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All Journal Jurnal Ilmiah Psikologi Terapan Nominal: Barometer Riset Akuntansi dan Manajemen UG Journal Students´ Journal of Economic and Management Jurnal Zeolit Indonesia Majalah Obat Tradisional Jurnal Penelitian Pendidikan Jurnal Penelitian Pembelajaran Fisika Educational Management Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Jurnal Surya Medika Animal Production : Indonesian Journal of Animal Production Jurnal Akuntansi dan Ekonomika Juripol INSPIRAMATIKA JURNAL ILMIAH PETERNAKAN TERPADU Proceedings of the International Conference on Applied Science and Health Jurnal Kreativitas PKM JURNAL ILKES (Jurnal Ilmu Kesehatan) Jurnal Riset dan Inovasi Peternakan Health Information : Jurnal Penelitian Journal of Enterprise and Development (JED) Jurnal Peduli Masyarakat Jurnal Guru Dikmen & Diksus Jurnal Riset dan Inovasi Peternakan (Journal of Research and Innovation of Animals) Teaching and Learning Journal of Mandalika (Teacher) Jurnal Teropong Pendidikan Jurnal Muhammadiyah Manajemen Bisnis (JMMB) FAIR : Financial and Accounting Indonesian Research Governors Contributions of Central Research Institute for Agriculture Journal of Social Science Utilizing Technology
Riyanti Riyanti
Jurusan Administrasi Publik, Fakultas Ilmu Administrasi, Universitas Brawijaya, Malang
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Journal : Nominal: Barometer Riset Akuntansi dan Manajemen

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Effect of Digital Financial Literacy on Future Orientation: Financial Management, Spending and Saving Decision Putri, Cinta Qiraniah; Junaidi, Junaidi; Riyanti, Riyanti
Nominal: Barometer Riset Akuntansi dan Manajemen Vol 13, No 2 (2024): Nominal September 2024
Publisher : Yogyakarta State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/nominal.v13i2.69944

Abstract

ABSTRACTThrough a case study of Gen Z in Palopo City, this study seeks to investigate how digital financial literacy affects future orientation, which in turn influences financial management decisions about saving and spending. Gen Z is the source of data for this study; 100 respondents were gathered online. This reasearch used Structural equation modelling (SEM) methodology. The study found substantial impact of digital financial literacy on financial management, future orientation, spending, and saving decisions. Implication of this research is the urge to cultivating digital financial literacy that can influence financial orientation and management. The higher digital financial literacy of Gen Z of Palopo City leads to positive impacts of Palopo City’s ecomony.Keywords: Digital Financial Literacy, Financial Management, Saving Decision, Spending Decision, Financial BehaviorABSTRAKPenelitian ini bertujuan untuk menguji pengaruh literasi keuangan digital terhadap orientasi masa depan yang kemudian memengaruhi manajemen keuangan berupa keputusan membelanjakan dan keputusan menabung (studi kasus Gen Z di  Kota Palopo). Sumber data penetian ini adalah Gen Z yang diperoleh secara online berupa 100 orang responden. Metode penelitian ini adalah structural equation modelling (SEM). Hasil dari penelitian ini menunjukkan bahwa literasi keuangan digital berpengaruh signifikan terhadap orientasi masa depan, manajemen keuangan, keputusan membelanjakan, dan keputusan menabung. Implikasi penelitian ini adalah pentingnya menumbuhkan literasi keuangan digital yang memengaruhi pandangan dan manajemen keuangan seseorang. Tingginya literasi keuangan digital pada Gen Z di Kota Palopo akan memberikan pengaruh positif pada ekonomi khususnya di Kota Palopo.Kata kunci: Literasi Keuangan Digital, Manajemen Keuangan, Keputusan Menabung, Keputusan Membelanjakan, Perilaku Keuangan
Co-Authors . Harwoko Akbar, Niko Anak Agung Istri Sri Wiadnyani Aryawati, Wayan Azzahra, Dhika Bambang Sutrisno Dassaad, Dassaad Dian Septinova Diana Sari Dimas Nugroho Endang Susilaningsih Gad Datak, Gad Hanafi, Riyan Hanifah, Azimah Hardinata, Andri Hennyta, Violent Henry Wijaya, Henry Herliyana, Dea Hilmiyati, Fitri Isnani, Tuti Junaidi Junaidi Junita Junita Khaira Nova Lamia Diang Mahalia, Lamia Diang Legawati Legawati, Legawati Lela Hindasah Liasari, Deny Eka Luqman Hakim Ma’mun, Amung Madi Hartono Maharani, Defa Putri Malhan, Malhan Mariana, Irma Maskunah, Maskunah Mayangsari, Putri Muhammad Saleh Mulatsih Mulatsih Mulianingtyas, Grace Valentina Nining Purwaningsih Noordiati Noordiati Nugroho, Rikho Nurafifah, Luthfiyati Nurlan Kusmaedi Nurul Khoirun Nisa Octavia, Lestari Palupi, Dyah Pantjatmono, Teguh Priharta, Andry Purnama Edy Santosa Putra, Ngurah Made Darma Putri, Cinta Qiraniah Putri, Salsabila Auni Rahmad Efendi Rahmawati, Anggun Tri Rahmawati, Nelly Rahmawati, Rahmawati Ramayanti, Rika Riawan Riawan, Riawan Rosyadi, Rosyadi Rudy Sutrisna Sahrir, Sahrir Samino Samino Saputri, Milla Evelianti Sari, Fitri Eka Sari, Nurhalina Sipayung, Mario Asido Sofyan Syamsuddin Sri Suharyati Suhendra, Faiza Assyifa Sultan Sultan Surmini, Surmini Syahruddin Mahmud, Syahruddin Tintin Kurtini Uswatun Hasanah Wahyudi , Budi Widiastuti, Susanti Yusuf, Marwah