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Pengaruh Dana Pihak Ketiga, Non Performing Financing, Capitaladequacy Ratio dan Return on Asset, terhadap Tingkat Likuiditas Ervina, Ervina; Aridansari, Anindya
Management Analysis Journal Vol 5 No 1 (2016): Management Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/maj.v5i1.5573

Abstract This study aims to determine the effect of variable Third Party Funds, Non Performing Financing, Capital Adequacy Ratio, Return on Assets ratio level of liquidity as measured by the Financing to Deposit Ratio (FDR). This meant that the company engaged in the field of financial services are able to make optimal policy, so that the level of liquidity and the existence of the company is always evolving. Necessary data is secondary data from the monthly financial reports Baitul Maal Wattamwil "Bondho Tumoto" Semarang 2011-2013. The sampling technique using time series data, in order to obtain a sample of 36 data. The analysis used is multiple linear regression analysis, partial t test with a significant probability of 5%. Besides the classic assumption test including normality test, multicollinearity, heteroscedasticity and autocorrelation test. Based on this research, it is known that the partial test results, the variable ROA Growth in deposits and a significant negative effect, NPF significant negative effect, then CAR significant positive effect on the level of liquidity (FDR). It can be concluded, that the variable Growth in deposits, ROA and CAR significant effect on the level of liquidity (FDR), while the NPF variables no significant effect on the level of liquidity.

PENGARUH PENERAPAN GUESSING GAME TERHADAP KEMAMPUAN BERBICARA MAHASISWA STAIN BENGKALIS Kurniati, Kurniati; Ervina, Ervina
AL-ISHLAH: Jurnal Pendidikan Vol 11, No 1 (2019): AL-ISHLAH: JURNAL PENDIDIKAN
Publisher : STAI Hubbulwathan Duri

This study aims to determine the students’ speaking skill before and after applying Guessing Game and find out the effect of Guessing Game on the students’ speaking skill at the first semester of English education study program of STAIN Bengkalis. This research is experimental research that involved 18 students at the first semester of English Education Study Program of STAIN Bengkalis. Speaking test was implemented in order to collect the students’ speaking performance, and the collected data were quantitatively analyzed. Guessing Game has a less significant effect in improving the students’ speaking skill at the first semester of English education study program of STAIN Bengkalis. This is evidenced by the results of t-o (1,3) smaller than t-table.

KOLABORASI PENERAPAN MODEL PEMBELAJARAN ROUND TABLE DAN BROWN TERHADAP PENINGKATAN KEMAMPUAN MENULIS CERPEN SISWA KELAS IX IBNUSINA SMPN MODEL TERPADU MADANI PALU Ervina, Ervina; Suputra, I Gusti Ketut Alit; Ulinsa, Ulinsa
BAHASANTODEA Vol 5, No 3 (2017)
Publisher : BAHASANTODEA

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The ability of writing short story of the eleventh-graders Ibnusina SMP Negeri Model Terpadu Madani Palu can be improved. Problem of this research are: 1) how is the implementation of collaborative steps of round table and brown learning model in improving writing short story ability the eleventh-graders Ibnusina SMP Negeri Model Terpadu Madani Palu? and 2) can the ability of writing short story improved after the collaboration of round table and brown learning model? This research intends to: 1) describe stages of the application of round table and brown learning model in improving writing short story ability the eleventh-graders Ibnusina SMP Negeri Model Terpadu Madani Palu, 2) describe the result of writing short story ability after the application ofÂ round table and brown learning model. Data were collected through written test and non test (observation and documentation). Data were analyzed qualitatively and quantitatively. The result of this research revealed that: 1) the application of round table and brown learning model through several stages, first the researcher plays video of short story watched by students; second, researcher prepares observation sheet of the implementation of writing short story; third, researcher prepares camera for documentation of teachersâ€™ and studentsâ€™ activities in the learning process. Studentsâ€™ ability in writing short story improves after conducted stages above. The percentage of improvement is increase in every meeting of Cycle I and Cycle II. Cycle I show 80.18 from 73.51 and improved to 83.88 in Cycle II. Round Table Learning Model and BrownÂ

Analisis Potensi Wisata Desa Lubuk Dagang Kecamatan Sambas untuk Meningkatkan Kesejahteraan Masyarakat Ervina, Ervina; Tampubolon, Budiman; Sugiarto, Agus
Jurnal Pendidikan dan Pembelajaran Khatulistiwa Vol 7, No 11 (2018): Nopember 2018
Publisher : Jurnal Pendidikan dan Pembelajaran Khatulistiwa

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AbstractVillage this research aims to describes. To analyze the potential of lubuk dagang to be a tourism village. To analyze factors the influence of lubuk dagang's development. The vilaagers' perception ofÂ lubuk dagang village, sambas district to developed to be a tourism areaÂ to analyze how big the developing lubuk dagang village contribution becomes a tourism area to improve villagers' prosperity this research ia descriptive research with qualitative approach. The subjects of this research were village officials and public figure. Collecting data collected by observing, interviewieng and documentating data. The technique of alayzing data are reducting data, displaying data, and taking conclusion. The Tringgulasi used for explain the right of data which is using data resources.Â the result of this research shows that: (1) thr villagers' participation in build a tourism village plan.Â a) the survei, villagers gave information about situation and potential of the village b)Â the kind of potential tourism which is potentially to develop in lubuk dagang village are embatan belian, jungle tourism, and culter tourism; c) rhe factors influenzed depeloving village :(1) The intern factor, enthusiasm and desire from themselves. The villages goverment as villagers organizer to participate in meeting activities. (2) external factor the region government order as the fasilitator. And alsok obstacle factor the socialiszation process is not optimal yet, the business every villagers are differential, the lack of villagers' awareness to the tourism villagers development planning. and the half of villagers do not understand much about tourism village. d) The villagers' perseption to the village tourism development. Villagers gave some react to accesbility, infrastucture and etc. contributionsÂ or villagers perticipation are in mind and manpower and also in experts.Keywords : village potential, villagers' contribution

Pengaruh Motivasi terhadap Hasil Belajar Sejarah di SMAN 1 Palu Suyuti, Suyuti; Ervina, Ervina
Jurnal Kreatif Online Vol 8, No 1 (2020): Jurnal Kreatif Online
Publisher : Jurnal Kreatif Online

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Penelitian ini bertujuan mengetahui pengaruh motivasi belajar terhadap hasil belajar sejarah di SMAN 1 Palu. Penelitian ini merupakan jenis penelitian deskriptif kuantitatif. Sampel penelitian ini adalah berjumlah 94 siswa yang berada di SMAN 1 Palu. Teknik pengumpulan data yang digunakan yaitu angket dan tes hasil belajar. Analisis data penelitian ini adalah analisis deskriptif, inferensial dan uji signifikan. Uji hipotesis, hasil penelitian menunjukan bahwa r hitung sebesar 0,699. Hasi penelitian menunjukkan bahwa pengaruh antara motivasi belajar terhadap hasil belajar sejarah memiliki tingkat pengaruh yang kuat dan hasil ujiperoleh lebih besar dibandingkan dengan nilai Â atau 9,376 > 1,986 sehingga Â diterima dan Â ditolak. Hasil penelitian ini menunjukkan bahwa terdapat pengaruh yang signifikan antara motivasi belajar siswa terhadap hasil belajar sejarah di SMAN 1 Palu.

ANALYSIS OF CAPITAL ADEQUACY RATIO EFFECT, NON PERFORMING LOAN, OPERATIONAL LOAD OPERATIONAL INCOME AND LOAN TO DEPOSIT RATIO OF PROFIT CHANGES WITH CREDIT DISTRIBUTION AS AN INTERVENING VARIABLE Ervina, Ervina
International Journal of Public Budgeting, Accounting and Finance Vol 2 No 4 (2019): Journal of Public Budgeting, Accounting and Finance
Publisher : Asosiasi Dosen Akuntansi Indonesia

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The purpose of this study is to analyze the effect of Capital Aduquacy Ratio (CAR), Non Performing Loans (NPL), Operating Costs on Operating Income (OCOI) and Loan Deposit Ratio (LDR) on Changes in Profit and its influence mediated by Credit Distribution. The object of this research is banking companies listed on the Indonesia Stock Exchange (IDX) for the 2007-2017 period. The sampling technique uses a purposive sampling method with a sample of 14 selected banks in order to obtain 154 observational data. Data analysis method is secondary data using Smart PLS (Partial Least Square). The results indicated that CAR and LDR did not have a significant positive effect on earnings changes. NPL has a negative effect, but not significantly to changes in earnings. The OCOI variable has a significant negative effect on changes in earnings. OCOI and LDR ratios have a significant effect on changes in earnings through lending. The CAR and NPL variables have no significant effect on changes in earnings through lending.

PENGARUH PEMBERIAN EKSTRAK BIJI PEPAYA (Carica papaya L.) , EKSTRAK DAUN MIMBA (Azadiracta indica A. Juss ) SERTA CAMPURAN EKSTRAK BIJI PEPAYADAN EKSTRAK DAUN MIMBA TERHADAP GAMBARAN HISTOLOGI GINJAL DAN HATI MENCIT JANTAN (Mus musculus L) Ervina, Ervina; Sukarjati, Sukarjati
WAHANA Vol 68 No 1 (2017)
Publisher : LPPM Universitas PGRI Adi Buana Surabaya

Penelitian ini bertujuan untuk membuktikan pengaruh ekstrak biji pepaya (Caricapapaya L), ekstrak daun mimba (Azadiracta indica A, Juss) serta campuran ekstrak biji pepaya dan daun mimba terhadap gambaran histologi ginjal dan hati mencit jantan (Mus musculus L).Sejumlah 21 ekor menit dibagi menjadi 7 kelompok. Kelompok kontrol diberi aqudest secara per oral, kelompok ekstrak biji pepaya (dosis 50, 100 mg/kg bb), kelompok ekstrak daun mimba (dosis 50, 100 mg.kg bb) dan kelompok campuran ekstrak biji pepaya danekstrakdaunmimba (dosis 50,100 mg/kg bb). Pada hari ke 36 dilakukan pembedahan dan dilakukan pemeriksaan histopatologi pada organ ginjal dan hati. Hasil penelitian menunjukkan adanya kerusakan histologi hati berupa oedema, kongesti, hemoragi, degenerasi, sedangkan pada ginjal menuunjukkan adanya kerusakan yaitu degenerasi tubulus proksimal, degenerasi tubulus distal, dan perdarahan interstinal. Kesimpulan dari penelitian ini bahwa ekstrak biji pepaya, ekstrak daun mimba, dan campuran ekstrak biji pepaya dan daun mimba memberikan pengaruh significan (p

PENGARUH NUMBERED HEAD TOGETHER BERBANTUAN VIDEO PEMBELAJARAN TERHADAP HASIL BELAJAR PENDIDIKAN KEWARGANEGARAAN Ervina, Ervina; Rosnita, Rosnita; Utami, Sri
Jurnal Pendidikan dan Pembelajaran Khatulistiwa Vol 7, No 9 (2018): September 2018
Publisher : Jurnal Pendidikan dan Pembelajaran Khatulistiwa

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Abstrsct This research is purpose to analyze how model cooperative type numbered head together with learning video influence the result of education citizenship at grade V Elementary School 33 Pontianak Utara. The method used is an experiment with quasi experimental design typeÂ nonequivalent control group design. The population and sample of this research areÂ all students at grade V Elementary School 33 Pontianak Utara, consist of two classes with totaling 56 students. The result of analyze average posttest control class and experimental is 71,28 and 80,07. ObtainedÂ tcount (4.484) and ttable (2,006), because ofÂ tcount> ttable, so Ha was accepted. Based on calculation of effect size obtained Î” = 0.84, with the high criteria. In conclusion research is model cooperative type numbere head together with learning video give high impact on the result of education citizenship at grade V in Elementary School 33 Pontianak Utara.Â Â Keywords: Numbered Head Together, Learning OutcomesÂ

A Preliminary Result Of Air Quality Identification And Analysis Of Pm10 And Pm2.5 In Steel Industrial Area, Cilegon, Banten Setiawati, Ira; Ermawati, Rahyani; Kang, Kitai; Chang, Insoo; Hong, Kihwan; Ervina, Ervina; Ariani, Auliyah; Fauzi, Ilham; Syah, Indra Lukman; Sefriana, Fita; Sari, Yessy Komala
Jurnal Riset Teknologi Pencegahan Pencemaran Industri Vol. 10 No. 1 (2019)
Publisher : Balai Besar Standardisasi dan Pelayanan Jasa Pencegahan Pencemaran Industri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21771/jrtppi.2019.v10.no1.p22-28

The increasingly rapid industrial development has produced pollutants in the form of gases and particles polluting the atmosphere. One of them is the steel industry where the majority of the air pollutants produced is particulate matter. Monitoring the air quality of particulate matter needs to be done routinely to identify and control the effects of air pollution somewhere. The purpose of this study is to identify and analyze particulate matter (PM10 and PM2.5) in the steel industry area in Cilegon, Indonesia. Ambient particulate matter is sampling by low-volume Sequential Particulate Matter (PM) Sampler with flow rate 5-20 L/minute for 24 hours per day in 4 months from September 2018 to January 2019. The results of identification and analysis of PM10 and PM2.5 in the steel industry area, Cilegon, Indonesia showed concentrations that varied greatly depending on sampling location conditions, with an average concentration range of 89.38 - 141.13 µg/m3 for PM10 and 21.74 - 50.69 µg/m3 for PM2.5.

Pengaruh Dana Pihak Ketiga, Non Performing Financing, Capitaladequacy Ratio dan Return on Asset, terhadap Tingkat Likuiditas Ervina, Ervina; Aridansari, Anindya
Management Analysis Journal Vol 5 No 1 (2016): Management Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/maj.v5i1.5573

Abstract This study aims to determine the effect of variable Third Party Funds, Non Performing Financing, Capital Adequacy Ratio, Return on Assets ratio level of liquidity as measured by the Financing to Deposit Ratio (FDR). This meant that the company engaged in the field of financial services are able to make optimal policy, so that the level of liquidity and the existence of the company is always evolving. Necessary data is secondary data from the monthly financial reports Baitul Maal Wattamwil "Bondho Tumoto" Semarang 2011-2013. The sampling technique using time series data, in order to obtain a sample of 36 data. The analysis used is multiple linear regression analysis, partial t test with a significant probability of 5%. Besides the classic assumption test including normality test, multicollinearity, heteroscedasticity and autocorrelation test. Based on this research, it is known that the partial test results, the variable ROA Growth in deposits and a significant negative effect, NPF significant negative effect, then CAR significant positive effect on the level of liquidity (FDR). It can be concluded, that the variable Growth in deposits, ROA and CAR significant effect on the level of liquidity (FDR), while the NPF variables no significant effect on the level of liquidity.

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