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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Journal of Humanities and Social Studies Dinasti International Journal of Education Management and Social Science Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Akuntansi Bisnis Pelita Bangsa JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Jurnal Manajemen Perbankan Keuangan Nitro Jurnal Pelita Manajemen Margin: Jurnal Lentera Managemen Keuangan Proceeding International Pelita Bangsa Jurnal Pelita Pengabdian Talent: Journal of Economics and Business
Dasman, Sunita
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Journal : Dinasti International Journal of Economics, Finance

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The Effect of Financial Literacy and Income Which Is Moderate by Lifestyle on Financial Behavior (Study of Karawang Regency Civil Servants) Gilang Raharja; Dasman, Sunita
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 2 (2024): Dinasti International Journal of Economics, Finance & Accounting (May - June 20
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i2.2503

Abstract

This study aims to examine the influence of financial literacy and income moderated by lifestyle on financial behavior in Karawang district civil servants. The sampling method in this research is probability sampling using the Slovin formula. The sample in this study was 100 Karawang district civil servants. This research tests correlation and regression with the help of the SMARTPLS 4.0 program, used to test validity and reliability, goodness of fit and hypotheses. Based on the results of this research, it can be concluded that: 1). The financial literacy variable partially has a significant effect on the financial behavior of civil servants in Karawang district. 2). The income variable partially has a significant effect on the financial behavior of civil servants in Karawang district. 3). The financial literacy variable which is partially moderated by lifestyle has no effect and is not significant on the financial behavior of civil servants in Karawang district. 4). The income variable which is moderated by lifestyle partially has a significant effect on the financial behavior of civil servants in Karawang district.
Co-Authors Asep Suprianto Astuti, Maharani Dwi Baldah, Nasrun Bila, Nabila Dawam, Muhamad Devy Mawarnie Puspitasari Fahrullah, Fahrullah gea, Fransiskus Gilang Raharja Hamdan Ainul Yaqien Indriyani Achmad, Listian Kusuma, Spaikurahman Lestari, Amanda Mawarnie, Devy Nugroho, Andrianto Prasetya Nuraini, Niken Paramitha Perdana, Arifin Widi Pupung Purnamasari Purnomo, Grenda Galih Purwani Setyaningrum, Retno Rahayu, Piki Retno Purwani Setyaningrum Ridho, Fajar Rosdiana, Riska Rosita, Mila Sasongko, Ananto Tri Setiani, Rijki Indah Simatupang, Wilmar Siti Aminah Sulistyorini Wulandari, Dian Suprapto Suprapto Teguh Nugroho, Arief Tiffani, Dona Arhitania Tri Ngudi Wiyatno Triwibowo, Edi WIDIASTUTI - Wiyatno, Tringudi Wulandari, Dian Sulistyorini Yahya, Adibah YANTO YANTO