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Journal : MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah

Evaluasi Kinerja Layanan Pengembangan Bisnis Bagi Usaha Kecil Menengah : Kasus BDS Garmen di Jakarta Arfian Muslim; Musa Hubeis; Illah Sailah
MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Vol. 1 No. 1 (2006): Jurnal Magister Profesional Industri Kecil Menengah
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (121.795 KB) | DOI: 10.29244/mikm.1.1.%p

Abstract

Business Development Service (BDS) is a non financial services entity which try to increase SME performance through market access, production process improvement, management development, financial facility and other that suitable SME’s need. BDS organization could be a private company, non government organization (NGO), government institution, industrial association, etc. The purpose of this study are to evaluate BDS performance and to find out BDS’s key success. This study is held with a survey methode by using questioner. The scope of this study is financial aspect, customer perspective, internal process and organization learn and growth. Performance evaluation uses a method of Balanced Scorecard. The result and analysis for BDS Harmoni are : (1) healthy financial aspect showed by rentability and liquidity ratio above 100%; (2) customer perspective is acknowledged by appropriateness between performance and perception, rate is 85,45%; (3) internal business process is quite good, refer to the capability of BDS to create and respond to SME’s need and the fulfillment of business plan; (4) organization learn and growth which is stated by employees satisfaction (67,5%). The key success of BDS is measured by financial utilization aspect (rentability, liquidity and solvability); customer (customer satisfaction and retention); internal process (the comparison between realization and business plan as well as a customer monitoring regularly); and organization learn and growth (employees satisfaction, active learning, organization development; individual empowerment, knowledge management and technology implementation). Score for BDS Harmoni is 1,9 or above standard from bechmarking standard.
Penelitian Peranan Program Pelatihan Konselor Bisnis dalam Peningkatan Kemampuan Peserta Pelatihan Berbasis Evaluasi Diri (Studi Kasus Program Pelatihan APEC-IBIZ Indonesia) - Farida; Rizal Syarief; Illah Sailah
MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Vol. 6 No. 2 (2011): Manajemen IKM
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (131.191 KB) | DOI: 10.29244/mikm.6.2.10-19

Abstract

The role of SME’s in domestic economics increasing progressively. Especially after crisis 1997, in the year 1997 all leaders of Asia Pacific Economic Cooperation (APEC) country has gives recommendation to APEC organization. As a following step in the year 2001 has been established so-called APEC-IBIZ (International Network of Institutes of Small Business Counsellor) who has been appointed as a training programe for a Business Counsellor and eligible in giving certificate for all countries participants. The objectives of this study are: (1) to know the descriptive of the participant of training; (2) to analys the trainers from the aspects of training through the comments of training participant; (3) to evaluate improvement ability of participant of training base on its self evaluation. The survey has been carried out with by using Statistical Package for Social Science (SPSS) model 12. The population of this study are determinate by using all of the training program (88) and the sample are 30 respondents. Analysis of the trainners  and the training aspect toward with coming from the opinion of the programme participant is consider as excellent due to the majority of the participant chose between scale 5 and 4. And the third finding according to the objectives of this study indicate that the ability of the participant has been increased of the training programme.
Kajian Prospek Usaha Tanaman Hias Akuarium pada Kelompok Usaha Bunga Air “Aqua Plantindo” di Ciawi Kabupaten Bogor Bambang Sukaca; Muhammad Syamsun; Illah Sailah
MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Vol. 5 No. 1 (2010): Manajemen IKM
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (263.28 KB) | DOI: 10.29244/mikm.5.1.22-31

Abstract

Study of Aquarium Decorative Plant Business Prospect at Bunga Air “Aqua Plantindo” Business Group in Ciawi, Bogor Regency aims to identify the business feasibility in business development, formulating the right strategy in the business development, to evaluate the performance of Bunga Air “Aqua Plantindo” Business Group by using Balanced Scorecard (BSC) approach and to identify partnership level category of aquarium decorative plant small industry. The result study was obtained the Net Present Value (NPV) of Rp. 188.455.000,00, Internal Rate of Return (IRR) 38,63%, Profitability Index (PI) 1,15 and Net B/C ratio 1,67, indicating the this business is considered to be feasible to be grown. Calculation result of payback (PBP) this period was identified that the investment payback period is 2 years 3 months 18 days and shorter than investment life period for 5 years, so it is feasible and profitable. Based on result of strategy analysis by using Strenghts, Weaknesess, Opportunities and Threats (SWOT) analysis, the right strategy in the business development of Bunga Air “Aqua Plantindo” Business Group by maintaining and improving product quality in accordance with the customers wants, maintaining and improving the business/partnership relations with exporters and suppliers. The result of the analysis of Internal-External (IE) matrix showed an internal factor of 2.702 and an external factor of 2.516, which put the business in quadrant V, which are growth and stability. It means they must defend strategy that they have been using up till now, and they must increase developing strategy of business. Result of evaluation with  Balanced Scorecard (BSC) indicates that financial performance from 2003-2007 in aquarium decorative plant business at  Bunga Air “Aqua Plantindo” Business Group was fairly good seen from liquidity, solvability, efficiency in taking advantage of assets,  net profits obtained, effectiveness and productivity in making use of assets owned and in receivables collection. Based on the result of study from customer perception with six attribute dimensions the service quality is fairly satisfactory. Seeing from after sales service level, operation/production process and innovation process show that internal business of Bunga Air “Aqua Plantindo” Business Group is considered fairly good. Observing from performance aspect, organizational restructuring aspect, learning dynamic aspect, group member satisfaction level aspect, knowledge management aspect, empowerment aspect and technology application aspect indicate that from growth and learning perspectives at Bunga Air “Aqua Plantindo” Business Group is considered fairly good. Partnership level between Bunga Air “Aqua Plantindo” Business Group with PT. Nusantara Aquatic Exporindo and CV. Cahaya Baru is included in First Prime Partnership Level. While the partnership level between Bunga Air “Aqua Plantindo” Business Group with CV. Tropical Aquatic is included in Secondary Prime Partnership Level.
Analisa Sikap Terhadap Perilaku Pengusaha UKM Pada Pelaksanaan Kredit Program Kemitraan BNI di Sentra Kredit Kecil Cabang Bogor Hendri Utami; Illah Sailah; Sri Hartoyo
MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Vol. 4 No. 2 (2009): Manajemen IKM
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (170.441 KB) | DOI: 10.29244/mikm.4.2.176-184

Abstract

The objectives of the research are to analyze some factors considered by a small enterprises to access banking facility, to study the influence of the attitude toward the behavior of small and medium enterprises (SME’s) in Kredit Program Kemitraan BNI, to analyze the product image of Kredit Program Kemitraan BNI from the point of view of a customer and a businessman, to determine some market segmentation strategies for Kredit Program Kemitraan BNI. The result of research showed that the factor influenced businessman in making relationship with banking were as follows: time effectiveness, privacy, accessibility, low interest rate, transaction, the safety of the money, service excellent and business consultation and accessibility easiness. The research results showed that from 100 respondents of SME’s, 58 of them responded with very positively, 21 of them with positively, 18 of them neutral and 3 of them responded negatively. However, based on product image analysis, Kredit Program Kemitraan BNI did not meet  BNI’s expectation. The implementation of market segmentation strategies expected by BNI, concerning the product is by product focus, dealt with price is by keeping low interest rate, and regarding the distribution is by looking for good location, deregulation and procedure, and regarding the promotion is by advertising.
Kajian Penilaian Kesehatan Dalam Rangka Mengevaluasi Kinerja Lembaga Keuangan Mikro Syariah Baitul Maal wat Tamwil (Kasus BMT Bina Umat Sejahtera Lasem Rembang) - Aslichan; Musa Hubeis; Illah Sailah
MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Vol. 4 No. 2 (2009): Manajemen IKM
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (278.819 KB) | DOI: 10.29244/mikm.4.2.195-205

Abstract

One of model Micro Finance Institution (MFI) which in this one decade expand fast relative is Shariah MFI, the institutionthat more knowledgeable with Baitul Maal Wat Tamwil (BMT).Considering strategicvalue (BMT) and fact that assessment of performance of health BMT not yet done in this time, hence be conducted by this study/research at BMT Bina Umat Sejahtera (BUS) Lasem Rembang of Central Java. The aim of this study is know how the finance ratio influence performance of BMT BUS, that is factor of strength and its feebleness, also defining strategy needed in developing capacity of BMT BUS.This study conducted by (1) taking secondary datafrom financial statement of BMT BUS, literatures, journals, bulletins, and seminar paper, (2) direct observation at BMT checked, (3) and interview. Quantitative data analysis is done by blend analysis of finance performance assessment, a kind of CAMEL (Capital, Assets, Management, Earning, and Liquidity) for banking with ratio of efficiency and rentability from ratio sum up staff approach.So that this component assessment consists of capital structure ratio, solvabilitas, productive asset quality, liquidity, efficiency, rentability, independency and sustainability. The result depicted in radar chart graph. To sharpen analysis used with Strengths, Weaknesses, Opportunities, and Threats (SWOT) analysis. Result posed in this study is that Healthy Performance BMT Bina Umat Sejahtera in the year 2006 inclusive of category of  well enough, with its strength component ( score 4) in stories; level of financing risk of a period of to small, very efficient in optimalise of Account Officer staff ( AO) in serving customer financing, very able to activate society for funding and optimalise in portfolio financing, very self-supporting in operational cost, and very able to manage outstanding financing with existing AO staff. There is factor of feebleness of BMT BUS (score 1) there is [at] abolition reserve of risk financing smaller thanrisk financing which owning, alocate too high asset fixed asset, and its ability get net profit very minimize compared to by a asset and or the capital managed its.
Dampak Penilaian Prestasi Kerja Terhadap Motivasi dan Produktivitas Karyawan Outsourcing PT Perdana Perkasa Elastindo Asrul Siregar; Illah Sailah; M Hasjim Bintoro
MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Vol. 1 No. 2 (2006): Jurnal Magister Profesional Industri Kecil Menengah
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The role of consultant services of human resources is to assist people to find the right job in accordance to their skills, and emphasize on the shaping and caring of employees, and improving work productivity through membership in organizations. A worker’s position in a contract is the uncertainty in his work period, which means that if his contract expires, he should be ready to find another job. This causes less seriousness in his work when approaching the termination of his contract, and his motivation and productivity will decrease. It has been found that based on their answers, the average respondents do not understand the functions and objectives of the performance assessment and its result. This indicates a lack of socialization on the company side concerning the execution of assessment. A scale of 0.00 – 0.25 or –0.25 – 0.00 on the Champion scale, categorized as no association, was found when searching for a correlation between the performance assessment and work motivation (to work hard, cooperate, and be responsible). This indicates that there is no clear correlation between those two at PT Perdana Perkasa Elastindo. Some productivities do not have a clear effect on the performance assessment because the respondents have already been required to use all the skills they have at the company. The result of the Rank Spearmen correlation test shown in Table 15 indicates that correlation between the workers’ performance assessment and their maturity ranges between 0.26 and 0.50 or -0.50 and –(0.26), with a correlation of 0.411. This is due to the level of maturity of the workers, who already have understanding and responsibility, and are graduates of tertiary education. Based on the result of this research, the company needs to perform a study concerning the factors influencing the workers’ motivation and productivity periodically, because this research is based only on the condition of the company at this moment, whereas changes can happen any time.
Analisis Pengaruh Pemberian Kredit terhadap Kinerja Debitur Mikro: Kasus pada ULM ABC, PT Bank XYZ di Jakarta Hasan Supriadi; Musa Hubeis; Illah Sailah
MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Vol. 2 No. 1 (2007): Jurnal Magister Profesional Industri Kecil Menengah
Publisher : Institut Pertanian Bogor

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Abstract

One way to support an attempt to activate reel sectors of national economy is by empowering the roles of micro entrepreneurs. Such empowerment can be employed by providing guidance, direction, and assistance so that fundamental problems slowing down the growth of micro entrepreneur empowerment can be overcome. One of the basic problems generally faced by micro entrepreneurs is the problem of finance or source of financing. The objectives of this study are to find out whether financing or credit provision from the Micro Service Unit (MSU) of ABC to micro entrepreneurs can improve the performance of micro entrepreneurs, and to identify the schemes of credit provision from the MSU of ABC to micro entrepreneurs and their problems in the field. The methods used in this study were direct observation to the field and questionnaires distributed to 40 selected respondents of micro entrepreneurs who have been debtors of the MSU of ABC and of those 40 respondents, 34 were selected, especially those who got the facility to obtain productive credit. The data of the selected respondents were analyzed using SPSS 11.0 program to analyze the correlation and to find out the impact of credit provision on the performance of micro entrepreneurs. The type of data in this study was those of ratio and they were analyzed statistically using pair t-test or t-test with a significant level of 5%. The results of the analysis show that on the significant level of 5%, the average result of Profit Margin (PM) after the credit provision increased significantly compared to that before the credit provision; there was no significant decline in the average Return on Asset (ROA) after the credit provision compated to that before the credit provision; there was a really significant increase on the average of Return on Equity (ROE) after the credit provision compared to that before the credit provision; the average of Asset after the credit provision increased quite significantly compared to that before the credit provision; and the average sales after the credit provison increased significantly compared to that before the credit provision. The results on the study on the schemes of credit provision as reflected on features of credit products of the MSU show that all the features of credit products of the MSU are aflopen in nature (with the maximum credit declining periodically based on the schedule) with the minimum duration of 1 (one) year. The results of the observation on the field show that the financing need of the micro entrepreneurs is transactional in nature or seasonal with the duration of between 1 and 6 months not having been accommodated in the product features of the MSU of ABC, PT. Bank XYZ.
Strategi Lembaga Keuangan Mikro Syariah dalam Mengembangkan Usaha Mikro (Kasus LKMS BMT KUBE SEJAHTERA Unit 20, Sleman-Yogyakarta) Dian Pratomo; Musa Hubeis; Illah Sailah
MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Vol. 4 No. 1 (2009): Jurnal Magister Profesional Industri Kecil Menengah
Publisher : Institut Pertanian Bogor

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Abstract

This research is done in Microfinance Institute (LKMS) Baitul Mal wat Tanwil (BMT) Kelompok Usaha Bersama (KUBE) Sejahtera unit 20 at Mlati subdistrict, Sleman Regency, Special District of Yogyakarta. The aim of this research is (1) identifying basic needs of micro enterprise, (2) identifying how far LKMS BMT towards the development of micro enterprise and (3) defining strategy needed in developing capacity of LKMS BMT and Micro Enterprise. Methods taken in this reseach are collecting data and analysis method. Primary data are taken distributing questionnaire to 100 BMT customers, secondary data are taken from literatures, journals, bulletins, and seminar journals. Quantitative data analysis is done by analyzing the chi square, while the qualitative ones using Strengths, Weakness, Opportunities and Threats (SWOT). From the result of this research it is obtained that BMT is giving chances by giving finance to the customers to make new enterprise. It is detected from the enterprises which are owned by the customers have brief period, that is less than 1 year (36%), 1 - 5 year (32%), over 5 year (32%). It is proved that they are interested to make new business along with the presence of BMT that offers fair and profitable profit sharing. From the aspect of total income before joining the BMT, is gained that their income in common is less than Rp. 200.000 (40%). After joining BMT the income in major raise between Rp. 200.000 - Rp. 2.999.999 (96%). This significant improvement shows that capital given by BMT is effectively used by the customers, and they are able to organized the capital well to make good profit. Here, BMT role as assistant, BMT is guiding and directing, technically and the management of the enterprise. So than the members do not feel that they are fighting by themselves, but together with BMT. From the analysis of internal and external strategic factor total score with IFAS total score = 2,9 and EFAS = 3,2, are gained IE matrix shown the growth condition, then implementation strategy is necessary; increasing capital credits for micro enterprise/industry, costs of customer’s saving such as administrative cost and interest cost should be eliminated, so that the customers are not oppressed by unnecessary cost, minimizing cost in costing process such as administration process, offering unique costing packages that is not offered by other costing package in other finance institution that has interesting profit sharing, choosing location closed to customers characterized by their enterprises, such as market place. There is BMT employee who is taking debitor deposits to the place of each debitor, if necessary. Advertorial is done by putting advertorial page in local paper. Testimony is gained through meeting with customers of the enterprise group. Sales force is necessary because not any customer is able to come, ask, and making transaction in the BMT office.
Co-Authors - Aslichan - Farida Ahmad Fuad Akrom, Akrom Alex Denni Amril Aman Andes Ismayana dan Moh. Rizal Afriyanto Ani Suryani Anis Annisa Adnan Anwar Nur Arfian Muslim Ari Pambudi Arie Wibowo Khurniawan Asrul Siregar Bambang Indriyanto Bambang Indriyanto Bambang Indriyanto Bambang Sukaca Bayu Koen Anggoro Budy Wiryawan Chairunnisa Dedy Sugiarto Dian Pratomo E Gumbira Sa, E Gumbira Elisa Anggraeni Elisa Anggraeni Erry Yudhya Mulyani Fitri Mulyaningsih Fredinan Yulianda Habibullah Habibullah Hanoch Maurizio Hetharia Harsasi, Mairani Hasan Supriadi Hendri Utami Husni Y Rosadi, Husni Y Ichwanudin, Muhammad Ika Amalia Kartika Ikbal Rachmat Imam Yuwono Irman Hermadi Khaswar Syamsu Lukman M. Baga Luluk Sulistiyo Budi M Hasjim Bintoro M Syamsul Ma’arif M. ANWAR NUR M. Syamsul Maarif M. Syamsul Maarif M. Syamsul Maarif M. Syamsul Ma’arif Manuntun Parulian Hutagaol Marimin . Marimin Marimin Maulana Miladulhaq Meika S. Rusli Muhammad Romli dan Suprihatin Andes Ismayana Muhammad Syamsun Mursiti Mursiti Musa Hubeis Nanda Lega Jaya Putra Nastiti Siswi Indrasti Nasution, Efrida Yanti Nefianto, Tirton nFN Risfaheri Nugroho, Tezar Mega Nur Richana Okta Amelia Ono Suparno dan Eko Wahyudi Praja, Arief Kusuma Among Pudji Muljono Purwani Puji Utami, Purwani Rizal Syarief Safriyana Safriyana Sapta Raharja dan Maya Dwiyuni Saptadinata, Abi Sri Hartoyo Suharto Honggokusumo Sukardi Sukardi Syafa’at Ariful Huda, Tarigan, Mazmur Tatang Hidayat Titi C Sunarti Titi C. Sunarti Tun Tedja Irawadi Tyara Puspaningrum Ummanah Ummanah, Ummanah Vioreza, Niken Wasrin Syafii dan Kurnia Sofyan Gustan Pari Buchari Wijaya, Rahmat Yandra Arkenan Yazid Bindar Zainal Alim Mas'ud