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All Journal Jurnal Obsesi: Jurnal Pendidikan Anak Usia Dini JURNAL MANAJEMEN (EDISI ELEKTRONIK) Tawazun: Jurnal Pendidikan Islam AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM JPPI (Jurnal Penelitian Pendidikan Indonesia) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Dirosah Islamiyah As-Syar'i : Jurnal Bimbingan & Konseling Keluarga RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam El-Mujtama: Jurnal Pengabdian Masyarakat Da'watuna: Journal of Communication and Islamic Broadcasting EduInovasi: Journal of Basic Educational Studies Tarbiatuna: Journal of Islamic Education Studies Journal of Management and Business At-Tadris: Journal of Islamic Education International Conference on Islamic Economic Al-Abshar: Journal of Islamic Education Management RESLAJ: Religion Education Social Laa Roiba Journal EduInovasi: Journal of Basic Educational Studies Jurnal Penelitian Pendidikan Indonesia

Efrita Norman

Universitas Bunga Bangsa

Author-ID : 6794887

Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences Other

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Syari'ah Card (Kartu Kredit Syariah) Ditinjau dari Maqashid Syari'ah dan Asas Manfaat Efrita Norman
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 2 No 2 (2020): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Sharia card is a sharia banking product that is new, so in practice it needs to get special attention to fit the sharia concept. Sharia card issuance is very beneficial for humans, which makes it easier for humans to make payments, and provides security to humans because they do not need to carry a lot of money. Supposedly, the benefits obtained are not just worldly benefits, but there must be benefits that are going to the afterlife. Islamic banking in this era is booming. Also its products, such as Islamic card products (Islamic credit cards). This paper discusses the system and concept of sharia cards with the Al Maqashid Syariah Perspective. We found that the concept of sharia cards is acceptable with the concept of fiqh, but there are many qualifications. One of the qualifications is the priority of consumers, meaning consumers will not be impressive.

Dampak Pandemi Covid-19 terhadap Stabilitas Moneter Indonesia Dedi Junaedi; Muhammad Rizal Arsyad; Efrita Norman; Moh Romli; Faisal Salistia
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 1 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

This study aims: (1) to analyze the effects of the pandemic and the differences in policies in handling the Covid-19 pandemic on Indonesia's monetary stability; (2) to analyze the effect of money supply, BI-rate, market operations, stock index on Indonesia's monetary stability. This study uses quantitative analysis methods with multiple dummy variable regression. As a result, the number of pandemic cases and differences in policies had a significant effect on the stability of the rupiah. Simultaneously, the stability of the rupiah exchange rate is influenced by pandemic variables (cases, deaths, recovery and pandemic management policies, money supply (M1, M2), market operations (conventional and sharia), reference interest rates (BI-rate), inflation rate. foreign exchange reserves, financial stock index. These independent variables are correlated with the rupiah exchange rate with a correlation coefficient of R2 0.927073. The pandemic management policy, whatever its name, tends to weaken the rupiah exchange rate position. the exchange rate of the rupiah, meanwhile the formation of a task force had a lighter impact on pressing the rupiah compared to other policies.

Manajemen Keuangan Keluarga di Era Pandemi Covid -19 Efrita Norman; Enah Pahlawati; Rio Kartika Supriyatna
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 4 No 1 (2022): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

In 2020, the world community was shocked by the spread of Corona Virus Disease (Covid-19) in various countries, so far based on WHO data, 233 countries have cases of Covid-19, including Indonesia. As an anticipatory measure for the Indonesian government in cutting the chain of the spread of the corona virus, the Indonesian government issued government regulation Number 21 of 2020 concerning Large-Scale Social Restrictions (PSBB), the increasing number of the spread of the corona virus in Indonesia, the government issued a new policy on July 31, 2021 regarding PPKM where The movement of people is restricted to reduce the spread of the corona virus. This has an impact on people's economic conditions that are not easy, the unemployment rate is so complex. This research is a qualitative research using the literature study method where the author collects data, studies, and analyzes from the literature published by books, journals, and magazine articles so as to obtain accurate and in-depth data about family financial management. The results of this study are financial management. family is very important because we do not live alone but we are part of the family, society and the country as for the steps we take in managing family finances are as follows: (1) record expenses that must be spent monthly, (2) record all expenses that may or may not be monthly, (3) record all monthly passive income (4) record all monthly active income (5) add up monthly expenses plus expenses may or may not monthly (6) add up monthly passive income with active income per month.(7) calculate the difference in the sum n point 5 with point 6 (8) targeting our financial condition by multiplying monthly expenses by 12. one month. And the key to success in managing family finances is to increase self-capacity, want to learn more, and want to fight again and be able to refrain from being consumptive.In 2020, the world community was shocked by the spread of Corona Virus Disease (Covid-19) in various countries, so far based on WHO data, 233 countries have cases of Covid-19, including Indonesia. As an anticipatory measure for the Indonesian government in cutting the chain of the spread of the corona virus, the Indonesian government issued government regulation Number 21 of 2020 concerning Large-Scale Social Restrictions (PSBB), the increasing number of the spread of the corona virus in Indonesia, the government issued a new policy on July 31, 2021 regarding PPKM where The movement of people is restricted to reduce the spread of the corona virus. This has an impact on people's economic conditions that are not easy, the unemployment rate is so complex. This research is a qualitative research using the literature study method where the author collects data, studies, and analyzes from the literature published by books, journals, and magazine articles so as to obtain accurate and in-depth data about family financial management. The results of this study are financial management. family is very important because we do not live alone but we are part of the family, society and the country as for the steps we take in managing family finances are as follows: (1) record expenses that must be spent monthly, (2) record all expenses that may or may not be monthly, (3) record all monthly passive income (4) record all monthly active income (5) add up monthly expenses plus expenses may or may not monthly (6) add up monthly passive income with active income per month.(7) calculate the difference in the sum n point 5 with point 6 (8) targeting our financial condition by multiplying monthly expenses by 12. one month. And the key to success in managing family finances is to increase self-capacity, want to learn more, and want to fight again and be able to refrain from being consumptive.

Analisis Evaluasi Kinerja Karyawan Menggunakan Panduan James E Neal Jr Efrita Norman; Enah Pahlawati; Arman Paramansyah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 4 No 5 (2022): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

The success of a company is greatly influenced by the performance of employees in the company because if the employee's performance is good, the company's performance will automatically be good and the company will develop and be able to compete with other companies. So the company needs to evaluate the performance of its employees. the fact is that many companies still have difficulty in evaluating employee performance accurately, both in terms of the nature and method of assessment and there are still many agencies or companies in evaluating employee performance there is an imbalance in taking the assessment. The purpose of this study is to analyze employee performance evaluations using guidelines from James E Jr. So that companies can evaluate employee performance properly and correctly and give an impact to the employees themselves. In this study using a qualitative method with a literature study approach where the research authors study the literature published by journals, books, and magazines in this field. The results of this study found that the guide in evaluating the performance of James E Jr. uses indicators, including (1) meeting the standard of achievement accuracy (completing responsibilities and tasks (2) Administration (showing the effectiveness of administration) (3) Effective analysis (4) Able to communicate with other parties (5) Demonstrates ability and quality (6) Can cooperate with others (7) Shows imagination and creative power (8) Able to make decisions and can provide solutions (9) Can delegate (10) Shows communicative nature reliable (11) Improvisation (12) Can present new ideas, methods and approaches (13) Innovation (14) Consider facts and reasons before making an opinion, recommendation or concrete action (15) Understanding of relevant positions and conditions (16) Demonstrate strong authority and capacity to lead (17)Learning (18)Management(19)Motivation (20)Negotiation this approach is more accurate because it looks at all aspects of the employee so that we hope that there will be no more mistakes in evaluating employee performance or at least reducing the error rate in conducting an employee performance evaluation. Keyword : Evaluation, performance, employees

Pengaruh Kepemimpinan, Kompensasi dan Motivasi terhadap Komitmen Kerja SPG di Mall PGB Merdeka. Efrita Norman; Masyhudzulhak Djamil; Iman Santoso
Jurnal Manajemen (Edisi Elektronik) Vol. 6 No. 2 (2015): Jurnal Manajemen (Edisi Elektronik)
Publisher : UPT Jurnal & Publikasi Ilmiah SPs Universitas Ibn Khaldun Bogor

This research is aimed to analysis whether there is the effect of leadership, compensation, and motivation toward work commitment the SPG of Merdeka PGB Mall simultaneously. The writer used survey method research which is kuantitatif approach. The sample of the research used by random purpose sampling technique which contains 84 respondents; and the amount of population is 500 persons.The result of this research shows that leadership, compensation and motivation are influenced toward work commitment the SPG of Mall Merdeka PGB Bogor simultaneously. The effect of contribution is 52,1% and the remaining 47,9% is influenced by other factors which are not be main focus of this research, such as SPG education background and organization culture.

The Implementation of Total Quality Management at MAN 2 Bogor Efrita Norman
Jurnal Manajemen (Edisi Elektronik) Vol 10, No 1 (2019): Jurnal Manajemen (Edisi Elektronik)
Publisher : Universitas Ibn Khaldun Bogor

DELIBERALISASI PENDIDIKAN KARAKTER “RESPECT AND RESPONSIBILITY” THOMAS LICKONA Rahmatul Husni; Efrita Norman
TAWAZUN: Jurnal Pendidikan Islam Vol 8 No 2 (2015)
Publisher : Program Studi Magister Pendidikan Islam,Sekolah Pascasarjana Universitas Ibn Khaldun Bogor

Thomas Lickona’s concept of character education based on two universal moral values, respect and responsibility, become very influential in the education system in Indonesia due in accordance with the purpose of education to create a good man. However, Lickona’s perception about the attitude of respect and responsibility, stuck on relativity so that the achievement of character education becomes insignificant. This is a library research through descriptive analysis of specifically Lickona’s book "Educating for Character" that is widely used as a guide to many educators in various educational institutions in Indonesia. The results showed that: (1) The term of respect and responsibility seems humanism (2) Lickona’s character education ignore the religious aspect (3) the concept of characters trapped in the relativity of values .

Kepuasan Pelanggan Dalam Berbelanja di Alfamidi Pagelaran Bogor Efrita Norman; Zul Hiskandar; Evinovita Evinovita
El-Mujtama: Jurnal Pengabdian Masyarakat Vol 1 No 1 (2021): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

This study aims to analyze the effect of price and location on Alfamidi's customer satisfaction in Pagelaran Village, Bogor. The method used is descriptive and associative quantitative analysis, data collection used in this study using primary data sourced from questionnaires distributed to customers of Alfamidi Raya Ciomas who are in Pagelaran Village. Sampling using the saturated sample technique where the sample is consumers who have shopped at Alfamidi in the performance village. The sample used was 100 Alfamidi customer respondents in Pagelaran Village. Based on the results of the study showed that 1) price had a positive and significant effect on customer satisfaction, 2) location had a positive and significant impact on customer satisfaction, 3) price and location together had a positive effect on customer satisfaction. positive and significant impact on customer satisfaction in shopping for Alfamidi customers in Pagelaran Village.

Pengelolaan Keuangan Bisnis Fashion PGB Merdeka Bogor Efrita Norman
El-Mujtama: Jurnal Pengabdian Masyarakat Vol 2 No 1 (2022): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

This service aims to analyze and strengthen the financial management standards of the fashion business at PGB Merdeka, Bogor. The method used is a qualitative analysis with a participatory descriptive approach. The results of the service activities are as follows: From the aspect of bookkeeping administration, in general, bookkeeping has not been presented properly. There are owners who do the recording and there are those who do not record at all. For traders who have made records, bookkeeping administration is done simply. The bookkeeping is to record income, but not calculate the cost of goods sold. From assets that are not separated, sellers often experience confusion in the calculation. In terms of capital, besides their own capital, there are those who borrow money from banks and some goods are consigned. Business development that has been running, generally the owner is only motivated to increase sales turnover with unique and different items. In marketing, the owner can more freely determine the steps that must be taken so that his fashion can be known by the wider community, and the benefits are inventory turnover / up to date and trends.

Strategi Memilih Traffic yang Sesuai dengan Bisnis Para Pedagang Pusat Grosir Bogor Merdeka Efrita Norman; Abdul Husenudin; Enah Pahlawati
El-Mujtama: Jurnal Pengabdian Masyarakat Vol 2 No 1 (2022): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Today's society has used social media to shop to meet their daily needs, besides that most people use social media for business, namely a means of promoting their business. This online buying and selling system is certainly very easy for consumers to make buying and selling transactions. Community service activities are carried out using problem-solving methods with a method of delivering socialization, consolidation, as well as identification of sales turnover and choosing the right business traffic for each business. Based on the dedication that has been carried out, it can be concluded that the service activities have run smoothly and the traders have obtained added value in the form of knowledge from the IAI-N Laa Roiba Bogor service team. Furthermore, this activity is expected to be able to improve the ability of traders in increasing visitors to their online stores. The suggestions that can be recommended are the need for further assistance to traders regarding how to take advantage of social media in increasing sales. Furthermore, it is still necessary to provide training that is able to trigger the enthusiasm of traders to increase additional income in addition to being able to survive during the pandemic as well as to improve family welfare.

Co-Authors Abd Muiz Firmansyah Abd Wahib Abdul Husenudin Abu Hasan Agus Arman Paramansyah Arman Paramansyah Arman Paramansyah Baharun, Hasan Budi Jaya Putra Dedi Junaedi Dedi Junaedi Dedi Junaedi Dessy Damayanthy Desy Kurnia Ramadhanti Desy Laelasari Dzulfikar Dzulfikar Enah Pahlawati Enah Pahlawati Enah Pahlawati Enah Pahlawati Erik Tauvani Somae Ermi Suryani Evinovita Evinovita Fachru Abdul Rahman Faisal Salistia Faisal Salistia Faisal Salistia Heni Feviasari Heni Feviasari Hesty Hartiman Idha Aisyah Ika Kartika Imam Tholkhah Iman Santoso Ismail Mustaqim Lutfiatul Iltiqoiyah M Syarwani Abdan Masyhudzulhak Djamil Moh Romli Moh Romli Mohammad Alfian Musthofa Muhammad Rizal Arsyad Muhammad Rizal Arsyad Muhammad Rizal Arsyad Nadiah Nadiah Nanat Fatah Natsir Nur Hamid Qowaid Qowaid Qowaid Qowaid Qowaid Qowaid Qowaid Qowaid Rahmatul Husni Relly Sugianto Rio Kartika Supriyatna Rio Kartika Supriyatna Ririn Iswandari Riris Aishah Prasetyowati Rizki Firmansyah Rizki Firmansyah Robiatul Adawiyah Saepudin Saepudin Samsul Basri Sarta Sarta Sarta Sarta Siti Aminah Siti Aminah Siti Chaerul Barijah Siti Rochmah Siti Syuaibah Sunarsih Sunarsih Uswatun Hasanah Widaya Utami Wiwi Uswatiyah Wiwi Uswatiyah Yati Nurhidayati Yudi Permana Yudi Permana Zul Hiskandar Zulficar Ismail Arman Paramansyah

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