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Journal : Journal of Progressive Law and Legal Studies

Legal Protection of Creditors in Credit Agreements at Swastisari Kupang Credit Union Stefanus Don Rade; Mericiana Yulita Fin Tae; Firgilius Kandro Mego Asman; Kalistus G. Wayong Huler
Journal of Progressive Law and Legal Studies Том 1 № 02 (2023): May 2023
Publisher : Pt. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jplls.v1i02.81

Abstract

Credit Unions have an important role in improving the economy of the Indonesian people through joint efforts based on family principles, so cooperatives need to develop themselves further and be built to be strong and independent based on cooperative principles. In running its business, the suitable implements credit, a form of effort to process the capital owned from deposits and member donations, to achieve optimal results. A credit agreement is needed to avoid bad credit in the future as evidence of a contract between the creditor and the debtor. This is a reference to legal protection for the debtor. This research was conducted through the empirical juridical method using primary data sources, namely data obtained directly in the field. In terms of providing credit and collateral, there is often negligence by the debtor to the creditor. Hence, the creditor, in this case, the Swastisari Kupang Credit Cooperative, has a very interesting strategy as a reference for recovery, namely by checking loan files, surveys, credit analysis by applying the 5C principle, billing control by checking data periodically to find out the condition or condition of the borrowing member. In addition, the cooperative makes rescheduling, restructuring, and reconditioning to achieve mutual welfare based on the principle of kinship.
Co-Authors Adean Elisabeth Berti Bano Agustina Elfita Kolo Alexadros Mone Alexander Reynaldi Koli Alexsander Reynaldi Koli Alexzandro D. Manafe Alfonsius Andro G Tibo Alfonsus Rodriguez P.M. Ropa Allesandro Patricio Quinaldy Antonius Mario Pea Wukak Antonius Revilno Konseng Dacunha Aryanto Kode Bora Atika Putri Jayanti Bahy Frederick J Eryansan Bahy Frederick J. Eryansan Benediktus Peter Lay Benediktus Peter Lay Benediktus Peter Lay Benediktus Peter Lay Chendy A. Tode Chinta. M. J. Ndolu Christian Melania Mali Dasi Crameraldo Anugerah Putra Openg D.W. Rabawati Delfiana Bani Dhey W. Tadeus Egidius Taimenas Elias Bertolomeus Neu Roga Emilianus Harun Liwun Engelbertus Tobu Erick E. Davidson Djahamouw Erly Grizca Boelan Ermelinda Siquiera Ernesta Uba Wohon Ernesta Uba Wohon Ernestha Uba Wohon Ferdinandus Bani Ferdinandus Lobo Ferdinandus Pile Tukan Filgentius Xander Laga Finsensius Samara Firgilius Kandro Mego Asman Florensiana Resi Ngepi Fransiska Nyoman Supadi Gabriela Putri Minami Gana Gana Gelaldi Fransisco Meang Genoveva Sumanti Giovani DB Nongbut Godeliva MGMabilani Hermanus Maran Temaluru Temaluru Kalistus G. Wayong Huler Kenneth R.M Anakottapary Kornalia Naihetis Laura Berenika Apriliani Tija Laurensius Kaba Dami Maria Anisia Duan Maria T.Geme Marsianus Ampat Maruli Tade Melani Anastasia Wijono Mericiana Yulita Fin Tae Meryana Susi Paula Bere Mikael Feka Monika Prisilia Sarah Patricia Abigail Martha Leba Patrick. A. Yazakur Redemtus Deferetin Paldo Pone Renita Sepriani R. Lepuan Rudolfus Talan Shelvia Sipa Hekin Umbu Yanri Aryanto Fallo Vinsensius Falo Vinsensius Tamelab Waiwurin Safrianus Waiwurin Safrianus Yohanes Leonardus Ngompat Yohanes Umbu Sogara Yosaphat Patrick Delano Fernadez