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Journal : Share: Jurnal Ekonomi dan Keuangan Islam

Factors Affecting Collateral Valuation Performance During the Covid-19 Pandemic: An Evidence from Islamic Bank in Indonesia Riansyah Rainal Purnama; Siti Jahroh; Moch. Hadi Santoso; Ahmad Rifai Ahmad Rifai
Share: Jurnal Ekonomi dan Keuangan Islam Vol 10, No 2 (2021)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (80.065 KB) | DOI: 10.22373/share.v10i2.10853

Abstract

This study aims to analyze the performance of collateral appraisers during the Covid-19 pandemic by using the variables of competence, motivation, and work stress as exogenous variables and through satisfaction as a mediating variable. Data for this study was collected through an online questionnaire from an Islamic bank in Indonesia. It involved 96 respondents, determined by the census sampling technique. Structural Equation Modeling with PLS version 3.0 was employed as an analysis tool. The results showed that competence, motivation, and satisfaction positively and significantly affected performance. In contrast, job stress had a negative and significant effect on the satisfaction and performance of collateral appraisers. The managerial implications that can be applied in the company are maintaining and increasing competence and motivation, increasing satisfaction, and quickly resolving sources of work stress.==========================================================================================================ABSTRAK – Faktor-Faktor yang Mempengaruhi Kinerja Penilai Agunan pada Masa Pandemi Covid-19: Kajian pada Bank Syariah di Indonesia. Penelitian ini bertujuan untuk menganalisis kinerja penilai agunan selama masa pandemi Covid 19 dengan menggunakan variabel kompetensi, motivasi dan stres kerja sebagai variabel eksogen dan variabel kepuasan sebagai variabel mediasi. Data penelitian diperoleh dari penyebaran kuesioner pada sebuah bank syariah di Indonesia. Responden penelitian ini berjumlah 96 orang yang didapat berdasarkan teknik census sampling. Analisis dilakukan dengan Structural Equation Modeling dengan PLS versi 3.0. Hasil penelitian menunjukkan bahwa kompetensi, motivasi dan kepuasan berpengaruh positif dan signifikan terhadap kinerja, sedangkan stres kerja berpengaruh negatif dan signifikan terhadap kepuasan dan kinerja agunan penilai. Implikasi manajerial yang dapat diterapkan di perusahaan adalah mempertahankan dan meningkatkan kompetensi dan motivasi, meningkatkan kepuasan, dan cepat menyelesaikan sumber stres kerja.
Co-Authors A.A. Ketut Agung Cahyawan W Achmad Amiruddin Achmad Fadillah Adhitya Rahmana Adi Haryono Agus Maulana Ahmad Ridho Ahmad Rifai Ahmad Rifai Ajeng Siti Anggraeni Aji Hermawan Akimi Fujimoto Alfa Chasanah Alfa Chasanah Amzul Rifin Anita Primaswari Widhiani Anna Fariyanti Annetta Gunawan Annisa Falimantik Arief Daryanto Arief Daryanto Arif Dzulfikar Arif Dzulfikar Arif Imam Suroso Aruddy Asaduddin Abdullah ASEP DADAN SUGANDA, ASEP DADAN Asep Taryana Bella Ganjar Priscila Ganjar Budi Purwanto Burhanuddin Umar Achmad Chairani Putri Pratiwi Cindy Rianti Priadi Cindy Rianti Priadi Cita Nabila Thabrani Eka Nurjati Etriya Etriya Fadhila Akmaliyah Fadhila Hukmi Fadhilla Izzaty Syaukat Fadila Jzuqynova Burhani Fadila Jzuqynova Burhani Fauji Yamin Fauji Yamin Febriantina Dewi Ferry Fardiansyah Marzuki Galih Arista Gultom, Lamretta Handewi P. Saliem Harianto Harianto Harmini, Harmini Hasna Larasati Herawati Herawati Idqan Fahmi Ika Setyawati Imam Teguh Saptono Intan Adhitya Rosmasari Irawan Wibisonya Iskandar, Yusuf Janita Meliala Janita S. Meliala Jemmy Rinaldi JEMMY RINALDI Juniar Atmakusuma Lestari, Yulia Setia Lilik Noor Yuliati Lorio Purnomo Lukman M. Baga Luriana Taslim Luthpiyah Juliandara M. Syamsul Maarif Maulani Barkah Shaliha Moch. Hadi Santoso Monicha Septya Harni Monicha Septya Harni Muhamad Iqbal Muhamad Randy Wiguna Semesta Muhamad Ridho Syaffendi Muhamad Ridho Syaffendi Muhammad Arsyad Muhammad Faizurrohman Mukhamad Najib Mukti Ali, Mochammad Musa Hubeis Ni Made Windy Widyastuti Purnamasari Nimmi Zulbainarni Nizza Nadya Rachmani Nunung Kusnadi Nurdiyah Nurdiyah Nurjati, Eka Ono Suparno Popong Nurhayati Pritjahjono Raden Dikky Indrawan Rafki Chandra Wibawa Ratna Winandi Ratna Winandi Retnaningsih Riansyah Rainal Purnama Rita Nurmalina Rizal Syarief Rizka Astari Rahmatika Rizky Ariesty Fachrysa Halik Rizky Lutfi Suprabowo Robinsar Jogi Y Manullang Rosdwianty, Sintya Rosdwianty, Sintya Sabila Mumtaz Khandari Safitri, Laras Sirly Salix Fini Maris Sandi Permana Sari Narulita Setiadi Djohar Setiadi Djohar Setiadi Johar Suharno Suprabowo, Rizky Lutfi Syarah Nurul Amaliah Tasya Amanda Tobing Titis Wicaksono Trias Andati Trias Andati Trias Andati Ujang Sumarwan Ujang Sumarwan Winandi, Ratna Yahya Agung Kuntadi Yandra Arkeman Yandra Arkeman Yanti N. Muflikh Yayuk Sukarsih Yudi Yudistira Yudi Yudistira Yulia Setia Lestari