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Inclusive Finance In Cooperatives For Community Empowerment Through MSME Development In The City Of Tarakan Khaerunnisa Kherunnisa; Nurlela Nurlela
Agribusiness Journal Vol 4, No 2 (2021): Agribussines Journal
Publisher : UNIVERSITAS SEMBILANBELAS NOVEMBER KOLAKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (583.069 KB) | DOI: 10.31327/aj.v4i2.1662

Abstract

Inclusive finance has an important role in alleviating poverty and reducing income disparities. One of the development priorities in the Government Work Plan (RKP) is the development of Micro, Small and Medium Enterprises (MSMEs). This is based on the fact that MSMEs have contributed a lot to the national economy. The development of Micro, Small and Medium Enterprises (MSMEs) is very strategic. One form of government support in developing MSMEs in Tarakan City is MSME capital support through cooperatives. Can every community, especially MSME actors, get the same access to Cooperative services or not and what are the implementations and implications of these institutions for community empowerment through MSME development.This study aims to (1) determine the supporting and inhibiting factors of inclusive finance for empowering farming communities through the development of MSMEs in Cooperatives in Tarakan City (2) Knowing and analyzing the implementation of inclusive finance for empowering farming communities through the development of MSMEs in Cooperatives in Tarakan City. The data analysis method used is descriptive qualitative according to Miles and Huberman. The results of the study show that (1) Financial inclusion in cooperatives in Tarakan City is implemented through a program of providing productive capital. The implementation of this cooperative program has been quite successful, but the performance of the program has not run efficiently. The indicators of financial inclusion in question are indicators of availability of access, indicators of use, and indicators of quality. (2) The implications of financial inclusion show a positive movement in value where most of the recipients have felt the benefits and changes in economic conditions. For those who previously had a business, they felt that there was an increase in income, and for those who started a new business, they felt that there was an increase in economic capacity, although it was not too significant. So, the implications of inclusive finance for Cooperatives in Tarakan City have been able to create empowerment for the community, although not yet significantly.Keywords:  Inclusive Finance, Empowermen, Cooperatives               
Sustainability Analysis of Oil Palm Business (Elaeis Guineensis) In District Of Sebatik, Nunukan Regency, North Kalimantan, Indonesia Etty Wahyuni; Khaerunnisa Khaerunnisa; Marlina Marlina
Agribusiness Journal Vol 5, No 2 (2022): Agribusiness Journal
Publisher : UNIVERSITAS SEMBILANBELAS NOVEMBER KOLAKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (534.357 KB) | DOI: 10.31327/aj.v5i2.1783

Abstract

Palm oil is one of the most strategic commodities because it is exports and has a high selling value so that it can improve the economy regions and reduce poverty. Smallholder oil palm plantations as part of the palm oil agribusiness supply chain which is slowly being required to implement aspects continuity. This study aims to analyze the sustainability status of farming palm oil based on index assessment using the Rapfish method through Multidimensional Scaling (MDS) approach. Multidimensional analysis of MDS used are ecological, economic, social, technological and institutional dimensions as the aspects studied in this research. This research was conducted in Sebatik District, North Kalimantan, Indonesia. The data used are primary and secondary data. Primary data obtained from interviews with farmers while secondary data was obtained from the statistical center, plantation service and supporting literature in this research. Respondents in this study were farmers who were selected through quota sampling have certain criteria totaling 50 respondents. The results of analysis for multidimensional index of oil palm sustainability in Sebatik District is 51.01 including in the moderately sustainable category. While the results of the analysis of the sustainability index for five dimensions are 76.57 (ecological), 50.63 (economic), 24.03 (social), 37.12 (technology), 63.49 (institutional). The entirety of each entry dimension includes in the category of “sufficiently sustainable” except for the social and technological dimensions with category "less sustainable". Sustainability of oil palm farming in each dimension have different sustainability indices so that a different policy is needed to evaluate the sustainability of oil palm farming in Sebatik District, North Kalimantan, Indonesia. 
Penerapan Pertanian Terpadu Budidaya Tanaman Hidroponik Dan Ikan Lele Untuk Mendukung Ketahanan Pangan Kawasan Perbatasan Kalimantan Utara Dwi Santoso; Siti Fatima; Nurhaya Kusmiah; Ince Siti Wardatullatifah; Anugerah Fitri Amalia; Muh. Kusmali; Muh. Adiwena; Nurul Chairiyah; Aditya Murtilaksono; Nurlela Machmuddin; Saat Egra; Deny Murdianto; Khaerunnisa Khaerunnisa; Rayhana Jafar; Banyuriatiga Banyuriatiga; Nove Kurniati Sari; Nurmaisah Nurmaisah; Erwan kusnadi; Berly Yasmon; Ovistevi Munthe; Nurjannah Nurjannah; Hendris Hendris; Zulhafandi Zulhafandi; Moh. Wahyu Agang; Muhammad Arbain; Kartina Kartina
Jurnal Mandala Pengabdian Masyarakat Vol. 3 No. 2 (2022): Jurnal Mandala pengabdian Masyarakat
Publisher : Progran Studi Farmasi STIKES Mandala Waluya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (502.481 KB) | DOI: 10.35311/jmpm.v3i2.108

Abstract

Kalimantan Utara merupakan salah satu provinsi yang berbatasan langsung dengan Negara Malaysia perlu didukung untuk dapat berkembang sehingga masyarakatnya tidak tergantung dengan produk-produk pertanian dari daerah Negara lain. Salah satu hal yang bisa dilakukan guna mendukung hal tersebut adalah dengan menerapkan program pertanian terpadu. Desa batu kajang merupakan salah satu desa terluar di wilayah Kalimantan Utara dan sebagian besar masyarakatnya bermata pencaharian sebagai petani tanaman hortikultura, permasalahan yang ada di desa Batu Kajang yaitu masyarakatnya belum banyak yang memiliki usaha sampingan lain untuk menunjang ekonomi keluarga sehingga masyarakat disana hanya bergantung pada pendapatan hasil panen yang dijual kepasar. Kegiatan pengabdian kepada masyarakat ini dilaksanakan di Desa Batu Kajang Kabupaten Malinau Provinsi Kalimantan Utara. Mekanisme kegiatan dibagi kedalam beberapa tahapan yaitu survei, sosialisasi, pelatihan dan evaluasi kegiatan. Kegiatan pelatihan merupakan kegiatan puncak dari PKM yaitu bimbingan teknis kepada masyarakat mengenai pembuatan instalasi hidroponik dan pembuatan kolam terpal untuk ikan lele. Tahapan pelatihan terdiri dari beberapa tahapan diantaranya pembuatan instalasi hidroponik, Kegiatan pengabdian masyarakat berjalan dengan baik ditunjukkan dengan antuasisme masyarakat desa batu kajang yang sangat besar dalam mengikuti pelatihan tersebut. Budidaya tanaman secara hidroponik dan ternak lele merupakan salah satu solusi terbaik sebagai usaha sampingan dalam meningkatkan pendapatan ekonomi keluarga.
SOSIALISASI DAN PELATIHAN PENGOLAHAN BAHAN PANGAN POTENSIAL SEBAGAI IMUN BOOSTER DAN PELUANG USAHA DI MASA PANDEMI COVID-19 Elly Jumiati; Anang Sulistyo; Adi Sutrisno; Etty Wahyuni; Rayhana Jafar; Muhammad Wahyu; Hendris Hendris; Khaerunnisa Khaerunnisa
Jurnal Pendidikan dan Pengabdian Masyarakat Vol. 5 No. 1 (2022): Februari
Publisher : FKIP Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (179.766 KB) | DOI: 10.29303/jppm.v5i1.3401

Abstract

Ancaman virus Corona jenis baru (SARS-CoV 2) penyebab Coronavirus Disease (Covid-19) masih belum menunjukkan tanda-tanda akan berakhir. Cara lain yang dapat dilakukan menghadapi pandemi ini dengan mengkonsumsi jamu atau simplisia nabati dengan maksud agar daya tahan dan imunitas tubuh meningkat. Namun demikian terbatasnya informasi khususnya dalam menjaga dan meningkatkan imunitas tubuh, maka diperlukan sosialisasi pada masyarakat akan pentingnya imunitas tubuh di masa pandemi ini, salah satunya dengan mengkonsumsi vitamin dan suplemen, misalnya vitamin C yang terdapat pada buah dan mengkonsumsi bahan pangan fungsional, yaitu makanan/minuman yang tidak hanya sekedar mencukupi kebutuhan akan nutrisi saja namun juga dapat memberikan efek terhadap Kesehatan tubuh. Kegiatan ini bertujuan memberikan tambahan pengetahuan dan wawasan tentang Bahan Pangan Potensial Sebagai Imun Booster dan cara mengolahnya sebagai Peluang Usaha di Masa Pandemi Covid-19 yaitu kepada institusi mitra anggota Pusat Kegiatan Belajar Masyarakat (PKBM) Al Marhamah Kota Tarakan. Kegiatan ini dilakukan dengan metode pelatihan dan pendampingan. Adapun hasil dari kegiatan ini berdasarkan kuisioner yang dibagikan kepada peserta pelatihan adalah: 1) Peserta pelatihan memiliki persepsi yang positif terhadap pelatihan yang diberikan; 2) Peserta mendapatkan wawasan dan pengetahuan baru tentang Bahan Pangan Potensial Sebagai Imun Booster dan cara pengolahannya; 3).Peserta mendapatkan ketrampilan dan pengalaman baru setelah mengikuti kegiatan pelatihan ini, hal ini terbukti dengan respon positif peserta yang tertarik untuk membuka peluang usaha dengan mengolah bahan pangan potensial menjadi jamu/minuman serbuk jahe instan.
Strategy For The Development of Leading Agriculture Commodities Khaerunnisa Kherunnisa; Muhammad Wahyu Agung; Banyuriatiga Banyuriatiga; Zulhafandi Zulhafandi; Fitriani R; Ayu Wulandary
Agribusiness Journal Vol 6, No 2 (2023): Agribusiness Journal
Publisher : UNIVERSITAS SEMBILANBELAS NOVEMBER KOLAKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31327/aj.v6i2.2096

Abstract

The agribusiness potential in the Tana Tidung Regency area has not been managed and utilized optimally. The results obtained are still relatively small and have not been able to empower the community's economy because existing commodities have not been developed into superior commodities. As a result, cross-border or regional trade opportunities have not made a meaningful contribution to society and the region. One alternative in developing the region is to carry out a strategy to develop superior agribusiness commodities so that the region can be developed into a growth center for the surrounding area. The objectives of carrying out this research are (1) to find out the basic and main agricultural sectors. knowing superior agribusiness commodities, (2) to identify the factors that determine the success of developing superior agribusiness commodities, (3) to provide recommendations for strategies for developing superior agribusiness commodities in Tana Tidung Regency. The research results show that the leading commodities in supporting regional development in Tana Tidung Regency based on LQ and B/C ratio values 1 and farmers' preferences are spinach (LQ=8.06), mustard greens (LQ=2.15), kangkong (LQ= 2.18), and cayenne pepper (LQ=1.84). Strategies that can be implemented to develop superior commodities in Tana Tidung Regency are 1) Increasing cooperation/partnerships between farming institutions and the private sector or government, 2) Increasing the supporting capacity of infrastructure, facilities and infrastructure, 3) Optimizing capital assistance from the government as a stimulant for innovation in processing, marketing and socialization of production results, 4) Providing information data to support marketing requests.