Hilda Yunita Sabrie
Faculty Of Law, Ailangga University

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Journal : Yuridika

PEMBAYARAN KLAIM ASURANSI JIWA AKIBAT TERTANGGUNG BUNUH DIRI (PT ASURANSI JIWA MANULIFE INDONESIA) Hilda Yunita Sabrie
Yuridika Vol. 26 No. 1 (2011): Volume 26 Nomor 1 Januari 2011
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (98.884 KB) | DOI: 10.20473/ydk.v26i1.261

Abstract

Pertumbuhan bisnis asuransi di Indonesia mengalami peningkatan yang luar biasa. Namun untuk beberapa golongan masyarakat masih ada yang belum mengerti tentang pentingnya berasuransi. Hal ini dapat disebabkan antara lain karena citra yang kurang baik dari perusahaan asuransi atau penanggung dalam memberikan klaim asuransi kepada tertanggung atau penerima manfaat. Untuk itu diperlukan itikad baik antar pihak dalam melakukan perjanjian asuransi.Kata Kunci : asuransi, perusahaan asuransi, itikad baik, tertanggung
KARAKTERISTIK HUBUNGAN HUKUM DALAM ASURANSI JASARAHARJA TERHADAP KLAIM KORBAN KECELAKAAN ANGKUTAN UMUM Hilda Yunita Sabrie; Rizky Amalia
Yuridika Vol. 30 No. 3 (2015): Volume 30 No 3 September 2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (257.606 KB) | DOI: 10.20473/ydk.v30i3.1949

Abstract

The average person in Indonesia uses public transport in daily life. If observed in Indonesia has many diverse public transport both provided by the government and in cooperation with private parties. Neglected condition of public transportation sometimes is the main factor why traffic accident happens to public transportation. This causes many accident on land, water, even air public transportation, which in this case citizens are the victim. Government has laid out policy by providing PT Asuransi Jasaraharja as compulsory social insurance which is supposed to give compensation for public transportation’s victim in certain circumstances. However, not every citizens know their rights regarding the compensation given by PT Asuransi Jasarahardja when the traffic accident happens. Compensation has to go through particular procedure made by PT Asuransi Jasaraharja. Because if they dont, then the compensation cannot be given.In the insurance of premium services the collection is not based on the agreement between the two parties but has been regulated in the law. This is what distinguishes between the insurance of raharja services as compulsory social insurance with other insurance.
ASPEK HUKUM KARTU INDONESIA SEHAT Zahry Vandawati; Hilda Yunita Sabrie; Widhayani Dian Pawestri; Rizki Amalia
Yuridika Vol. 31 No. 3 (2016): Volume 31 No 3 September 2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (271.195 KB) | DOI: 10.20473/ydk.v31i3.4862

Abstract

Assurance is an important element in financial planning, but because of the low public awareness and myths that circulate in society around the insurance makes people reluctant to buy insurance products. Insurance is also known only for the upper middle class. On the other hand the realization of a prosperous society, one of which is assessed from the level of good public health. For that the government issued a compulsory social insurance in which the entire community on the mandate of the law shall be a participant of the program. Since 2011, the government has issued a regulation related to the National Social Security System and implemented through Badan Penyelenggara Jaminan Sosial (BPJS) in 2014. However, in the event it was due to political dynamics, the government under Jokowi leadership reissued Kartu Indonesia Sehat (KIS) A presidential regulation that functions the same as the existence of BPJS. This is what needs to be studied more deeply, because it is feared there will be overlapping roles and functions between BPJS and KIS them.
Urgency of Insurance for Cultural Heritage Building in Surabaya Hilda Yunita Sabrie
Yuridika Vol. 33 No. 2 (2018): Volume 33 No 2 May 2018
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (211.281 KB) | DOI: 10.20473/ydk.v33i2.7547

Abstract

The cultural heritage of a region is the identity and richness of history for the region. Given the importance of the existence of cultural heritage in an area, the local government should pay special attention to the continuity of its existence. Through inventory, listing the cultural heritages, maintenance until its restoration must be done properly and continuously. This is not only the responsibility of the local government, but it is the responsibility of all parties including the local community. But in practice, local government or society are less concerned about the existence of cultural heritage in the area. This research focuses on cultural heritage buildings in Surabaya because this city is one of the cities in Indonesia which has many buildings of cultural heritage with various conditions. Local governments need to act quickly and effectively to solve the problem, so the solution can be done by including third parties such as insurance companies engaged in the insurance of losses, which can help to cover some form of damage that occurred in the building of the reserve culture in Surabaya. From the problems mentioned above, the research method used is statute approach and conceptual approach.