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All Journal Signifikan : Jurnal Ilmu Ekonomi ETIKONOMI Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) IQTISHADIA IJIBE (International Journal of Islamic Business Ethics) Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Economica: Jurnal Ekonomi Islam International Journal of Islamic Economics and Finance (IJIEF) Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam SYIRKAH Muqtasid: Jurnal Ekonomi dan Perbankan Syariah JURNAL MANAJEMEN (EDISI ELEKTRONIK) VOX EDUKASI: Jurnal Ilmiah Ilmu Pendidikan Journal on Education International Journal of Islamic Business and Economics (IJIBEC) Amwaluna Jurnal Ekonomi dan Keuangan Syariah Journal of Islamic Monetary Economics and Finance JURNAL AKUNTANSI Al Maal: Journal of Islamic Economics and Banking Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Rayah Al Islam : Jurnal Ilmu Islam International Journal of Zakat (IJAZ) Dialog JURNAL EKONOMI SYARIAH Kasaba: Jurnal Ekonomi Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah As-Syar'i : Jurnal Bimbingan & Konseling Keluarga JURMA : Jurnal Program Mahasiswa Kreatif Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam MALIA: Journal of Islamic Banking and Finance Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Vision and Ideas (VISA) As-Syirkah: Islamic Economic & Financial Journal Ekonomi Islam Indonesia KOLONI International Journal of Islamic Business and Economics VISA: Journal of Vision and Ideas Jurnal Dirosah Islamiyah
Devi, Abrista
Ibn Khaldun University Bogor, West Java
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Determinant Factor Analysis of Financial Technology Adoption Among Halal Sector Microenterprises in Indonesia Abrista Devi; Irman Firmansyah; Arif Sapta Yuniarto; Baharom Abdul Hamid; M Kholil Nawawi
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 7, No 2 (2023)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v7i2.12546

Abstract

This study offers an empirical analysis of the factors that influence the customer attitudes towards the adoption of Financial Technology services within the Micro, Small, and Medium Enterprises (MSMEs) sector. Using Survey method, a total of 240 respondents from MSMEs were included in the sample for this study. These respondents were selected from 16 different areas located in five typical provinces in Indonesia, namely Aceh, West Sumatera, Jakarta, West Java, and East Java. This research investigates the impact of several key factors on the consumer attitudes of MSMEs towards the adoption of FinTech. These factors include Perceived Ease of Use, Digital Literacy, Risk Perception, Infrastructure, Entrepreneurial Spirit, and Perceived Usefulness. This paper utilized the Structural Equation Modelling (SEM) technique to analyse various measurement, observations, and a hybrid model. The results of the study suggest that within the specific domain of halal sector MSMEs in Indonesia, there is no significant impact of parameters such as digital finance literacy, perceived risk, and perceived utility on the adoption of digital financial services. Nevertheless, it has been observed that the perceived ease of use, the presence of adequate infrastructure, and the presence of an entrepreneurial mindset have been found to have a positive and statistically significant influence on the adoption of financial technology services among MSMEs. This study also offers theoretical and practical implications for key stakeholders seeking to enhance the utilization of financial technology services among MSMEs in Indonesia
Analisis Analisis Persepsi Pelaku Usaha Mikro Kecil dan Menengah tentang Proses Sertifikasi Halal Melalui BPJPH Abrista Devi; Arum Mutoharoh
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.5547

Abstract

Indonesia has a population with the largerst Muslim majoritym the number of Muslim residents in Indonesia is 240,62 million people as of 2023. Making Indonesia one of the Asian countries that has great potential as a producer of halal products. Apart from that, the government also requires halal sertifiction for food and beverage products starting in 2024. The halal sertification process in the new era currently involves three components that are in synergy with each other. Namely, through the Halal Product Guarantee Organizing Agency (HPGOA), The Indonesian Ulema Council (IUC) and the Halal Inspection Institution (HII). This research aims to determine the perceptions of micro, small and medium enterprises regarding the halal sertification process through HPGOA in Bogor. The Research method used in this research is a descriptive quantitative research method, in which the data research process involves distributing closed and open combination questionnaires. The research result show that business actors in Bogor have a good Perception of the halal certification process, they have high awareness as produsers, will be halal remember many consumer muslim of course, it requires official validation in the form of halal label. However, for some business actors, especially small ones, they have limitations such as costs and lack of information, so that there are still many business actors in Bogor who have not registered for halal certification. However, the government still requires a halal certification policy for business actors by providing halal supervisors and a free halal registration program through the Religious Affairs Office (RAO) as well as the cooperative service as has been implemented by Micro, Small, and Medium Enterprises (MSMEs) in Tonjong Village Bogor Regency accompanied by education and assistance.
Peran Metode Pembelajaran Market Place Activity (MPA) dalam Meningkatkan Hasil Belajar Siswa Mata Pelajaran Fiqih di Kelas VIII MTs Negeri 3 Bekasi Surya Hanifa; Sri Nurul Milla; Abrista Devi
Jurnal Dirosah Islamiyah Vol. 6 No. 1 (2024): Jurnal Dirosah Islamiyah
Publisher : Pascasarjana IAI Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/jdi.v6i1.714

Abstract

Based on the author's observations of class VIII students at MTs Negeri 3 Bekasi, some students still have low learning outcomes in the Fiqh subject. With this data, it is necessary to improve learning methods in Fiqh subjects. The aim of this research is to find out whether there is a significant difference in improving Fiwih learning outcomes after implementing the Market Place Activity (MPA) method. The method used in this research is the Quasi Experimental Test method. The form of this research design is Nonequivalent Control Group Design, namely research to find the influence of the Market Place Activity method on student learning outcomes in Fiqh subjects in class VIII MTs Negeri 3 Bekasi. In this research, the test was given twice, namely: first, students were given an initial test (pre-test) to determine the extent of students' knowledge in both the control and experimental classes. Second, students were given a final test (post-test) using conventional methods in the control class and using the Market Place Activity method in the experimental class. From the test results, it can be concluded that there has been an increase in learning outcomes for Fiqh Subjects in class VIII at MTs Negeri 3 Bekasi, which was taught using conventional methods, with an average score of 22.74, as well as an increase in student learning outcomes for Fiqh Subjects in class VIII at MTs Negeri 3 Bekasi which is taught using the Market Place Activity method can be seen from the average score of 28.1. Meanwhile, in the T test, there was a difference in the learning outcomes of students in the Fiqh subject in class VIII MTs Negeri 3 Bekasi after the Market Place Activity method was applied. It was seen that the significance was 0.000 < 0.05, so it could be concluded that the Market Place Activity method could improve the learning outcomes of class VIII students. MTs Negeri 3 Bekasi.
Pengaruh Tingkat Pengetahuan, Kepercayaan dan Reputasi Lembaga terhadap Minat Membayar Zakat Melalui Mobile Banking : Studi Kasus Nasabah BSI Kabupaten Bogor Dwi Jayanti Mandasari; Abrista Devi; Suyud Arif
VISA: Journal of Vision and Ideas Vol. 4 No. 2 (2024): VISA: Journal of Vision and Ideas (In Press)
Publisher : IAI Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/visa.v4i2.1742

Abstract

This study aims to determine the effect of the level of knowledge, trust and reputation of the institution on the intention to pay zakat through BSI mobile. The population used in this research is the people of Bogor district, the research sample is 100 respondents. The method used in this study is a quantitative approach method, and uses the SEM (structural equation modeling) data analysis method with the PLS (partial least square) approach which is processed using the Smart PLS 4 application. The results show that the trust and reputation variables of the institution have a significant influence. significant effect on the intention to pay zakat while the level of knowledge has no significant effect. Simultaneously the variable level of knowledge, trust and institutional reputation has a influence of 42% on the intention to pay zakat, hile the remaining 58% is influenced by other variables not examined in this study.
Pengaruh Inklusi Keuangan dan Pembiayaan Bank Syariah Terhadap Ketimpangan Pendapatan Nasional dalam Program Sustainable Development Goals (SDGs) Rachma Dwi Tresna Asih; Abrista Devi; Tika Kartika
As-Syirkah: Islamic Economic & Financial Journal Vol 3 No 3 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia (IKADI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/syirkah.v3i3.338

Abstract

Dikutip dari laman resmi Sustainable Development Program-United Nation (2021) bahwa mengurangi ketimpangan merupakan tujuan ke 10 dari 17 tujuan dalam program SDGs yang salah satu targetnya ialah secara progresif mencapai dan memelihara pertumbuhan pendapatan dari 40 persen populasi yang paling bawah di tingkat yang lebih tinggi dari rata-rata nasional. Penelitian ini bertujuan untuk mengetahui pengaruh Keuangan Inklusif terhadap Ketimpangan Pendapatan Nasional dan Pengaruh Pembiayaan Bank Syariah terhadap Ketimpangan Pendapatan Nasional. Penelitian ini menggunakan jenis penelitian kuantitatif asosiatif, menggunakan variabel Inklusi Keuangan (Dana Pihak Ketiga Bank Syariah) dan variabel Pembiayaan Bank Syariah (Pembiayaan Bank Syariah) untuk mencari tahu adakah pengaruh dari variabel tersebut terhadap variabel dependennya yaitu Ketimpangan Pendapatan Nasional (Gini Rasio). Data yang dikumpulkan merupakan data sekunder dan data time series. dalam penelitian ini menggunakan metode regresi data panel yang diolah menggunakan software Eviews 12. Temuan dari penelitian ini yaitu Inklusi Keuangan berpengaruh positif terhadap Ketimpangan Pendapatan Nasional dan Pembiayaan Bank Syariah memiliki pengaruh negatif terhadap ketimpangan Pendapatan Nasional. Pada variabel Inklusi Keuangan, Pembiayaan Bank Syariah dan Ketimpangan Pendapatan Nasional di sarankan untuk dapat menggunakan indikator lain yang lebih beragam dan bervariasi agar dapat menjangkau seberapa jauh Inklusifitas keuangan syariah di indonesia. serta dapat memberikan dampak positif bagi program SDGs secara luas untuk masyarakat nasional maupun internasional
Co-Authors Aam Rusydiana Aam S. Rusydiana Aam S. Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Adinda Maharani Ahmad Mulyadi Kosim Ahmad Riswantio Amalia Nabila Amelia . Annisa Yasrien Algaisya Arief Santoso Arif Rachman Hakim Rangkuti Arif Sapta Yuniarto Arif, Suyud Arum Mutoharoh Ayu Maulidina Baharom Abdul Hamid Destiya Wati Dila Auliya Dila Luthfiatussa’dyah Dwi Jayanti Mandasari Elza Fauziah Safitri Erni Ermawati Eyup Asker Fadinda Nurhaliza Fajriah Salim Farhan Maulana Fatikhah Fatikhah Fatin Hasib Fida Khotimah Hafidz Maulana Muttaqin Hafiz Maulana Muttaqin Hamzah Abdul Karim Prasetyo Hamzah Hamzah Hendri Tanjung Ibdalsyah, Ibdalsyah Ikhwan Hamdani Ilham Wahyudi Ilma   Yuliyastri Indriya Indriya Irman Firmansyah Irman Firmansyah Isfandayani Isma Rosyadin Kholil Nawawi Lina Rani M Kholil Nawawi M. Kholil Nawawi M. Mahbubi Ali Mohammad Mahbubi Ali Muchlis Muchlis Muhammad Adnan Muhammad Rizky Prima Sakti Mukri, Syarifah Gustiawati Mulia Amirullah Nashr Akbar Nida Hafia Nisa Gettar Sukma Sari Nuha Lutfiah Riyadi3 Nur Frita Nur Halisa Ulmi Rachma Dwi Tresna Asih Retno Triwoelandari Reza Fauzi Ikhsan Reza Maulana Risma Nur Maulidya Rizanti Khairunisa Roy Waluyo Rusdi Kasman Rusni Hassan Siti Salbiah Siti Syifa Awalyah Sofian Muhlisin Sri Nurul Milla Sulaeman Yasir Surya Hanifa Suyud Arief Suyud Arif  Syarifah Gustiawati Tika Kartika Zulfahmi Zulfahmi