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All Journal International Journal of Evaluation and Research in Education (IJERE) IPTEK Journal of Proceedings Series JURNAL SOSIAL HUMANIORA (JSH) Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan JURNAL INOVASI PENDIDIKAN DAN PEMBELAJARAN SEKOLAH DASAR Jurnal Ekonomi Pembangunan Jurnal Ekonomi Indonesia Nomicpedia: Journal of Economics and Business Innovation Sewagati Jurnal Ekonomi Pembangunan
Lienggar Rahadiantino
Department Of Development Studies Sepuluh Nopember Institute Of Technology Surabaya
Humanities Computer Science & IT Economics, Econometrics & Finance Education Engineering Social Sciences

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Journal : Jurnal Ekonomi Pembangunan

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Women Access and Awareness of Financial Inclusion in Indonesia Lienggar Rahadiantino; Ariska Nurfajar Rini
Jurnal Ekonomi Pembangunan Vol 19, No 1 (2021): Jurnal Ekonomi Pembangunan
Publisher : Department of Development Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jep.v19i1.12467

Abstract

The financial system plays a role in creating a community economic development, especially overcoming gender disparities. This paper analyzes the effect of mobile phone on the financial inclusion of women's in Indonesia involving data from household surveys provided by the 2014 Family Life Survey. We use the probit model with Ordinary Least Square (OLS) methods and the variable procedure to examine how the role of mobile phone on women's awareness in accessing financial institutions, as well as increasing savings and loan ownership. Our estimation results found that mobile phone penetration significantly increased awareness of women to access formal financial institutions, improve saving behavior, higher credit amount and access mobile banking. Therefore, mobile phone brings great benefits in increasing financial inclusion, especially women in Indonesia.
Co-Authors Amirusholihin Amirusholihin Arfan Fahmi Ariska N. Rini Ariska Nurfajar Rini Ariska Nurfajar Rini Aurelius Ratu Banu Prasetya Banu Prasetyo Dyah Satya Yoga Agustin Edy Subali Edy Subali Enie Hendrajati Enie Hendrajati Hanoraga, Tony Harmami Harmami Hendro Juwono Ita Ulfin Juniarun Fathurrohman Mayanggita Kirana Muhammad Nurif Ni Made Gusti Rai Nurif, Muhammad Rahmawati, Deti Saifulloh, Mohammad Savitri, Eka Dian Soedarso, Soedarso Susilowati, Endang Umi Trisyanti Wahyuddin, Wahyuddin Windiani, Windiani Yatim Lailun Ni’mah Yoga Agustin, Dyah Satya Yuni Setyaningsih Zainul Muhibbin