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All Journal NADWA I-Finance Journal Jurnal Ilmiah Ekonomi Islam Islamika : Jurnal Ilmu-Ilmu Keislaman International Journal of Social Science and Business Jurnal Informatika Ekonomi Bisnis Khazanah Hukum El Mudhorib Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Iqtisaduna Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Al Dzahab Jurnal Pariwisata Nusantara (JUWITA) Journal of Law, Poliitic and Humanities JIEBS: Journal of Islamic Economics and Bussiness Studies Al-Muzdahir: Jurnal Ekonomi Syariah Jurnal Informatika Ekonomi Bisnis USRATY : Journal of Islamic Family Law
Mursal Mursal
IAIN Kerinci
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PENGARUH STORE ATMOSPHERE TERHADAP MINAT BELI KONSUMEN PADA DEPATI VII KOPI KOTA SUNGAI PENUH (KERINCI) Muhammad Fauzi; Mohd Fauzan; Mursal
EL MUDHORIB : Jurnal Kajian Ekonomi dan Perbankan Syariah Vol. 3 No. 2 (2022)
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine the effect of Store Atmosphere which consists of Instore Atmosphere(store inside settings) and Outstore Atmosphere(outside store settings) on consumer buying interest in Depati VII Kopi, Sungaipuh City (Kerinci). The research utilizes primary data, accompanied by a Multiple Linear Regression model as a quantitative data analysis tool. This study shows that the Instore Atmosphere and Outstore Atmosphere have a significant effect on the buying interest of Depati VII Coffee consumers, either partially or simultaneously. Finally, opening up space and tracing for further research, by making more in-depth (specific) studies, because much has not been revealed in Depati VII Kopi.
Religious Radicalism Prevention Model in Ma’had Al-Jami’ah at State Islamic Universities Asa'ari Asa'ari; Rifqi Nurdiansyah; Mursal Mursal; Doli Witro; Raid Alghani
Nadwa: Jurnal Pendidikan Islam Vol 16, No 1 (2022)
Publisher : FITK UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/nw.2022.16.1.13871

Abstract

This article aims to formulate a strategy for preventing anti-religious radicalism at PTKIN's Ma'had al-Jami'ah in Indonesia, which is synergized with the Ma'had al-Jami'ah curriculum for the development of Ma'had al-Jami'ah. This study utilized qualitative research methods and a case study approach. This study's population was Ma'had al-Jamiah at PTKIN in Indonesia. Observation of non-participants and interviews were utilized for data collecting, with condensation, presentation, and conclusion approaches for data analysis. The findings indicated that the strategic procedures implemented by Ma'had al-Jamiah PTKIN in Indonesia involved teachers' appointments. In preventing religious extremism from Ma'had al-Jami'ah PTKIN in Indonesia, one of the most effective measures is to adjust the Ma'had management system's curriculum. In addition, the model for avoiding religious extremism in Ma'had al-Jami'ah was implemented using the teaching model based on the Islamic Yellow Book (Kitab Kuning). Furthermore, this study argued that those responsible for selecting Ma'had al-Jami'ah teachers should comprehensively understand Islam.
Efektivitas Kerja Karyawan Bank Nagari Unit Layanan Syariah Tapan Sandri Saputra; Mursal Mursal
Journal Islamic Economic and Bussines Studies Vol. 1 No. 1 (2022): Journal of Islamic Economics and Bussiness Studies
Publisher : Journal Islamic Economic and Bussines Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (218.294 KB) | DOI: 10.32939/jiebs.v1i1.7

Abstract

Good employee effectiveness is certainly obtained from the work of every employee who does his job correctly and on time. Thus, work as something that will appear, where the individual in achieving the goals of the organization. Good work is one of the goals of an organization or an institution in achieving high effectiveness. Achieving good work cannot be separated from the quality of good human resources. So, in this study the researcher wanted to see the work effectiveness of employees at Bank Nagari Syariah Service Unit Tapan which only has 1 permanent employee and is seconded by permanent employees from the general service unit. The type of research used is descriptive research, types of research data, primary data, and secondary data. data sources, research subjects and objects, data collection techniques and data analysis techniques.
Pelayanan Prima pada Nasabah Lansia di Bank 9 Jambi M Mursal; S Sipuldi; Muhammad Fauzi; Topan Alparedi; Defiar Syarif
Jurnal Informatika Ekonomi Bisnis Vol. 3, No. 4 (2021)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (578.433 KB) | DOI: 10.37034/infeb.v3i4.98

Abstract

Excellent service is the main thing that must always innovate in meeting customer needs. In the competitive banking world, direct contact with service is very important because customer satisfaction is a reflection of the quality of service. This study describes excellent service to the elderly who have several obstacles such as hearing loss, low education levels, communication barriers, which must receive special attention in service. The method in this study uses a descriptive qualitative type, then the results of the study show that excellent service has been implemented for the elderly with various strategies that have been implemented such as using regional languages for elderly customers who have problems understanding banking terms in transactions.
Legalitas Cryptocurrency: Tinjauan terhadap Fatwa-Fatwa Institusi dan Personal Arzam Arzam; Muhammad Fauzi; Mursal Mursal; Abdul Muid
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 5 No. 2 (2023): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v5i2.612

Abstract

This study aims to review and comprehensively explain the legality of Cryptocurrency based on a number of institutional and personal fatawa. To answer the research objectives, it was carried out using descriptive research with a qualitative approach. The research data comes from secondary data in the form of institutional and personal fatawa that have been published online, and are accompanied by supporting writings explaining these fatawa. The collected research data were analyzed by following the steps including material collection, discussion, and descriptive analysis. This research shows that a number of institutional and personal fatawa are divided into three decisions on the legality of Cryptocurrency, namely the first is Halal Cryptocurrency; on the grounds that it can be treated as a form of Maal (property), because it is based on social approval and general use so it is permissible to own;, trade;, transact;, etc. there is a clear decision), on the grounds of excessive gharar (speculation); security risk; can easily be used in illegal activities;. Third, Cryptocurrencies are illegal, for various reasons, they are not currency and are not legal means of payment; decentralized validation; excessive gharar (speculation); can easily be used for maysir (gambling);, and used to fund terrorists;. This research needs to be continued considering the limitations it has, such as seeing arguments against Cryptocurrency due to its properties (characteristics) so it is very good and it takes hard work to see it from various perspectives.
Wakaf Pada Asuransi Jiwa Syariah: Analisis Pada Fatwa Dsn-Mui No:106/Dsn-Mui/X/2016 Muhammad Fauzi; Mursal Mursal; Muhammad Ridha DS
USRATY : Journal of Islamic Family Law Vol 1, No 2 (2023): Desember 2023
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/usraty.v1i2.7570

Abstract

Perwakafan di Indonesia secara terus meneurus dilakukan pengembanganya, terutama adanya pengembangan konsepsi berwakaf dalam bentuk asuransi jiwa syariah. DSN-MUI telah menetapkan kebolehanya, sebagaimana yang termuat didalam fatwa yang bernomor 106 pada tahun 2016. Karena itu, penelitian ini bertujuan untuk menganalisis konsep dan ketentuan hukum wakaf pada asuransi jiwa syariah yang diatur berdasarkan Fatwa DSN-MUI No: 106/DSN-MUI/X/2016. Penelitian ini adalah penelitian deskriptif kualitatif. Pengumpulan data berifat kepustakaan (metode library research), dengan menggunakan Fatwa DSN-MUI No: 106/DSN-MUI/X/2016 sebagai sumber primer, dan dengan mempergunakan content analysis sebagai alat analisis data. Pada wakaf manfaat asuransi ketentuan yang harus diperhatikan, seperti pihak yang ditunjuk untuk menerima manfaat asuransi menyatakan janji yang mengikat untuk mewakafkan manfaat asuransi, dan juga memperhatikan manfaat asuransi yang boleh diwakafkan paling banyak 45% dari total manfaat asuransi, dan juga semua calon penerima manfaat asuransi yang ditunjuk atau penggantinya menyatakan persetujuan dan kesepakatannya, serta memperhatikan ikrar wakaf dilaksanakan setelah manfaat asuransi secara prinsip sudah menjadi hak pihak yang ditunjuk atau penggantinya. Sementara, kententuan wakaf manfaat investasi yang harus diperhatikan, seperti kadar jumlah investasi yang boleh diwakafkan paling banyak 1/3 dari total kekayaan dan/atau tirkah, kecuali disepakati lain oleh semua ahli waris.  Selain dari itu, mengenai ketentuan ujrah terkait produk wakaf, dimana harus memperhatikan dua hal, yaitu ujrah tahun pertama paling banyak 45% dari kontribusi regular dan akumulasi ujrah tahun berikutnya paling banyak 50% dari kontribusi regularWaqf in Indonesia is continuously being developed, especially the development of the concept of waqf in the form of sharia life insurance. DSN-MUI has determined its permissibility, as contained in fatwa number 106 in 2016. Therefore, this research aims to analyze the concept and legal provisions of waqf in Islamic life insurance which is regulated based on Fatawa DSN-MUI No: 106/DSN-MUI/X/2016. Data collection is in the form of literature (library research method), using Fatawa DSN-MUI No: 106/DSN-MUI/X/2016 as a primary source, and using Content Analysis as a data analysis tool. In the waqf of insurance benefits, provisions must be taken into account, such as the party appointed to receive the insurance benefits stating a binding promise to donate the insurance benefits, and also pay attention to the insurance benefits that can be donated at a maximum of 45% of the total insurance benefits, and also all potential recipients of insurance benefits the appointed person or his/her successor expresses his or her approval and agreement, and pay attention to the waqf ikrar carried out after the insurance benefits have in principle become the rights of the appointed party or his successor. Meanwhile, the provisions of waqf for investment benefits must be taken into account, such as the amount of investment that can be donated is a maximum of 1/3 of the total wealth and/or tirkah, unless agreed otherwise by all the heirs. Apart from that, regarding the ujrah provisions related to waqf products, two things must be taken into account, namely the first year's ujrah is a maximum of 45% of the regular contribution and the accumulation of the following year's ujrah is a maximum of 50% of the regular contribution.
THE IMPACT OF FINANCIAL AND NON-FINANCIAL COMPENSATION ON THE JOB SATISFACTION OF PT. DEMPO ANDALAS SAMUDERA PADANG EMPLOYEES Topan Alparedi; Zebna Febi; Mursal Mursal; Ahmad Bustomi
Al Dzahab: Journal of Economics, Management, Business and Accounting Vol. 5 No. 1 (2024): Al Dzahab: Journal of Economics, Management, Business and Accounting
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/dhb.v5i1.2984

Abstract

Purpose: This research aims to obtain real evidence of the influence of financial and non-financial compensation on job satisfaction PT. Dempo Andalas Samudera Padang employees. Desain/Methodology/Approach: A sample of 67 employees who received financial and non-financial compensation was used for the test. Sample selection was carried out using the survey method. Hypothesis testing uses inferential analysis through multiple linear regression models and t-statistical tests. Findings: The test results showed that the first hypothesis was accepted, namely that financial compensation had a significant effect on job satisfaction, and the second hypothesis was also accepted, namely that non-financial compensation had a significant effect on job satisfaction. Research Implications: This research proves that good compensation can increase employee satisfaction. Therefore, companies need to formulate financial and non-financial compensation for their employees.
Co-Authors Abdul Muid Ahmad Bustomi Aidil Novia Arzam Arzam Arzam Arzam Asa'ari Asa'ari Asa'ari Asa'ari Dafiar Syarif Dafiar Syarif Dafiar Syarif Defiar Syarif Delli Ridho Hayati Dena Ayu Doli Witro Hardiansyah Tambunan Ilma Amalia Mohd Fauzan Muhamad Izazi Nurjaman Muhammad Fauzi Muhammad Fauzi Muhammad Fauzi Muhammad Fauzi Muhammad Ridha DS Nopita Sari Putri Jianti Raid Alghani Rezki Agrisa Ditama Rifqi Nurdiansyah S Sipuldi Sandri Saputra Suci Mahabbati Topan Alparedi Topan Alparedi wawan devis wahyu Wawan Novianto Yuserizal Bustami Zebna Febi Zebua, Ali Marzuki Zufriani Zufriani