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Journal : Journal of Agribusiness and Community Empowerment (JACE)

Analisis Biaya dan Pendapatan pada LKMA Pincuran Bonjo Kecamatan Payakumbuh Timur Kota Payakumbuh Imelfina Musthafa; Siska Fitrianti; Raeza Firsta Wisra
Journal of Agribusiness and Community Empowerment (JACE) Vol. 3 No. 1 (2020): March
Publisher : Politeknik Pertanian Negeri Payakumbuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (171.906 KB) | DOI: 10.32530/jace.v3i1.214

Abstract

People need funding for helping their business to run well. Nowadays, people tend to avoid make loan to the bank as they have to fulfill many requirements needed for administration. Indonesian government facilitates this problem through Agribusiness Micro Finance Institution (LKMA) to help family sector to access credit for funding. This study was aimed to analyze cost and revenue of LKMA Pincuran Bonjoand to know the feasibility of LKMA Pincuran Bonjo business. This study used analytic descriptive method using case study in LKMA Pincuran Bonjo. This LKMA was chosen for the level of member activeness and the asset growth. The data were collected using unstructured interview and document study on income statement during 2016 to 2018. The study suggested that the total cost is  Rp. 81.117.842,  Rp. 93.077.138, and Rp.75.105.911, in a row. Salary contributed the most for this cost. While, the total revenue in a row is as follow: Rp.110.833.474, Rp.128.888.559,-, and Rp. 99.521.940, in which the highest revenue was achieved from the loan services. And the benefit achieved during those years was Rp. 29.715.632, Rp. 35.811.421, dan Rp. 24.416.029,. The R/C ratio was 1.37, 1.38 and 1.33, this indicates that LKMA Pincuran Bonjo business is liable to keep running and growing.
Analisis Nilai Tambah Produk Aren di Kecamatan Lareh Sago Halaban Kabupaten Lima Puluh Kota Latifa Hanum; Regia Indah Kemala Sari; Siska Fitrianti; Riva Hendriani
Journal of Agribusiness and Community Empowerment (JACE) Vol. 4 No. 2 (2021): September
Publisher : Politeknik Pertanian Negeri Payakumbuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (155.367 KB) | DOI: 10.32530/jace.v4i2.420

Abstract

Lareh Sago Halaban sub-district is one of the largest Aren producers in Lima Puluh Kota Regency; however, it is famous as Nagari Tuak which sells Aren to produce palm wine. Palm sugar processing is generally carried out into molded sugar, while granulated palm sugar is still limited. This study aimed to analyze the added value of palm sugar products in Lareh Sago Halaban sub-district by comparing the added value of molded sugar with granulated palm sugar products. The research area was determined purposively, 30 molded palm sugar processors and five granulated palm sugar processors as respondents. The study was conducted in November-December 2020. The data were processed using the Hayami method. The added value of molded palm sugar is IDR 960 (the add-value ratio is 26percents), and the added value of granulated palm sugar is IDR 2.452 (the add-value ratio is 46percents). The added value of granulated palm sugar is in the high category (greater than 40percents) and molded sugar is in the medium category (15-40percents). The highest percentage of owner compensation factor of production for molded palm sugar is received by workers (44percents), meanwhile, for granulated palm sugar is obtained by owners of capital (processors if owned by themselves) is percents.