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All Journal Jurnal Riset Akuntansi dan Bisnis IJIBE (International Journal of Islamic Business Ethics) Jurnal EMT KITA JURNAL PENDIDIKAN TAMBUSAI JOURNAL OF SCIENCE AND SOCIAL RESEARCH Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Management Studies and Entrepreneurship Journal (MSEJ) JRAK (Jurnal Riset Akuntansi dan Bisnis) (e-Journal) Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Jurnal Kewarganegaraan Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan JURNAL MANAJEMEN AKUNTANSI (JUMSI) Jurnal Riset Ilmu Ekonomi Journal of Indonesian Management Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Fokus Manajemen EKSYA: Jurnal Ekonomi Syariah Jurnal Akuntansi, Manajemen dan Bisnis Digital Journal of Management and Business Jurnal Ekonomika Dan Bisnis Jurnal Ekonomi dan Manajemen (JEKMA) Jurnal Trisna Riset International Journal of Economics (IJEC) Innovative: Journal Of Social Science Research Madani: Multidisciplinary Scientific Journal Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Ekonomi dan Akuntansi Maeswara: Jurnal Riset Ilmu Manajemen dan Kewirausahaan Mutiara: Jurnal Penelitian dan Karya Ilmiah Journal of Global Islamic Economic Studies Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Neraca Manajemen, Akuntansi, dan Ekonomi El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Jurnal El Rayyan: Jurnal Perbankan Syariah Al-Istimrar: Jurnal Ekonomi Syariah
Wahyu Syarvina
Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Physics Public Health Social Sciences Other

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Journal : Journal of Management and Business

 1 
Analisis Peran Undewriter Dalam Menyeleksi Risiko pada Produk Asuransi Kesehatan: Frissai Gusminar Mutia; Fauzi Arif Lubis; Wahyu Syarvina
ManBiz: Journal of Management and Business Vol 2 No 1 (2023): ManBiz: Journal of Management and Business
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (806.561 KB) | DOI: 10.47467/manbiz.v2i1.1801

Abstract

This study aims at the role of the underwriter in selecting the risk of health insurance products, knowing the obstacles encountered by the underwriter in selecting the risk and the solutions applied to overcome these obstacles, and knowing the underwriting process of group health insurance at AJB Bumiputera Medan. The type of research used is descriptive research, with a qualitative approach. The conclusions of this study briefly are: (1) Underwriters have an important role in insurance companies because underwriters determine whether the insurance coverage can be accommodated by the company or not. (2) Obstacles encountered by underwriters in selecting risks are the availability of incomplete participant data, previous experience data of the insured and prospective insured not providing the desired budget and benefits, while the solution is to contact the agent concerned to obtain additional information needed by the underwriter, apply analysis to groups of prospective insurance participants as new participants, and provide standard premium rates and benefits. (3) The underwriting process begins when marketing applies for SPPA until the issuance of the policy. Keywords: Underwriting, Underwriter, Group Health Insurance
Co-Authors Abdi Satria Hasibuan Amanda Damayanti Nasution Amelia Putri Anastasya Br Ginting Andri Soemitra Annio Indah Lestari Annisa Rizka Amanda Aryaji Wardana Damanik Asmaul Husna Azhari Akmal Tarigan Azka Wardatul Hayyah Cici Winda Atila Cindy Clara Afifah Diana Diana Dimas Pratama Elsa Zulfita Erna Sipahutar Fauzi Arif Lubis Fauzi Arif Lubis Feri Wijaya Fitria Hanum Fitrianur Ahmad Sihombing Frissai Gusminar Mutia Gustrianingsih G Haris Al Amin Hendra Harmain Hendra Harmain Imsar2 Indah Aryani Ira Hairun Nisa Munthe Irani Eka Putri Pohan Isnaini Harahap Julfan Saputra Juni Anggriany Liska Febrianti Lisnawati . Liyundzira Nufikha M. Hizbullah Hasibuan Majalipa Awalia Marliyah Marliyah Marliyah Maryam Batubara Mei Habibah Dalimunthe Minta Ito Lubis Muhammad Anshari Hutasuhut Muhammad Ridwan Mukhammad As Alukal Huda Mei Fani Murni Sofiah Muslimatul Husnah Batubara Mustapa Khamal Rokan Mutiara Annisa Niki Aulia Nur Ahmadi Bi Rahmani Nur Hanisah Lubis Nurbaiti Nurbaiti Nurbaiti Nurhidayah Nurhidayah Nursantri Yanti Nurul Aini Siregar Putri Apriyani br Rangkuti Rahma Nur Azizah Pohan Raihan Zaky Hamtheldy Raudhah Jannatun Revika Revika Viola Azzahara Reza Febrian Ridho Fachrozie Rifki Akmal Tanjung Rio Ariangga Hutagalung Saparuddin Siregar Saparuddin Siregar Saparuddin Siregar Saragih, Fitriani Siti Hazrah Siti Rahimi Sri Ramadhani Sri Sudiarti Sri Sudiarti Sri Sudiarti Sri Wahyuni Sugianto Sugianto Tri Inda Fadhila Rahma Umi Khairani Utami R.A Padang Wahyu Andriansyah Naibaho Widia Angraini Yenni Samri Juliati Nasution Yunda Herliana Zizah Chairani Zuhrinal M. Nawawi