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Afrita, Indra
Program Studi Magister Ilmu Hukum Universitas Lancang Kuning
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Journal : Journal Indonesia Law and Policy Review (JILPR)

 1 
SETTLEMENT OF DEFAULTS IN THE LIFE INSURANCE POLICY BETWEEN THE INSURER AND THE INSURED Aswin; Suhendro; Indra Afrita
JILPR Journal Indonesia Law and Policy Review Vol 2 No 2 (2021): Journal Indonesia Law and Policy Review (JILPR), February 2021
Publisher : International Peneliti Ekonomi, Sosial dan Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (287.529 KB) | DOI: 10.56371/jirpl.v2i2.44

Abstract

When the policy holder or insurance participant or the insured experiences a disaster or suffers a loss or damage as stated in the contract, the insured has the right to file an insurance claim. The recipient of this insurance is not only the insured whose name is listed as the policy holder of the insurance company but can also be another person appointed directly by the insured. The formulation of the problem in this study is the Default in the Life Insurance Policy between the Insurer and the Insured, howSettlement of Defaults in Life Insurance Policies Between the Insurer and the Insured and What are the Legal Consequences for Settlement of Defaults in a Life Insurance Policy between the Insurer and the Insured. The purpose of this research is to analyze Default in a Life Insurance Policy between the Insurer and the Insured, To Analyze Settlement of Defaults in Life Insurance Policies Between the Insurer and the Insured To Analyze Legal Consequences Settlement of Defaults in Life Insurance Policies Between the Insurer and the Insured.This research method is normative legal research. The conclusions in this study have answered the problems that arise, namely:Default in a Life Insurance Policy between the Insurer and the Insured that a life insurance agreement is made between the policy holder and the insurer, with the consequence that the policy holder pays the premium and the insurer provides risk protection to the policy holder and/or the insured within a certain time as stipulated in the agreement. Default can be done by the policyholder, one of which is by not paying life insurance premiums until the grace period ends.Settlement of Defaults in Life Insurance Policies Between the Insurer and the Insured that The insurer and the insured binding themselves in the insurance agreement must be in accordance with the provisions of the applicable laws and regulations, which are contained in Article 1338 Paragraph (1) of the Civil Code. This provision states that when the agreement has been agreed by both parties, then the agreement will apply as a law that will bind the parties therein. Because of lawSettlement of Defaults in Life Insurance Policies Between the Insurer and the Insured that if the premium is not paid by the policyholder, the life insurance agreement can be canceled by law and the policy will be canceled or called lapsed, namely the termination of insurance coverage as a result of not paying premiums until the insurance contract period ends and the premiums that have been paid will not be returned.
JURIDICAL REVIEW AGAINST REJECTION OF PEACE IN THE CASE OF BONDED COMPANY Alfitra Rinaldo; Hasnati; Indra Afrita
JILPR Journal Indonesia Law and Policy Review Vol 2 No 2 (2021): Journal Indonesia Law and Policy Review (JILPR), February 2021
Publisher : International Peneliti Ekonomi, Sosial dan Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (236.77 KB) | DOI: 10.56371/jirpl.v2i2.45

Abstract

Parties who take the initiative to apply for PKPU are generally debtors, namely debtors who are unable or expected to be unable to continue paying their debts, PKPU requests can also come from creditors who have calculated that the debtor will no longer be able to pay the debt. -the debt. The formulation of the problem in this research is how is the juridical review of the bankrupt company, how is it?Juridical Review of Refusal of Peace in Bankrupt Companies, and howLegal Consequences of Refusal of Reconciliation in Cases of Bankrupt Companies. The purpose of this study is to analyze the juridical review of the bankrupt company, to analyze the Juridical Review of Refusal of Peace in Bankrupt Companies, and To Analyze Legal Consequences of Refusal of Reconciliation in Cases of Bankrupt Companies.This research method is normative legal research. The conclusion in this study has answered the problems that arise, namely the Juridical Review of Bankrupt Companies that companies that have problems in their ability to fulfill their debt obligations take various alternative settlements. They can negotiate a request for debt relief, either in part or in full. They can also sell some of their assets or even their business, they can also convert the loan into equity participation, besides the possibility that the company can also negotiate a request for a postponement of debt repayment obligations as a final solution, then a solution is taken through the bankruptcy process if the peace process is not reachedJuridical Review of Refusal of Peace in Bankrupt Companies that Peace in bankruptcy is the right of the bankrupt debtor to file it. Legal Consequences of Refusal of Reconciliation in Cases of Bankrupt Companies that the continuation of the debtor's business due to the refusal of reconciliation is still possible in order to increase or at least maintain the value of the debtor's assets. The proposal to continue a bankrupt debtor company must be accepted if it is approved by the creditor representing ½ of all recognized and temporarily accepted receivables.
Co-Authors Ahmad Khomeni Nasution Alex Saputra Siregar Alfitra Rinaldo Andrew Shandy Utama Ardiansah, Ardiansah Ari Wirasto Aswin Candra Ahmadi Deddy Felandry Eka Suyanti Esprida Hotma Dame Frycles Franseda Hutabarat Hadi Nasbey Harvandy Anwir Hasnati Hasnati Hasnati, Hasnati Iriansyah Iriansyah Jambi Luna Maisyarah Juni Juni Krismat Hutagalung Lina Lina M. Adri Mieke Trisnawati Muhammad Iqbal Oktapani, Silm Prima Putra Ratna Astri Andhini Rehulina Manita Renita Renita Risfa Anesa Rizky Novriandi Novriandi Suhendro Tri Anggara Putra Vivi Alviana Wilda Arifalina Wilda Arifalina Wilda Yetti Yetti Yetti Zul Aida