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Fauzi Arif Lubis
Universitas Islam Negeri Sumatera Utara
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Journal : Journal of Management and Business Innovations

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Economic Empowerment of Women Costumers Through the Future Package Program (PMD) At BTPN Syariah MMS, Tanjung Balai Selatan District Dea Lora Veni; Fauzi Arif Lubis; Aqwa Naser Daulay
Journal of Management and Business Innovations Volume: 03, Number: 01, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (228.646 KB) | DOI: 10.30829/jombi.v3i01.9432

Abstract

Paket Masa Depan (PMD) financing product is provided by Bank BTPN Syariah to poor people, especially women, to empower underprivileged families to have a better life with Murabahah and Wakalah agreement. This research is the first to aim to analyze and describe the implementation of PMD at BTPN Syariah MMS, Tanjung Balai Selatan District. Second, to determine the impact on customers in Tanjung Balai Selatan District with PMD at Bank BTPN Syariah. The research approach used in this research is descriptive qualitative with data collection methods using observation, interviews, and documentation. The study results conclude that the first 90% of BTPN Syariah Bank has carried out the stages of financing requirements per the provisions. However, a less-than-optimal role of the companion is given by Bank BTPN Syariah (maintenance). Second, PMD has 80% positively impacts female customers' welfare in Tanjung Balai Selatan District to improve the economy of both families and communities. The Future Package program helps those who want to open a business and increase business capital. However, some customers have not felt the impact of PMD because of the less-than-optimal role of the companion given to them.Keyword: Community economic empowerment, murabahah, Paket Masa Depan (PMD), wakalah
Co-Authors Adinda Rizki Fadilah Ahmad Syauqi Aisha Alvia Aisyah Aisyah Ananda Putri Azni MTD Andi Soemitra Andri Soemitra Andri Soemitra Andri Soemitra Annisa Namira Annisa Thaharah Annisa Zahra Annsa Putri Aqwa Naser Daulay Aqwa Naser Daulay Arnida Wahyuni Lubis Arya Duta Permana Pane Ashabul jannah siregar Asiatun Maulina Munthe Asmaul Mutiah Atika Atika Atika Atika Atika Aulia Rahmah Pasaribu Ayu Ariska Ayu Ashara Harahap Ayu Lestari Ayyub Ramadhan Azahra, Alma Azhari Akmal Tarigan Azmi Rinaldi Nasution Chairani A Br Nasution Cut Nurul Azizah Darajatul Husna Dea Lora Veni Debby Nadillah Harahap Desti Ramadayanti Dharma, Budi Dinda Delfi Permata Rambe Dira Azzahra Putri Dwi Selfiani Dwita Fratiwi Eka Lestari Ellysa Pradina Elya Ramadhani Tambunan erlina mayasari siregar Erna Sipahutar Ervina Yulia Angkat Fachrunisa Winda Marpaung Fadillatunnisa Fadillatunnisa Fadya Hanin Fajar Dwi Ramadhan Sipa Fauziah Sarah Fitri Diani Fitri Yani Fitria Hanum Frissai Gusminar Mutia Gita Kurnia Sari Sembiring Habilla Anshari Harahap, Muhammad Ikhsan Hasanah Azizi Hendra Harmain Illiyyin Hanifah Maruhawa Imamah Khairiyah Imsar Imsar Imsar Indah Kurniati Siregar Indah Simanjuntak Intan Sakina Br. Nasution Irma Rahmayani Marpaung Irma Yunita Irna Permata Sari Ismu Hartarto Isna Nurul Ain Isnaini Harahap Juliana Nasution Juliana Nasution3 Kahfita Ardana Khairina Tambunan Khairun Nisa Khairunnisa Azzahra Kurnia Utami Pasi Laksono Trisnantoro Laura Okatarani Br Torong Layla Rahma Dani Laylan Syafina Liza Mutia M. Lathief Ilhamy Nasution M. Yasir Nasution Manna Wassalwa Mardelia - Desfrida Marlya Fatira AK Mawaddah Irham Mayasari Lubis MIFTAHUL JANNAH Muallif Masyhuri Mubarak, M. Asidikki Mufidatul Husna Siregar Muhammad Ardiansyah Muhammad Arif Muhammad Habibi Harahap Muhammad Lathief Ilhamy Nasution Muhammad Naufal Muhammad Rafi Hagi Muhammad Syahbudi Muhammad Syahbudi Muhammad Yusuf Muhammadharris Suwandi Multamuddin Multamuddin Mutiara Sawitri Pane Nabilahpurba Nabilahpurba Nelsi Agustina Siburian Niken Rahmadyah Nila Rosdiana Novita Tanjung Nur Aprillia Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nuri Aslami Nuri Aslami Nurlaila Nurlaila Nurlaila NURSANTRI YANTI Nurul Hafizah Nst Nurul Inayah Nurul Inayah Nurwani Nurwani Nurwani Ongku Indramora Siregar Pratista Andanitya Siregar Rahmah Sari Lubis Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmi Syahriza Rawani, Ginie Aulia Reni Ria Armayani Hasibuan Reni Ria Armayani Hasibuhan Rifaldi Ahmad Nasution Rina Aldila Rita Anggaraini Ritonga, Salfianti Roslinda Harahap Ruli Abror Saparuddin Siregar Sekar Sari Selvia Selvia Septia Sakinah Rizki Utama Silvia Retri Aldona Tampubolon Siska Junianti Br Perangin-angin Siska Junianti Br Perangin-angin Siti Aisa Siti Saleha Sovianum Sovianum Suci Citra Pratiwi Daulay Tamarindika Manja Putri Titis Budi Prihatin Tri Azmi Ramadhani Tuti Fitri Ani Siregar Wahyu Syarvina Wahyu Syarvina Widy Tri Sianuri Y Yusrizal Yohana Ariska Putri Nasution Yuki Dian Imawanti Yusnita Ulfah Munthe Zulfa Aliyah