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Kompetensi Mahasiswa Praktik Kerja Lapangan di Perbankan Syariah: Studi Mahasiswa Jurusan Syariah Program Studi Muamalah Sekolah Tinggi Agama Islam Negeri Samarinda Zaroni, Akhmad Nur
FENOMENA FENOMENA Vol 6 No 2, 2014
Publisher : LP2M IAIN Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/fj.v6i2.170

Abstract

The objective of this study is to describe the students’ competency of Muamalah study program of STAIN Samarinda who were conducting school internship program at three Syariah Banks in Samarinda. The banks are Bank Muamalat Indonesia, Bankaltim Syariah, and Bank Syariah Bukopin. The competency, here, are basic competency, managerial competency, and operational/technical competency. This is a descriptive research design. The result of the study shows that the students’ competency of Muamalah study program of STAIN Samarinda is 7.85% or it is classified as “Good”. The overall findings are: basic competency is 77,27% (Good), operational competency is 69,55% (Good), and managerial competency is 68,73% (Fair). There are 2 of 28 indicators which have the highest score, they are moral integrity and the understanding of the concept of syariah economy; the score is 83.64% for each category which is classified as “Very Good”. Meanwhile, there three aspects which have the lowest score, they are: presentation skill, human relations, and carefulness to the jobs. The score is 56.36% for each category which is classified as “Fair”.
Kompetensi Mahasiswa Praktik Kerja Lapangan di Perbankan Syariah: Studi Mahasiswa Jurusan Syariah Program Studi Muamalah Sekolah Tinggi Agama Islam Negeri Samarinda Zaroni, Akhmad Nur
FENOMENA FENOMENA Vol 6 No 2, 2014
Publisher : LP2M IAIN Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (420.592 KB) | DOI: 10.21093/fj.v6i2.170

Abstract

The objective of this study is to describe the students’ competency of Muamalah study program of STAIN Samarinda who were conducting school internship program at three Syariah Banks in Samarinda. The banks are Bank Muamalat Indonesia, Bankaltim Syariah, and Bank Syariah Bukopin. The competency, here, are basic competency, managerial competency, and operational/technical competency. This is a descriptive research design. The result of the study shows that the students’ competency of Muamalah study program of STAIN Samarinda is 7.85% or it is classified as “Good”. The overall findings are: basic competency is 77,27% (Good), operational competency is 69,55% (Good), and managerial competency is 68,73% (Fair). There are 2 of 28 indicators which have the highest score, they are moral integrity and the understanding of the concept of syariah economy; the score is 83.64% for each category which is classified as “Very Good”. Meanwhile, there three aspects which have the lowest score, they are: presentation skill, human relations, and carefulness to the jobs. The score is 56.36% for each category which is classified as “Fair”.
JUAL BELI GHARAR (Tinjauan terhadap Proses dan Obyek Transaksi Jual Beli) Nur Zaroni, Akhmad
Mazahib VOLUME 4, ISSUE 1, JUNE 2007
Publisher : IAIN Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/mj.v4i1.516

Abstract

Islam has urged its follower to seek sustenance through trading. As a matter of fact, the Prophet is a role model of a successful trader and so did many of the Prophet’s companion e.g. Abu Bakar, Umar Ibn Khattab, Utsman Ibn Affan, Abdurrahman Ibn Auf and so forth. When urging the trading, Islam has given guidelines of what is allowed and prohibited. One of them is the prohibition of gharar because it involves uncertainty (betting or gambling) in doing business. This article is to discuss the concept of gharar in Islamic business law. Accordingly, there are two types of gharar i.e. uncertainty in contract and uncertainty in object of contract.
BISNIS DALAM PERSPEKTIF ISLAM (Telaah Aspek Keagamaan dalam Kehidupan Ekonomi) Nur Zaroni, Akhmad
Mazahib VOLUME 4, ISSUE 2, DECEMBER 2007
Publisher : IAIN Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (280.339 KB) | DOI: 10.21093/mj.v4i2.507

Abstract

Business in Islamic perspective is not only simply material ends but also immaterial ones. Given this, business in Islam must be carried out professionally and compatible to Syariah values. This is so since business in Islam has two dimensions: vertical and horizontal. The Koran therefore has offered the concept of business without loss (tijaratan lan taburra) to all businessmen, i.e. despite losing financially, yet making a profit in the form of religious rewards. Accordingly, this kind of business can only be acquired by observing carefully the vertical and horizontal dimension of business in Islam.
LANDASAN FILOSOFIS PERILAKU KONSUMEN DALAM PERSPEKTIF EKONOMI ISLAM DAN KONVENSIONAL Zaroni, Akhmad Nur
Mazahib VOLUME 10, ISSUE 1, JUNE 2012
Publisher : IAIN Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/mj.v10i1.110

Abstract

The foundation of consumer behavior of different Muslim conventional consumer behavior. Conventional consumer behavior put self-interest and utilitarianism that aims to maximize satisfaction with the philosophical basis of rational economic man, positivism, and the laws say. Moderate Muslim consumer behavior based on Islamic philosophy of man. Islamic concept of man as a servant of God put man in charge of worship and as khalifatullah to carry the mandate to implement activities to prosper (Imarah) earth as a worldly activity. This balance reflects a fundamental principle in Islam. So in an Islamic perspective of consumption activities that are part of worldly activity is part of the duty of a Muslim as a whole the same position with religious activity. There is no separation between the worldly and hereafter, between economics and religion.
ZAKAT MANAGEMENT IN THE COVID-19 PANDEMIC ERA Norvadewi, Norvadewi; Zaroni, Akhmad Nur; Rahmah, Fitria
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 9, No 2 (2021): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v9i2.13452

Abstract

The study aims is to show how the zakat management in the covid-19 pandemic era. Amil zakat institutions need to make innovation in term of zakat management, both collection and distribution of zakat itself, one of them is related to the digitization of zakat management. This research analysed with a qualitative approach. The results showed that East Kalimantan LAZ DPU had innovated in terms of zakat management by utilizing digital technology both in the collection and distribution of ZIS funds. In the distribution of ZIS funds, it was directed at handling the impact of covid-19 for Mustahik to help Mustahik economic difficulties through regular programs in the field of humanity, da'wah, health, economy, and education. In addition, some special programs were also added, namely helping medical personnel by providing personal protective equipment, the best frontline nutrition program, providing basic food supply for the dhuafa, and empowering students and teachers during this pandemic. This research show that LAZ do an action in humanity specially in pandemic era
Empowering women through home culinary business at baking lovers community (BLC) Samarinda Norvadewi Norvadewi; Akhmad Nur Zaroni
INOVASI Vol. 18 (Special Issue), 2022
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (200.059 KB) | DOI: 10.29264/jinv.v18i0.11255

Abstract

Today women's empowerment is seen as an essential component in development and poverty reduction. Women's empowerment makes women independent and confident. They will have the ability to turn their choices into desirable actions, which will lead to the emergence of economic, political, social, and psychological empowerment. One way of empowering women is through community or group (self-help groups). Women's empowerment through this community is in Baking Lovers Community (BLC) Samarinda, a community of women who have similar hobbies that are culinary fields with home businesses that they run. This research is descriptive qualitative research. The study was conducted on the home- based culinary business community incorporated at Baking Lovers Community of Samarinda City. This research aims to find out the economic empowerment program in the BLC community, how the impact of empowerment on the development of culinary businesses in the city of Samarinda, and what obstacles they face in the empowerment of women in the community. Data collection techniques are conducted with Focus Group Discussion (FGD), interviews with BLC administrators and members, and documentation. Validity data using triangulation. As for data analysis using the Miles and Huberman models, data reduction, data presentation, and conclusion withdrawal. The economic empowerment program in BLC's is of various training to improve members' culinary skills, such as training together with baking cakes, bringing in chefs, photography training to support product promotion, product promotion on Social Media Fb and Instagram, sharing culinary recipes, social activities and charity bazaars, facilitating members to take care of business licenses and halal certification of products. The business potential developed is making the various artificial types of cakes and food, both modern and traditional, for multiple events, catering, and buffets. The empowerment programs of BLC are to be as a source of income, hobby development, knowledge sharing, business continuity, product innovation, packaging and brand innovation, and digital marketing development. Thus, this empowers them as subjects/actors actively involved in the story, empowered to manage businesses independently, and organizations that accommodate them play a role in charge. The obstacles faced are the uneven ability of human resources, capital to develop companies, business licensing, and halal certification.
Globalisasi Ekonomi Dan Implikasinya Bagi Negara-Negara Berkembang : Telaah Pendekatan Ekonomi Islam Akhmad Nur Zaroni
Al-Tijary Al-Tijary, Vol. 1, No. 1, Desember 2015
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (339.968 KB) | DOI: 10.21093/at.v1i1.418

Abstract

Economic globalization is the increasing economic integration and interdependence of national, regional and local economies across the world through an intensification of cross-border movement of goods, services, technologies and capital. Globalization leads to freer trade between countries. This is one of its largest benefits to developing nations. Homegrown industries see trade barriers fall and have access to a much wider international market. While an influx of foreign companies and foreign capital creates a reduction in overall unemployment and poverty, it can also increase the wage gap between those who are educated and those who are not. Over the longer term, education levels will rise as the financial health of developing countries rise, but in the short term, some of the poor will become  poorer. Not everyone will participate in an elevation of living standards. According to Islamic economics, economic globalization should be done using appropriate approaches so as not to cause a lot of problems that could potentially harm the countries that are developing. The approach used should be based on fairness and equality in human interaction, and a multidisciplinary approach that covers all aspects of human life, moral, intellectual, social, historical, demographic, and political.
Motivasi Keagamaan Dalam Bisnis (Studi Pengusaha Muslim Toko Group Jawa Indah Samarinda) Akhmad Nur Zaroni
Al-Tijary AL-TIJARY, Vol. 3, No. 1, Desember 2017
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (780.181 KB) | DOI: 10.21093/at.v3i1.980

Abstract

Kajian keagamaan dapat dibagi menjadi dua, yaitu kajian agama sebagai idiologi normatif dan agama sebagai pranata sosial. Pada level pranata sosial, keberadaan agama berfungsi memenuhi dorongan atau keinginan manusia yang secara bersama-sama menjadi suatu kebutuhan yang harus dipenuhi. Saat itulah nilai-nilai agama akan terintegrasi ke dalam sistem budaya yang mempunyai ruang lingkup secara luas. Penelitian ini mengkaji tentang kegiatan bisnis yang dilakukan oleh pengusaha muslim di Samarinda yang melibatkan nilai-nilai agama dalam menjalankan bisninya. Mereka adalah pengusaha muslim yang berasal dari satu keluarga asal Amuntai Banjarmasin Kalimantan Selatan. Mereka membangun usaha bisnis cukup lama dan berhasil di Samarinda di bawah bendera Toko Group Jawa Indah yang terdiri dari  enam toko, yaitu; Toko Jawa Indah, Piala, Mahkota, Rizki, A’Anda, dan Piala Baru. Fokus penelitian ini mengkaji motivasi mereka dalam melakukann kegiatan bisnis, dari aspek manajemen pengelolaan, manajemen keuangan, personalia dan kegiatana sosial keagamaannya. Hasil penelitian menunjukkan bahwa dalam manajemen pengelolaan yang meliputi manajemen input, proses dan output terdapat motivasi bisnis dan ibadah. Sedang dalam manajemen Keuangan didasarkan pada motivasi mencari keberkahan rizki, dalam manajemen personalia didasarkan pada motivasi untuk menegakkan keadilan dan saling tolong menolong (ta’awun) antar sesama. Sedang kegiatan sosial kegamaan, dilakukan untuk melakukan pembinaan karyawan, dan aktualisasi diri sebagai manusia yang terbaik, yaitu yang paling bermanfaat bagi orang lain.
Manajemen Amil Profesional di Lembaga Amil Zakat Dana Peduli Ummat Kalimantan Timur Akhmad Nur Zaroni; Norvadewi Norvadewi
Al-Tijary Vol 6 No 1 (2020): AL-TIJARY VOL. 6, NO. 1, DESEMBER 2020
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (292.817 KB) | DOI: 10.21093/at.v6i1.2674

Abstract

This study aims to determine and analyze the implementation of amil management in LAZ Dana Peduli Ummat (DPU) East Kalimantan. The research was conducted using qualitative methods, by conducting in-depth interviews with Amil LAZ DPU Kaltim in Samarinda, Kutai Kartanegara, and Balikpapan. The data validity was performed using the triangulation method, and data analysis used the Miles and Huberman model. The results showed that the application of amil management in LAZ DPU East Kalimantan were; In the recruitment of amil, HR planning is carried out and the determination of amil's criteria. The work agreement applies the signing of the integrity fact. For the coaching and development of amil, 3 months of training are held for new amil, SDB program (Greetings DPU Blessings) every morning in the early hours of work, CURGAS (Talk of Ideas), Fiqh Zakat School, Training both inside and outside. For performance assessment using KPI (Key Performance Indicator) instrument which is audited internally and externally. While the compensation given is in the form of basic salary, food allowance, health, family, transportation and bonuses. To strengthen Human Resources, four basic principles are applied, namely: the Abdullah and Khalifah principles, justice, organizational goals and individual goals of human resources, and references to the character of the Prophet Muhammad: shiddiq, amanah, fathanah and tabligh. Apart from that, Amil's coaching is also based on values; kafa'ah, amanah and himmatul 'amal.