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Journal : Jurnal Ekonomi Islam

SHARIA LOCAL FUNDING (SALAF CARD): INNOVATION ON SMES FUNDING USING ISLAMIC BOARDING SCHOOL VENTURE CAPITAL Ridan Muhtadi; R. Wahyu Agung Utama; Faridatun Nila; Imron Mawardi; Moh Fudholi
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.3417

Abstract

Islamic boarding school is one of the educational institutions that have a strong network. Until now, there were 27,230 Islamic boarding schools scattered throughout Indonesia. Today, the function of Islamic boarding schools is not only functioning as an Islamic-based educational institution but also Islamic boarding schools has a function as a social institution. Islamic boarding schools are considered potential to become the basis of empowerment local people's economy and the center of economic development of the people in the regions, both in the form of Islamic financial institutions or Islamic boarding school cooperation. Law in Indonesia, No.33 of 2014 concerning guarantees on halal products provides significant opportunities for innovative product development given the huge potential of Indonesia's Muslim population. In the process, the requirement to use halal certification in trade as mandated by national law carries a dilemma on halal industrial players as well as micro, small and medium enterprises (SMEs). The problem of capital and funding is key problem. This qualitative paper offers a literature review. The purpose of this paper is to understand how innovative funding models are through Islamic Boarding School venture capital the company spurred the growth and development of the halal industry. The Sharia Local Funding Card (SALAF) is innovative Mudharabah and Musyarakah transaction models at Baitul Mal Wattamwil, which are realized in sustainable funding with the Sharia business capital company for halal industry players. Allocation of profit sharing is based on the contract by specifying several parts other than cards as productive deposits. These deposits will be managed as productive stimulus funds for maintenance of halal certification, training, and business assistance, and the SALAF card balance itself. SALAF card is an innovative model that has a sustainable funding agreement that involves several stakeholders to improve productivity, growth, and presence of halal products in the nation trade arena. Keywords: financing, SMES, SALAF card, Islamic Boarding School venture capital
Tinjauan Maqashid Syariah dan Fiqh al-Bi'ah dalam Green Economy Ridan Muhtadi; R Wahyu Agung Utama; Nur Rachmat Arifin; Imron Mawardi
Ekonomi Islam Vol. 10 No. 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (829.34 KB)

Abstract

Economic development in the 20th century has a huge impact on the sustainability of mankind. However, on the other hand, it has a negative impact on the living ecosystem. Economics and the environment are considered two opposite sides in some ways like the way they treat profit orientation toward sustainable development. Sustainable development On the basis of this result creates a relatively new concept, Green Economy. Green Economy is a concept that supports human welfare and care for the preservation of the environment and ecosystem of life in economic development. But the negative side of economic development could also affect the depletion of natural resources due to overexploitation, pollution of the land, water, and air due to industrial pollution, floods, and impact on climate change. Islam has an ideal concept of sustainable development. There are at least fundamental rules in order to support the sustainable development of the implementation of environmental fiqh based maqasid sharia for the management of Islamic resources in economic transactions. Keywords: Maqasid Syariah, Fiqh environment, Green Economy, Environmental Preservation
Co-Authors Abd Rohman Al Hadifi Abd. Aziz Abd. Wahab Abdul Ghoni Ach. Fauzi Lutfi Ahmad Taufiqur Rahman Akhmad Rofiki Alifah Alifah Anindya Yusuf Wirmanda Anis Eliyana Arifin, Nur Rachmat Aunur Rofiq Dhoqi Dofiri Dwi Ariady Kusuma Ervicaninda Herry Fahmi as-Sulthoni Fanani Mafatikul Ihsan Fanani Mafatikul Ihsan FARID ILHAM AL QORNI Faridatun Nila Faridatun Nila Faridatun Nila Faridatur Rosyidah Firman Ardiansyah Firman Ardiansyah Fitriyana Agustin Fitriyana Agustin Gancar Candra Premananto Imron Mawardi Inayah Swasti Ratih Istianah Istianah Kamali Kamali Karimah Karimah Linda Sari M Mohsi Mansur Mansur Moch Qosyim Moh Arifin Moh Fudholi Moh Safik Moh Subhan Moh. Fudholi Moh. Fudholi Mohammad Adi Mohammad Adi Muhammad Rizatul Yunus Mumuh Muhammad Muslikhin Muslikhin Muzakki Muzakki Nabila Yuli Firdaus Nanik Wahyuni ‎ Nila, Faridatun Nova Haryanto Novita Ayu Fitriyani Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nur Rachmat Arifin Nuri Herachwati Nuri Herachwati Pramudia Yuli Eka Permana Pramudia Yuly Eka Permana Putri Cahya Rosyadah Qosyim, Moch R Wahyu Agung Utama R Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama R. Wahyu Agung Utama Ratih, Inayah Swasti RB Dandy Raga Utama Ririn Tri Ratnasari Risa Sari Pertiwi Risma Ayu Kinanti Rizky Winanda Rosyadah, Putri Cahya Ryval Ababil Safik, Mohamad Sakinah Sahal Shirenda Rizka Maulia Siti Masfufa Siyah Siyah Sri Herianingrum Sri Herianingrum Subaida Subaida TAMIMAH TAMIMAH Tamimah, Tamimah Tsaniyatul Haliyah Utama, R Wahyu Agung Utama, R. Wahyu Agung Wisnu Bayu Aji Zainurrafiqi Zainurrafiqi Zavirani Fitrandasari