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Fandiyanto, Randika
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FINTECH DAN KESEJAHTERAAN, UNTUK MENINGKATKAN AKSES KEUANGAN DI PEDESAAN Fandiyanto, Randika; Indatun, Firdaus Kamil; Wulandari, Dila; Qomariyah, Fariatul; Wahyuni, Sri; Octavia, Sildalina Tri; Syarofah, Huuriyah Alfiatus
Growth Vol 21 No 2 (2023): November
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v21i2.4840

Abstract

Fintech platforms have made digital financial services more accessible to rural communities, allowing people to carry out financial transactions safely and quickly. This has improved economic and social well-being in rural areas, reduced dependence on cash, increased financial inclusion, and given rural communities the ability to manage their finances more effectively and reduce the risk of financial instability. To ensure success on Fintech platforms in rural areas, it is important to sustainability which includes education and training on the use of digital financial technology, reliable digital infrastructure, and policy support. Collaboration between government, financial institutions, universities and communities can create an inclusive and sustainable Fintech ecosystem in rural areas, so that it can empower rural communities to achieve their economic and social potential, and is the key to achieving broader prosperity in rural areas.
PENGARUH PROMOSI, CITRA MEREK DAN LOKASI TERHADAP MINAT BELI KONSUMEN PADA TOKO IKA ANISA DI KABUPATEN SITUBONDO Sariatik, Atika Puspita; Rachman, Riza; Fandiyanto, Randika; Ariyantiningsih, Febri
Growth Vol 20 No 1 (2022): Mei
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v20i1.1842

Abstract

The success of a store can be seen from the number of visitors. To face competition and maintain the continuity of the store, store owners need to plan the goals that will be achieved, so that they can determine what strategies will be used in dealing with existing competition to achieve consumer buying interest. The study explores the influence of promotion, brand image and location on consumer buying interest at the Ika Anisa store in Situbondo Regency. The population in this study were consumers who visited Ika Anisa's shop. This study used 97 respondents and used a simple random sampling method. Data collection was done by using a questionnaire. The data analysis technique used in this research is multiple linear regression analysis, t test, F test, dominant test and coefficient determination . Multiple linear regression analysis showed that Y = -3.790E-016 + 0.162X1 + 0.459X2 + 0.332X3 + e. The t-test for the hypothesis (H1) of the Promotion variable is 2.217 while the value in the 5% distribution ttable is 1.985 then tcount is 2.217 > 1.985 ttable, for the Brand Image variable is 5.440 while the value in the 5% distribution ttable is 1.985 then tcount is 5.440 > 1.985, for Location variable is 4,017 while the value at 5% distribution table is 1,985, so tcount is 4,017 > 1,985 ttable. F test results show that the hypothesis (H2) for the variables Promotion, Brand Image and Location have a simultaneous effect on Consumer Buying Interest at Ika Anisa Stores. The dominant test shows the hypothesis (H3) that the Brand Image variable has a dominant effect on Consumer Buying Interest at Ika Anisa Stores. The coefficient of determination (R2) shows a value of 0,530 from this result means that the independent variable nas a ontribution of 53% against the dependent variable that has a strong enough influence, and the remaining 47% is influenced by other variables.
PENGARUH KUALITAS PRODUK, KEPERCAYAAN TERHADAP KEPUTUSAN PEMBELIAN DENGAN KEPUASAN KONSUMEN SEBAGAI VARIABEL INTERVENING PADA BENGKEL LANCAR MOTOR KLABANG BONDOWOSO Fandiyanto, Randika; Ghazali, As’ad Al; Arief, Muhammad Yahya
Growth Vol 20 No 1 (2022): Mei
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v20i1.2410

Abstract

Marketing is the core of all business activities, it is related to the marketing function, as a liaison between companies and consumers. The influence of product quality on consumer satisfaction becomes very important when consumer satisfaction gives birth to consumer loyalty to a product that creates a communication attitude to attract new consumers. The purpose of this study was to analyze and test the effect of product quality, trust on purchasing decisions with consumer satisfaction as an intervening variable at the Klabang Bondowoso Motor Workshop. The population in this study is the consumer of Motor Workshop. The sampling technique was determined by simple random sampling. Data analysis and hypothesis testing in this study used the Structural Equation Model - Partial Least Square (PLS-SEM). The results of the direct influence hypothesis test using the Smart PLS 3.0 application, indicate that product quality has a significant positive effect on consumer satisfaction, Trust has a significant positive effect on consumer satisfaction, product quality has a positive but not significant effect on purchasing decisions, Trust has a significant positive effect on purchasing decisions, satisfaction consumers have a significant positive effect on consumer loyalty. The results of the indirect influence hypothesis test show that product quality on purchasing decisions through consumer satisfaction has a significant positive effect, Trust on purchasing decisions through consumer satisfaction has a significant positive effect.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI LOYALITAS KONSUMEN PADA RUMAH MAKAN TUNGGAL RASA DI SITUBONDO DENGAN KEPUASAN KONSUMEN SEBAGAI VARIABEL INTERVENING Arief, Mohammad Yahya; Permatasari, Ayu Dian; Fandiyanto, Randika
Growth Vol 21 No 1 (2023): Mei
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v21i1.3170

Abstract

Marketing is an essential part of the sustainability and development of a company. Therefore, Rumah Makan Tunggal Rasa must be able to choose the right marketing strategy to develop the business and maintain business stability because it is one of the keys to business success. This study analyses and tests store image and product quality's effect on customer loyalty at Rumah Makan Tunggal Rasa, with consumer satisfaction as an intervening variable. Sampling techniques are determined by probability sampling. This study's data analysis and hypothesis testing used the Structural Equation Model - Partial Least Square (PLS-SEM). The results of the direct effect hypothesis test using the Smart PLS 3.0 application show that the store image has a significant effect on customer satisfaction, consumer quality has a significant effect on purchase satisfaction, and customer satisfaction has a significant impact on consumer loyalty. The results of the indirect effect hypothesis test show that the variable store image on customer loyalty through customer satisfaction has a significant positive effect, and product quality on customer loyalty through customer satisfaction has a significant positive impact.
PENGARUH BUDAYA ORGANISASI, LINGKUNGAN KERJA DAN KEPEMIMPINAN TERHADAP KINERJA PERANGKAT DESA PADA KANTOR DESA KESAMBIRAMPAK DAN DESA KAPONGAN KABUPATEN SITUBONDO MELALUI MOTIVASI KERJA SEBAGAI VARIABEL INTERVENING Ramdani, Dicky; Fandiyanto, Randika; Ariyantiningsih, Febri
Jurnal Mahasiswa Entrepreneurship (JME) Vol 3 No 4 (2024): APRIL 2024
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v3i4.4914

Abstract

Organizations have various kinds of resources as input to transform an environment into a productive one with the division of labor, human resources are also the most important element. The aim of this research is to analyze and test the influence of organizational culture, work environment and leadership on the performance of village officials through work motivation as an intervening variable. The population used in this research was Village Officials at the Kesambirampak Village Office and Kapongan Village, Situbondo Regency, a total of 33 people were selected. This sampling technique is saturated sampling. Data analysis and hypothesis testing in research uses Structural Equation Models - Partial Least Square (PLS-SEM). The results of the direct influence hypothesis test using the Smart PLS 3.0 application, show that Organizational culture has a significant positive effect on work motivation. The work environment has a significant positive effect on work motivation. Leadership has a significant positive effect on work motivation. Organizational culture has a negative but not significant effect on performance. The work environment has a positive but not significant effect on. Leadership has a negative but not significant effect on performance. Work motivation has a significant positive effect on performance. Then the results of the indirect influence hypothesis test show that the organizational culture variable on performance through work motivation has a significant positive effect. The work environment on performance through work motivation has a positive but not significant effect. Leadership on Performance through work motivation has a significant positive effect
DAMPAK KEBIJAKAN DIVIDEN, KEPEMILIKAN MANEJERIAL, DAN MODAL INTELEKTUAL TERHADAP NILAI PERUSAHAAN DENGAN PROFITABILITAS SEBAGAI VARIABEL INTERVENING Nuur, Harzuna Said; Fandiyanto, Randika; Ariyantiningsih, Febri
Jurnal Mahasiswa Entrepreneurship (JME) Vol 3 No 11 (2024): NOVEMBER 2024
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v3i11.5314

Abstract

Dividend distribution policy is a company's decision regarding how to distribute profits that have been obtained, whether to distribute to investors or to reinvest in the company. A consideration that companies need to take into account when distributing dividends is how much dividend will be paid to shareholders compared to the amount that will be reinvested in the company. At its core, dividends are a cash flow given to shareholders, but retained earnings are also an effective way to fund company growth. The aim of this research is to analyze and test "The Impact of Dividend Policy, Managerial Ownership, and Intellectual Capital on Company Value with Profitability as an Intervening Variable". This research is quantitative research. The population used in this research is 31 companies. Sampling technique used a purposive sampling technique, namely data was selected based on certain criteria that were in accordance with the research objectives. Data analysis and hypothesis testing in this research used the Structural Equation Method - Partial Least Square (PLS-SEM). The results of direct influence hypothesis testing using the Smart PLS 3.0 application show that leadership has a significant positive effect on job satisfaction, work motivation has a significant positive effect on job satisfaction, work discipline has a significant positive effect on job satisfaction, leadership has a negative but insignificant effect on performance, work motivation has a positive but insignificant effect on performance, work discipline has a negative but insignificant effect on performance, job satisfaction has a significant positive effect on performance. The results of the indirect effect hypothesis test show that the Leadership variable on performance through job satisfaction has a significant positive effect, motivation on performance through job satisfaction has a significant positive effect, and work discipline on performance through job satisfaction has a significant positive effect.
PENGARUH PENGETAHUAN INVESTASI DAN LITERASI KEUANGAN TERHADAP KEPUTUSAN INVESTASI PADA NASABAH BANK JATIM JEMBER DENGAN INKLUSI KEUANGAN SEBAGAI VARIABEL INTERVENING Bastarani, Penny Siska; Karnadi, Karnadi; Fandiyanto, Randika
Jurnal Mahasiswa Entrepreneurship (JME) Vol 2 No 11 (2023): NOVEMBER 2023
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v2i11.3719

Abstract

The research objective is to determine the effect of investment knowledge and financial literacy on investment decisions for customers of Bank Jatim Jember with financial inclusion as an Intervening variable. Abdurachman Saleh University, Situbondo. The sampling technique used in this study was simple random sampling using the Slovin formula with a tolerable error rate of 10% for 96 customers. Data analysis and hypothesis testing in this study used the Structural Equation Model - Partial Least Square (PLS-SEM)The results of the direct effect hypothesis test using the Smart PLS 3.0 application, show that investment knowledge has a positive and significant effect on financial inclusion, financial literacy has a positive and significant effect on financial inclusion, investment knowledge has a positive and significant effect on investment decisions, financial literacy has a negative and insignificant effect on investment decisions, financial inclusion has a positive and significant effect on investment decisions, investment knowledge has a positive and significant effect on investment decisions through financial inclusion, financial literacy has a positive and significant effect on investment decisions through financial inclusion.
DAMPAK DISIPLIN KERJA SEBAGAI VARIABEL MODERATING PADA PENGARUH MOTIVASI KERJA, BUDAYA ORGANISASI, DAN LINGKUNGAN KERJA TERHADAP KINERJA NON ASN PADA DINAS PUPP KABUPATEN SITUBONDO Kurniawan, Rafli Dwi; Fandiyanto, Randika; Minullah, Minullah
Jurnal Mahasiswa Entrepreneurship (JME) Vol 3 No 7 (2024): JULI 2024
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v3i7.5107

Abstract

Official service is a means that is a determinant in the development of a city. The direction of change in the development of a city can be seen through design and implementation by government agencies. HR is a factor that plays a significant role in almost all of these topics. The aim of this research is to analyze and test the influence of Work Motivation, Organizational Culture and Work Environment on Non-ASN Performance at the Situbondo Regency PUPP Service with moderation in the form of work discipline. The population in this research are non-ASN employees at the Situbondo Regency PUPP Service. The sample in this study was determined using the Slovin formula with random probability sampling technique. Data analysis and hypothesis testing in this research used the structural equation model - Partial Least Square (PLS-SEM). The results of the direct influence hypothesis test using Smart PLS 3.2.9, show that work motivation has a significant effect on performance, organizational culture has no significant effect on performance, the work environment has a significant effect on performance, and work discipline does not significantly moderate the effect of work motivation on performance. .
MODERASI BRAND IMAGE DALAM MENENTUKAN KEPUTUSAN PEMBELIAN PADA TOKO THRIFT AW DI SITUBONDO Norchalicatin, Yuli; Fandiyanto, Randika; Praja, Yudha
Jurnal Mahasiswa Entrepreneurship (JME) Vol 3 No 5 (2024): MEI 2024
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v3i5.4939

Abstract

A company in winning the competition is by carrying out marketing strategies for the products that have been produced. The advantage in competition in the business world is to form a brand image. Thrift AW Store is one of the stores that sells used imported clothing in Situbondo. The purpose of this study was to test and analyze the effect of Brand image in moderating product quality and price on purchasing decisions. The population in this study were consumers of Thrift AW Stores in Situbondo. The sampling technique determined using simple random sampling. Data analysis and hypothesis testing in this study used the Structural Equation Model - Partial Least Square (PLS-SEM). The results of direct influence hypothesis testing using the Smart PLS 3.0 application, show that product quality has a significant positive effect on purchasing decisions, price has a significant positive effect on purchasing decisions, brand image has a positive but insignificant effect in moderating the effect of product quality on purchasing decisions, brand image has a negative but insignificant effect in moderating the effect of price on purchasing decisions.
PERAN KEPEMIMPINAN DAN PENGALAMAN KERJA TERHADAP KINERJA ASN DI KEMENTERIAN AGAMA KABUPATEN SITUBONDO DENGAN KEPUASAN KERJA SEBAGAI VARIABEL INTERVENING Anggraini, Yunita Merdiana; Karnadi, Karnadi; Fandiyanto, Randika
Jurnal Mahasiswa Entrepreneurship (JME) Vol 2 No 4 (2023): APRIL 2023
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v2i4.3483

Abstract

The purpose of this study is to analyze the effect of the variables Role of Leadership and Work Experience on ASN Performance at the Ministry of Religion of Situbondo Regency with Job Satisfaction as an Intervening Variable by using the Partial Least Square (PLS) structural equation model. The results of the direct effect hypothesis test using the Smart PLS 3.0 application. Leadership has a significant positive effect on job satisfaction (H1 is accepted), work experience has a significant positive effect on job satisfaction (H2 is accepted), leadership has a significant positive effect on ASN performance (H3 is accepted), work experience has a positive but not significant effect on ASN performance (H4 is rejected ), Job satisfaction has a significant positive effect on ASN performance (H5 is accepted), Leadership has a significant positive effect on ASN performance through job satisfaction (H6 is accepted), and work experience has a positive but not significant effect on ASN performance through job satisfaction (H7 is rejected).
Co-Authors Agam, Gitra Agustin, Adelia Dwi Aisyah, Yunia Akbar, Rian Aknis, Bintang Jaya Anggraini, Yunita Merdiana Arief, Mohammad Yahya Arief, Muhammad Yahya Ariyantiningsih, Febri Bastarani, Penny Siska Bimantara, Ario Cahyani, Diah Dwi Ari Cahyaningati, Dinda Dwi Ediyanto Ediyanto Edy Kusnadi Firdaus, Aditya Abzar Ghazali, As’ad Al Ghofiqi, M. Zam-Zam Al hamdun, Edy kusnadi Hasanah, Mariyatul Herawati, Anjanis Dewi Indatun, Firdaus Kamil Karim, Kurniawan Karnadi, Karnadi Kholida, Firda Ulfatul Kholifah, Unniatul Komariah, Nurul Dwi Kurniawan, Amelia Tri Amanda Kurniawan, Rafli Dwi Lita Permata Sari Lusiana Tulhusnah Maffiro, Dhella Monica Ayu Majid, Fathul Melinda, Nabila Adelia Minullah, Minullah Muhammad Danial Murtakiyah, Wardah Norchalicatin, Yuli Nur Kholis Nuur, Harzuna Said Octavia, Sildalina Tri Permatasari, Ayu Dian Pratama, Juli Nanda Purba, Sherly Septian Diana Putri, Septi Aulia Qomariyah, Fariatul Rachman, Riza Rahmah, Yasyfi Aufa Ramdani, Dicky Raziqin, Novanda Khayrur Riantika, Yuni Riskiyani, Vivi Sariatik, Atika Puspita Sri Wahyuni Suherman, Aldy Kurniawan Syama, Nur Izzuddien Syarofah, Huuriyah Alfiatus Umam, Rizal Wulandari, Dila Yolanda, Mariska Anis Yudha Praja, Yudha