Garuda - Garba Rujukan Digital

Transparansi Pengelolaan Dana Desa di Kabupaten Bireun Ayumiati, Ayumiati; Isnaliana, Isnaliana; Jalilah, Jalilah
Jurnal EMT KITA Vol 3, No 2 (2019): Journal EMT KITA
Publisher : Lembaga KITA

Village funds represent funds sourced from the State Revenue and Expenditure Budget which is intended for villages that are transferred through the Regency / City Regional Revenue and Expenditure Budget and are used to fund governance, development implementation, community development, and community empowerment, and transparency. The purpose of this study is to find out the transparency of village fund management in Bireun District. This type of research is descriptive analysis with a qualitative approach. The results showed that the management of village funds in Bireun district was transparent as evidenced by the openness in the process of planning, drafting and implementing the Village Fund Budget.Keywords: Budget, Village Funds, Transparency

Pengaruh Teknologi Informasi, Kualitas Pelayanan, Dan Motif Religius Terhadap Kepuasan Nasabah PT. Bank Syariah Mandiri Di Banda Aceh Zainul, Zaida Rizqi; Ayumiati, Ayumiati; Zakia, Yunda
BISNIS Vol 8, No 1 (2020): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v8i1.7157

This study aims to determine what factors influence information technology, service quality, and religious motives on customer satisfaction at PT BSM Banda Aceh. In this study the number of samples studied was 91 customers, the determination of which was done using Probability Random Sampling. The research method used is quantitative with data collection techniques using a questionnaire as an instrument for collecting data. Data analyzed uses validity and reliability to evaluate the questionnaire. The results of the study indicate that information technology, service quality, and religious motives jointly influence customer satisfaction. This can be seen by looking at the acquisition of F test results, where Sig is 0,000 <0.05 and F count is 138.615> from F table 2.71. So that H0 is rejected and Ha is accepted, it can be concluded that simultaneously (simultaneously) information technology variables, service quality, and religious motives have a positive and significant effect on customer satisfaction.Â

ANALISIS PROSEDUR PEMBIAYAAN DAN MANAJEMEN RISIKO PADA PERUSAHAAN PEER TO PEER (P2P) LENDING SYARIAH DI INDONESIA Iskandar, Evy; Ayumiati, Ayumiati; Katrin, Novita
J-ISCAN: Journal of Islamic Accounting Research. Vol 1 No 2 (2019): ISCAN Vol. 1 No. 2 July-December 2019
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/j-iscan.v1i2.698

This study to examines the procedures for financing and risk management in Peer to Peer (P2P) lending company in Indonesia with a case study at PT. Ammana Fintek Syariah as a Sharia P2P lending company that was the first registered in Financial Services Authorization (OJK), which was established to free access to Micro, Small and Medium Enterprises (MSMEs) finance from loan sharks and usury interest. This study uses qualitative methods, primary data in research is based the direct information from company management as a stake holder. The results of this study indicate that the application of company financing procedures is carried out with two patterns, in the direct pattern that involving partners (BMT) and in the non-direct pattern carried out directly by the team of PT. AFS. While the application of risk management is mitigation by partners and internal management of PT.AFS to conduct early prevention of the risks to be faced, and in handling the problem of financing jams, the company opens a deliberation room for consensus on the actions of the settlement of both parties. Keywords: Financing Procedure, Risk Management, peer to peer Abstrak Penelitian ini mengkaji tentang prosedur pembiayaan dan manajemen risiko pada perusahaan Peer to Peer (P2P) lending di Indonesia dengan studi kasus pada PT.Ammana Fintek Syariahsebagai perusahaan P2P lending syariah pertama kali terdaftar di Otorisasi Jasa Keuanga (OJK), yang didirikan untuk membebaskan akses untuk keuangan UMKM dari pola rentenir dan bunga riba. Penelitian ini menggunakan metode kualitatif, data primer dalam penelitian adalah informasi langsung dari manajemen perusahaan sebagai stake holder. Hasil penelitian ini menunjukkan bahwa penerapan prosedur pembiayan perusahaan dilakukan dengan dua bentuk yaitu pola directyang melibatkan mitra (BMT) dan non direct dilakukan langsung oleh tim PT. AFS. Sedangkan penerapan manajemen risikonya adalah dengan model mitigasi oleh mitra dan pengelolaan internal PT.AFS untuk melakukan pencegahan awal terhadap risiko yang akan dihadapi, dan penanganan masalah pembiayaan yang macet perusahaan membuka ruang musyawarah untuk mufakat terhadap tindakan penyelesaian kedua belah pihak. Kata Kunci:Prosedur Pembiayan, Manajemen Risiko, Peer To Peer.

Determinan Market Share Perbankan Syariah di Indonesia Eliana, Eliana; Zarman, Nazri; Ismuadi, Ismuadi; Astuti, Intan Novia; Ayumiati, Ayumiati
Esensi: Jurnal Bisnis dan Manajemen Vol 10, No 2 (2020)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ess.v10i2.18601

Sharia banking is currently very popular with the Indonesian people, so to prepare for this increasingly selective business competition, Islamic Commercial Banks are required to improve their company performance so that investors are attracted to invest. This study aims to determine the effect of BOPO, ROA, NPF, and DPK on the market share of Islamic banking in Indonesia. The samples used were BUS and UUS with 52 data. Multiple linear regression is used as an analysis technique to produce a detailed description of the relationship of each variable used. The regression results tell that BOPO and DPK have no significant effect on market share, while ROA and NPF have a positive and significant effect on market share in Islamic banking in Indonesia.

Transparansi Pengelolaan Dana Desa di Kabupaten Bireun Ayumiati Ayumiati; Isnaliana Isnaliana; Jalilah Jalilah
Jurnal EMT KITA Vol 3 No 2 (2019): Jurnal EMT KITA
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v3i2.99

Village funds represent funds sourced from the State Revenue and Expenditure Budget which is intended for villages that are transferred through the Regency / City Regional Revenue and Expenditure Budget and are used to fund governance, development implementation, community development, and community empowerment, and transparency. The purpose of this study is to find out the transparency of village fund management in Bireun District. This type of research is descriptive analysis with a qualitative approach. The results showed that the management of village funds in Bireun district was transparent as evidenced by the openness in the process of planning, drafting and implementing the Village Fund Budget.

PENGARUH UKURAN PERUSAHAAN, LEVERAGE DAN PROFITABILITAS TERHADAP PENERAPAN GOOD CORPORATE GOVERNANCE BISNIS SYARIAH BUS DI INDONESIA Eliana Eliana; Nurhayati Nurhayati; Ayumiati Ayumiati
JABI (Jurnal Akuntansi Berkelanjutan Indonesia) Vol 3, No 2 (2020): JABI (Jurnal Akuntansi Berkelanjutan Indonesia)
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/JABI.v3i2.y2020.p182-192

The implementation of bad corporate governance does not only occur in the world's leading companies but in Indonesia also found several similar cases that befell several banks, namely Citibank and Bank Mega, both of these banks are known to violate the implementation of Good Corporate Governance which results in large losses and of course an impact on economic development. This study aims to determine the effect of company size, leverage, and profitability on the implementation of GCGBS in Islamic commercial banks in Indonesia. The sample used was 11 Islamic commercial banks.Regression test results explain that company size and leverage have no significant effect on the implementation of GCGBS in Islamic commercial banks, profitability has a positive and significant effect on the implementation of good corporate governance in Islamic business in Islamic commercial banks in Indonesia.

Pengaruh Teknologi Informasi, Kualitas Pelayanan, Dan Motif Religius Terhadap Kepuasan Nasabah PT. Bank Syariah Mandiri Di Banda Aceh Zaida Rizqi Zainul; Ayumiati Ayumiati; Yunda Zakia
BISNIS Vol 8, No 1 (2020): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v8i1.7157

This study aims to determine what factors influence information technology, service quality, and religious motives on customer satisfaction at PT BSM Banda Aceh. In this study the number of samples studied was 91 customers, the determination of which was done using Probability Random Sampling. The research method used is quantitative with data collection techniques using a questionnaire as an instrument for collecting data. Data analyzed uses validity and reliability to evaluate the questionnaire. The results of the study indicate that information technology, service quality, and religious motives jointly influence customer satisfaction. This can be seen by looking at the acquisition of F test results, where Sig is 0,000 <0.05 and F count is 138.615> from F table 2.71. So that H0 is rejected and Ha is accepted, it can be concluded that simultaneously (simultaneously) information technology variables, service quality, and religious motives have a positive and significant effect on customer satisfaction.

Tindak Pidana Pencucian Uang (Money Laundering) dan Strategi Pemberantasan Ayumiati Ayumiati
Legitimasi: Jurnal Hukum Pidana dan Politik Hukum Vol 1, No 2 (2012)
Publisher : Islamic Criminal Law Department, Faculty of Sharia and Law, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/legitimasi.v1i2.1428

Money laundering is a criminal offense had been committed in order to disguise the origin of the wealth that was haram to be halal. Thus the launderer can develop, especially the illegal business of narcotics crimes. Crimes related to narcotics money laundering because of drug crimes are crimes of origin (predicate crime), and advanced money laundering is a crime (crime derivative). The birth of anti-money laundering regime is internationally starts with the issuance United Nations Conventions Against Illicit Traffic in Narcotic Drugs and Psychotropic Substances in 1988 which is the culmination of the crime of money laundering combating illicit narcotics and psychotropic substances. In 2002 and 2003 the government of Indonesia passed legislation that is anti-money laundering Law No. 15 Year 2002 jo. Act No. 23 of 2003 in which a drug crime as evil places of origin of money laundering.

PERAN DEWAN PERWAKILAN RAKYAT DAERAH (DPRD) DALAM PENGAWASAN KEUANGAN DAERAH Ayumiati Ayumiati
Dusturiyah: Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial Vol 7, No 2 (2017)
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/dusturiyah.v7i2.3257

Budgeting is planning arranged systematically in form of numeral and stated in unit of monetary which covering entire company activities for particular period in the future. In arrangement of budget for public sector should be determined the allocation of amount of fund in each program and government activity in monetary unit. In this case, role of DPRD to monitor local finance is very needed, so that the program which has arranged can run effectively, efficient and economical. In addition, monitoring conducted by DPRD should be direct and indirectly. As for the direct monitoring was observing, investigating, and inspection, while the indirect monitoring was to learn the report accepted from implementation. Be sides, in implementation of monitoring the DPRD has special committee referred to Budgeting Committee.

PENGUATAN EKONOMI KELUARGA Ayumiati Ayumiati
Takammul : Jurnal Studi Gender dan Islam Serta Perlindungan Anak Vol 10, No 1 (2021): TAKAMMUL
Publisher : Pusat Studi Wanita UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/takamul.v10i1.12597

Financial management is something that is very important and should always be performed by any individual or family. Good financial management can make into a prosperous family and will never be afraid of facing economic problems. It can also minimize the risk that will happen. Wife’s role in managing the family finances is very important, because managing the family fi-nances is the privilage of women. With the rigol and compassion attitude possessed, women are expected to provide peace and comfort for the family, especially in terms of economy

Title

Found 26 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 26 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 26 Documents
Search