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All Journal El Dinar Jurnal Ekonomi Syariah Teori dan Terapan Ziswaf : Jurnal Zakat dan Wakaf Jurnal Ekonomi dan Bisnis Islam Falah : Jurnal Ekonomi Syariah Jurnal Ilmiah Ekonomi Islam al-Uqud : Journal of Islamic Economics Dinamisia: Jurnal Pengabdian Kepada Masyarakat JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam International Journal of Islamic Business and Economics (IJIBEC) LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Al-Kharaj: Journal of Islamic Economic and Business Jurnal ABDINUS : Jurnal Pengabdian Nusantara Ihsan: Jurnal Pengabdian Masyarakat Jurnal Pengabdian UNDIKMA Journal of Islamic Economics and Finance Studies EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Ilomata International Journal of Social Science JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Komitmen : Jurnal Ilmiah Manajemen Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Maliyah : Jurnal Hukum Bisnis Islam Abimanyu: Journal of Community Engagement Jurnal Ekonomika dan Bisnis Islam Nomicpedia: Journal of Economics and Business Innovation Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat International Journal of Islamic Business and Economics

Khusnul Fikriyah

Universitas Negeri Surabaya

Author-ID : 2440592

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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ARE ISLAMIC BANKS STILL SOUND AMIDST PANDEMIC? Clarashinta Canggih; Fira Nurafini; Sri Abidah Suryaningsih; Khusnul Fikriyah; Rachma Indrarini; Fitriah Dwi Susilowati
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 10, No 2 (2022): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v10i2.17256

The paper aims to check whether Islamic banks in Indonesia remain sound amid the Covid-19 Pandemic by comparing the soundness levels of Islamic commercial banks before and during the Covid-19 Pandemic. This research used a quantitative approach with the non-parametric Wilcoxon Signed-Rank Test to compare bank soundness before and during the Covid-19 Pandemic. The bank's resilience was measured using the Risk-Based Bank Rating (RBBR), e.g., Non-Performing Finance (NPF), Finance to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), and Net Operating Margin (NOM). The study exempted aspects of Good Corporate Governance since it is qualitative. The study used quarterly data in 2018-2019 (before the pandemic) and 2020-2021 (during the pandemic). The results showed a significant difference between CAR before and during the Covid-19 Pandemic. Meanwhile, NPF, FDR, ROA, and NOM showed no significant differences before and during the Covid-19 Pandemic. Based on the results, it can be concluded that the Covid-19 Pandemic generally does not affect the Islamic banks' soundness level, except for capital. It showed that the Islamic Bank proved to be resilient against crises. The study adds literature on the resilience of Islamic banks, particularly during the Covid-19 Pandemic, and validates the RBBR measurement to analyze the bank's soundness. In addition, the results of this study are also expected to be a consideration for policymakers to design the right policies for optimizing Islamic banks to thrive and support post-pandemic recovery.

Pengaruh Online Consumer Review Influencer Tiktok dan Label Halal terhadap Minat Beli Nikmatus Sholiqah; Khusnul Fikriyah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Pada era digital, media sosial digunakan untuk berinteraksi sampai berbisnis. Salah satu media sosial yang sedang berkembang ialah Tiktok.. Dengan adanya platform ini, turut memunculkan influencer yang membuat berbagai jenis konten salah satunya adalah online consumer review. Riset internal Tiktok Indonesia menyatakan, 45% pengguna tertarik membeli produk setelah melihat video review produk kecantikan di Tiktok. Disisi lain, ketua MUI menyatakan bahwa masih banyak produk beredar yang belum berlabel halal resmi. Tujuan dari penelitian ini guna menganalisis dampak online consumer review influencer tiktok dan label halal terhadap minat beli produk kecantikan. Penelitian ini menggunakan metode penelitian kuantitatif. Dalam menentukan sample digunakan teknik purposive sampling. Sampel yang digunakan berjumlah 100 responden. Hasil penelitian menyatakan bahwa online consumer review dan label halal berpengaruh secara parsial dan simultan terhadap minat beli. Implikasi dari penelitian ini bagi pengusaha dapat menjadi tinjauan penting bahwa untuk menarik minat beli konsumen, pengusaha dapat bekerjasama dengan Influencer Tiktok agar produknya dikenal banyak orang serta memastikan produknya telah bersertifikasi dan berlabel halal MUI guna memperkuat kepercayaan calon konsumen.

Pengaruh Religiusitas dan Tingkat Literasi Pasar Modal Syariah terhadap Minat Berinvestasi pada Saham Syariah: Studi Kasus pada Mahasiswa di Jawa Timur Mishella Putri Alsya Aulia; Khusnul Fikriyah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Fenomena di Indonesia masih banyak penduduk muslim yang belum menggunakan lembaga keuangan syariah seperti saham syariah sebagai alat untuk berinvestasi dan masih menggunakan saham konvensional yang dalam transaksinya mengandung riba, gharar (ketidakjelasan), spekulasi, dan kegiatan yang dilarang oleh syariat Islam. Mahasiswa dengan program studi berbasis syariah mempunyai literasi keuangan syariah yang cukup baik karena mendapatkan mata kuliah khusus yang berbasis syariah seperti Pasar Modal Syariah dan disetiap mata kuliahnya berpedoman pada ayat suci Al-Qur’an. Seharusnya dengan kondisi demikian maka dapat mendorong meningkatnya minat mahasiswa untuk berinvestasi pada Saham Syariah. Tujuan penelitian ini yaitu untuk menganalisis faktor-faktor yang memengaruhi minat berinvestasi pada saham syariah, seperti seperti religiusitas dan tingkat literasi pasar modal syariah. Pada penelitian ini teknik pengambilan sampel menggunakan metode Non Probability Sampling dengan teknik purposive sampling. Sampel yang digunakan dalam penelitian ini adalah Mahasiswa di Jawa Timur dengan kosentrasi/program studi Ekonomi Islam, Perbankan Syariah, Akunansi Syariah, dan Ekonomi Syariah. Jenis penelitian ini adalah penelitian kuantitatif. Teknik pengumpulan data menggunakan kuesioner. Teknik analisis data yang digunakan adalah analisis statistic deskriptif dan analisis regresi linier berganda. Hasil dari penelitian ini menunjukan bahwa religiusitas dan tingkat literasi pasar modal syariah baik secara parsial dan simultan memiliki pengaruh yang positif dan signifikan terhadap minat investasi disaham syariah. Implikasi dalam penelitian ini adalah mahasiswa diharapkan mampu menerapkan ilmu yang telah didapatkan dengan memperdalam agama dan terlebih dahulu harus menggali, mengetahui dan memahami berbagai informasi tentang pasar modal syariah sebelum berinvestasi saham di pasar modal syariah agar masa depan mahasiswa lebih maju dan sejahtera.

Pengaruh Etos Kerja Terhadap Kualitas Pelayanan Terpadu Satu Pintu (PTSP) Pada Kementerian Agama Kota Surabaya Elinda Millenia Alisiya; Khusnul Fikriyah
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 3 (2022): Desember
Publisher : Universitas Negeri Surabaya

This study aims to determine and analyze the implementation of the work ethic of the One Stop Integrated Service (PTSP) and the influence of the work ethic on the service quality of the One Stop Integrated Service (PTSP) at the Ministry of Religion of the City of Surabaya. This type of research uses a quantitative approach with primary data sources in the form of short interviews and questionnaires. The population of this study are service recipients at the Ministry of Religion of the City of Surabaya who are domiciled and have an ID card in the City of Surabaya, while the number of samples required is 45 respondents using a non-probability sampling technique in the form of purposive sampling. This study was tested using data testing on SPSS version 24. The results of this study using a simple linear regression test showed that there was an effect of work ethic on service quality, while the T test hypothesis test showed that partially work ethic had no effect on service quality.

Analisis Faktor Yang Mempengaruhi Keputusan Pembelian Konsumen Muslim di Tiktok Shop Wulan Santika Ulfa; Khusnul Fikriyah
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 2 (2022): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v5n2.p106-118

This research examines factors that affect buying decisions of Muslim consumers at Tiktok Shop. The existence of Tiktok Shop as one of the e-commerce sites in Indonesia is quite recent, start at 2020. In 2019, e-commerce growth is growing very rapidly in Indonesia up to 78%. The method in this study is quantitative with the measuring instrument is a Likert scale and the data analysis technique is multiple linier regression analysis. The factors studied are price, convenience, and promotion. The result showed from the T test that the factors had a significant influence partially on the purchasing decisions. And the F test also resulted that the factors studied had a simultaneous influence on purchasing decisions. So it can be concluded that in the process of purchasing decisions at Tiktok Shop, Muslim consumers pay attention to product prices, ease of application, and also promotions carried out.

Antecedents of Religiosity, Demographics, and Socio-Cultural to Succeed Woman’s Entrepreneur Empowerment and Welfare through Productive Zakat Ahmad Ajib Ridlwan; A'rasy Fahrullah; Khusnul Fikriyah; Ach. Yasin; Aulia Siska Puspita Dewi
Falah: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2022): AUGUST
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v7i2.23680

This study aims to analyze the impact of religiosity, demography, and socio-cultural on the success of empowerment to the welfare woman enterpreneur. The data analysis technique uses the Structural Equation Model (SEM) approach. The analytical method used was Partial Least Square (PLS). Data source Obtained by distributing online questionnaires to 107 woman entrepreneur whose receive productive zakat through google forms. Based on the results of the study, religiosity, socio-cultural had a positive and significant influence on the success of empowering woman entrepreneurs who receive productive zakat. This shows that the higher level of religiosity and socio-cultural, the higher success in empowering women entrepreneurs who receive productive zakat. In contrast, demographics variable had no effect on the success of empowering women entrepreneurs. The results of this study will contribute to enrich the discourse of welfare empowerment, especially in productive zakat.

Z Generation's Intention to Use Zakat Digital Payment: The Mediating Effect of Trust Aulia Deva Ferdana; Ahmad Ajib Ridlwan; Clarashinta Canggih; Khusnul Fikriyah
ZISWAF Vol 9, No 2 (2022): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

The goal of this study was to examine the variables that may affect Muslims in the Z generation's desire to make digital zakat payments. The UTAUT theory was employed in this study. PLS-SEM was used to analyze the data and test the hypothesis. 158 users of digital payment systems responded to the survey in total. The study's findings indicate that while performance expectancy has no impact on the intention to pay zakat through digital payments, effort expectancy, social influence, conducive conditions, and trust do. Additionally, trust promotes conditions and mediates social effects on behavioral intention, but it does not mediate performance expectations or effort expectations.

PENGARUH CELEBRITY ENDORSEMENT TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN MUSLIM PADA PRODUK SCARLETT WHITENING DI SURABAYA Yuliana Jamilatul Azizah; Khusnul Fikriyah
Komitmen: Jurnal Ilmiah Manajemen Vol 4, No 1 (2023): KOMITMEN: Jurnal Ilmiah Manajemen
Publisher : FEBI UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jim.v4i1.23552

There are many beauty products in the market competition. But there are several factors that influence consumers when making purchasing decisions. In this study using the celebrity endorsement factor and the formulation of the problem is whether the celebrity endorsement influences the purchasing decisions of Muslim consumers on scarlett whitening products in Surabaya. The purpose of this research is to find out whether celebrity endorsements influence the decision of Muslim consumers to buy Scarlett Whitening products in Surabaya. The type of research used is associative quantitative. Questionnaires were distributed to 100 respondents who were selected using a purposive sampling technique with the number of samples using the formula Heir et al. Respondents' answers were measured using a Likert scale. This study shows that celebrity endorsement as an independent variable has an influence on purchasing decisions as the dependent variable of 17.3% (R2). This study has managerial implications for producers/sellers, where celebrity endorsements are important in attracting Muslim consumers to make purchasing decisions on Scarlett Whitening products in Surabaya.

Type of endorser and media modality in halal cosmetic advertising on Instagram Fitriah Dwi Susilowati; Sri Abidah Suryaningsih; Khusnul Fikriyah; Wulan Santikawati Ulfa
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 1 (2022)
Publisher : IAIN Palopo

The purpose of this study is to investigate the difference in consumer attitude toward brand and advertising, and purchase intention when consumers encounter halal cosmetic advertising on Instagram using different types of endorsers and presentation modalities. The halal industry is increasingly experiencing rapid development, including in the halal cosmetic industry. Halal cosmetics is starting to be liked by young people. To reach the young segment of the market, halal cosmetics use social media such as Instagram to do marketing. An experiment design was conducted involving 132 undergraduate students. The data analysis method used was MANOVA. The results of this study indicate that the use of influencers is more effective in generating positive consumer attitudes compared to celebrity endorsers. Halal cosmetic marketers who advertise on Instagram want to make consumers pay more attention to the advertisements posted by these marketers and not scroll to other feeds, it is suggested that they use influencer endorsers and rich modality strategies in their advertisements. This research has novelty in providing an overview of marketing halal products on social media, especially on Instagram

Pengaruh Literasi Halal Terhadap Keputusan Pembelian Produk Kosmetik Halal Mahasiswa Ekonomi Islam Se Jawa Timur Sylvia Ira Dwi Novitasari; Khusnul Fikriyah
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 7, No 01 (2023): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v7i01.3963

Di era globalisasi seperti ini banyak sekali muncul produk kosmetik baru yang belum diketahui status kehalalannya. Oleh karena itu, penting untuk melakukan penelitian terhadap produk kosmetik halal. Tujuan penelitian ini adalah untuk memastikan dampak literasi halal terhadap keputusan pembelian mahasiswa ekonomi Islam Jawa Timur terhadap produk kosmetik halal. Teknik penelitian kuantitatif asosiatif digunakan dalam penelitian ini. Data yang digunakan dalam penelitian ini berasal dari survei yang diberikan kepada mahasiswa Jawa Timur yang mempelajari ekonomi Islam. Non-probability sampling adalah metode pengambilan sampel yang digunakan. Purposive sampling, pendekatan non-probabilitation sampling, diterapkan dalam penelitian ini dengan ukuran sampel sebanyak 103 responden. Regresi linier sederhana adalah teknik analisis yang digunakan dalam penyelidikan ini, dan program SPSS versi 25 digunakan untuk melakukan pengujian hipotesis. Berdasarkan dari hasil analisis data yang dilakukan maka, temuan dalam penelitian ini menunjukkan adanya hubungan yang menguntungkan antara variabel keputusan pembelian dengan variabel literasi halal. Oleh karena itu, tingkat keputusan pembelian meningkat seiring meningkatnya literasi halal.

Co-Authors Aang Kunaifi Abdul Hafidz ach . yasin Ach. Yasin Ahmad Abdan Syakuro Ahmad Ajib Ridlwan Ahmad Kani Hasbullah Ajib Ridlwan Andriansyah Sulistyo Maulana Anisa Dea Lestari Aris Danu Arta Aulia Deva Ferdana Aulia Siska Puspita Dewi A’rasy Fahrullah Biba Umatin Clarashinta Canggih Dennis Ulfan Nanda Dewi Aliyah Dewi Nabila Achmad dinda nurvianti pratiwi Elinda Millenia Alisiya Elsa Rizki Yulindasari Erika Firdiana Fira Nurafini Fira Nurafini Fitri Amelia Fitriah Dwi Susilowati Jofanda Putri Rahayu Kicky Camallya Arista Ladi Watjuba Perdini LUCKY RACHMAWATI Luqman Maulana Mishella Putri Alsya Aulia Moch. Khoirul Anwar Muhammad Asrul Zhulmi Pradana Muhammad Farid Ilhamuddin Muhammad Iqbal Maulana Nikmatus Sholiqah Novita Sari Nurul Azizah Aunillah Devy Nurul Hanifa Nurul Hanifah Prabowo, Prayudi Setiawan Rachma Indrarini Rizki Nadia Ramadhanty Rizky Aditya Ramadhan Rizky Imani Harmain Siti Khoiriyah Sri Abidah Suryaningsih Sylvia Ira Dwi Novitasari Titis Alfianto Uswatun Kasanah Vira Nurfauzia Vira Oktaviani Rezqy Wulan Santika Ulfa Wulan Santikawati Ulfa Yuliana Jamilatul Azizah

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