been processed. The results of the study indicate that the "CONTREN" digital innovation is in accordance with the concept of standardization of sharia financial contracts, and has great potential to be implemented. The conclusion obtained shows that the "CONTREN" innovation can increase Islamic financial literacy and inclusion in order to increase public accessibility to Islamic financial products. Keywords: Digitalization, Financial Inclusion, Financial Literacy, Islamic Boarding School, ZISWAF
Mampukah Kurs Berdampak Terhadap Indeks Saham Syariah Indonesia? Kajian Empiris Selama Pandemi Tahun 2020-2021 Ach. Fauzi Lutfi; Ridan Muhtadi
IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 2 No. 2 (2022): September 2022
Publisher : Program Studi Perbankan Syariah STAI Al-Fitrah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36781/iqtisadie.v2i2.284

Abstract

This study aims to see how much influence the exchange rate has on the Indonesian Sharia Stock Index in 2020-2021. The method used in this study is a quantitative method with a simple regression analysis technique. The data collection technique uses secondary data obtained from the websites of Bank Indonesia and the Financial Services Authority. The results of this study indicate that the exchange rate variable has a significant influence on the Indonesian Sharia Stock Index variable which is seen from the F-statistic probability value below the alpha value of 0.0011 < 0.05. The Exchange Rate variable has a negative relationship with the Indonesian Sharia Stock Index with a coefficient value of -394.3737. This means that the higher the exchange rate, the lower the value of the Indonesian Sharia Stock Index.
Co-Authors Abd Rohman Al Hadifi Abd. Aziz Abd. Wahab Abdul Ghoni Ach. Fauzi Lutfi Ahmad Taufiqur Rahman Akhmad Rofiki Alifah Alifah Anindya Yusuf Wirmanda Anis Eliyana Arifin, Nur Rachmat Aunur Rofiq Dhoqi Dofiri Dwi Ariady Kusuma Ervicaninda Herry Fahmi as-Sulthoni Fanani Mafatikul Ihsan Fanani Mafatikul Ihsan FARID ILHAM AL QORNI Faridatun Nila Faridatun Nila Faridatun Nila Faridatur Rosyidah Firman Ardiansyah Firman Ardiansyah Fitriyana Agustin Fitriyana Agustin Gancar Candra Premananto Imron Mawardi Inayah Swasti Ratih Istianah Istianah Kamali Kamali Karimah Karimah Linda Sari M Mohsi Mansur Mansur Moch Qosyim Moh Arifin Moh Fudholi Moh Safik Moh Subhan Moh. Fudholi Moh. Fudholi Mohammad Adi Mohammad Adi Muhammad Rizatul Yunus Mumuh Muhammad Muslikhin Muslikhin Muzakki Muzakki Nabila Yuli Firdaus Nanik Wahyuni ‎ Nila, Faridatun Nova Haryanto Novita Ayu Fitriyani Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nuri Herachwati Nuri Herachwati Pramudia Yuli Eka Permana Pramudia Yuly Eka Permana Putri Cahya Rosyadah Qosyim, Moch R Wahyu Agung Utama R Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama Ratih, Inayah Swasti RB Dandy Raga Utama Ririn Tri Ratnasari Risa Sari Pertiwi Risma Ayu Kinanti Rizky Winanda Rosyadah, Putri Cahya Ryval Ababil Safik, Mohamad Sakinah Sahal Shirenda Rizka Maulia Siti Masfufa Siyah Siyah Sri Herianingrum Sri Herianingrum Subaida Subaida TAMIMAH TAMIMAH Tamimah, Tamimah Tsaniyatul Haliyah Utama, R Wahyu Agung Utama, R. Wahyu Agung Wisnu Bayu Aji Zainurrafiqi Zainurrafiqi Zavirani Fitrandasari