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All Journal Islamic Ecomonics Journal Ekonomi-Qu (Jurnal Penelitian Ilmu Ekonomi) Jurnal Ilmiah Ekonomi Islam Jurnal EMT KITA Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) At-Tawassuth: Jurnal Ekonomi Islam JURNAL PENDIDIKAN TAMBUSAI Citra Delima Scientific journal of Citra Internasional Institute Journal on Education Edumaspul: Jurnal Pendidikan Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah International Journal of Economics, Business and Accounting Research (IJEBAR) Journal of Management and Business Innovations Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Review of Islamic Economics and Finance JURNAL ILMIAH MAKSITEK JURNAL ILMIAH KOHESI JEKPEND Jurnal Ekonomi dan Pendidikan JURMA : Jurnal Program Mahasiswa Kreatif El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Al-Sharf: Jurnal Ekonomi Islam INTELEKTIVA El-Mujtama: Jurnal Pengabdian Masyarakat JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Transformasi Manageria: Journal of Islamic Education Management ETNIK : Jurnal Ekonomi dan Teknik Humantech : Jurnal Ilmiah Multidisiplin Indonesia Jurnal Akuntansi AKTIVA EKSYA: Jurnal Ekonomi Syariah EKONOMIKA45 Salimiya : Jurnal Studi Ilmu Keagamaan Islam eCo-Fin Journal of Management and Business Jurnal Ekonomika Dan Bisnis Balance : Jurnal Akuntansi dan Manajemen Economic Reviews Journal As-Syirkah: Islamic Economic & Financial Journal MES Management Journal Journal of Innovation Research and Knowledge Optimal: Jurnal Ekonomi dan Manajemen Commodity : Jurnal Perbankan dan Keuangan Islam Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management Innovative: Journal Of Social Science Research COREAI: Jurnal Kecerdasan Buatan, Komputasi dan Teknologi Informasi Jurnal Informasi Keagamaan, Manajemen dan Strategi Citra Delima Scientific journal of Citra Internasional Institute Jurnal Pendidikan Kesehatan SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Jurnal Al-ittifaq IIJSE JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan JOIES (Journal of Islamic Education Studies) Prosiding Seminar Nasional Unimus
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Analisis Pendapatan Dan Strategi Bertahan Hidup Petani Karet Sebelum Dan Saat Pandemi Covid-19 Siti Rahmah Ritonga; Muhammad Arif; Nurul Jannah
Jurnal Ekonomi-Qu Vol 12, No 1 (2022): Jurnal Ekonomi-Qu
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jequ.v12i1.16295

Abstract

Rubber is a superior export commodity and is a source of foreign exchange for the country. This study aims to determine the differences in the income of rubber farmers and the survival strategies of rubber farmers before and during the COVID-19 pandemic in Padang Manjoir Village. The method used in this research is descriptive qualitative method, namely by field observations and interviews with informants at the location. The results showed that the income of rubber farmers before and during the COVID-19 pandemic was much different. The income of rubber farmers before Covid-19 was much greater than the income of rubber farmers during Covid-19. This is influenced by the price of rubber and the maintenance carried out by rubber farmers. Meanwhile, the strategies adopted by rubber farmers before and during Covid were not much different. Before Covid-19, rubber farmers continued to clear land, often tapped rubber and some of them had the capital to fertilize. Meanwhile, during the Covid-19 pandemic, more and more farmers were doing plantations around rubber fields and houses and then the produce was sold. 
Penerapan Good Corporate Goverence (GCG) Di Bank Sumut Syariah Azizahsekarningrum; Nurul Jannah
Balance : Jurnal Akuntansi dan Manajemen Vol. 1 No. 2 (2022): Agustus 2022
Publisher : Lembaga Riset Ilmiah, Yayasan Mentari Meraki Asa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (273.417 KB) | DOI: 10.59086/jam.v1i2.31

Abstract

This paper discusses the application of good corporation governance in Islamic banks in North Sumatra. GCG is a process or structure to control and direct the company. Based on this understanding, GCG basically discusses how a company is managed and directed and coordinated properly. This type of research uses qualitative descriptive, namely by paying attention and describing the data from the results obtained to be described in order to get results that are supported by theory. The implementation of the implementation of good corporation governance at the Islamic Bank of North Sumatra has become a basic need that has become a necessity so that the corporate governance system at the Islamic Bank of North Sumatra runs well. If the good cooperation governance mechanism is carried out properly, it will be an added value to the Islamic bank of North Sumatra because good corporation governance can overcome if there is a violation such as providing maximum credit limits, low risk management practices, and the absence of transparent transactions between customers and shareholders in operational activities.
Analisis Tata Ruang Dalam Kenyamanan Kerja dan Opimalisasi Kinerja pada Bank Muamalat KCU Medan Baru Arif Ramadhan; Nurul Jannah
Economic Reviews Journal Vol. 1 No. 1 (2022): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (957.987 KB) | DOI: 10.56709/mrj.v1i1.3

Abstract

This study aims to determine (1) : office space management that has been carried out at Bank Muamalat Kcu Medan Baru (2) Achievements and efforts in the problem of employee comfort at Bank Muamalat Kcu Medan Baru. (3) the existing management plan of Bank Muamalat Kcu Medan Baru on effective spatial management. The data collection technique is qualitative with descriptive method. The data obtained at Bank Muamalat Kcu Medan Baru there are several errors and obstacles in the arrangement of the room so that some good strategies are needed so that the company maximizes the arrangement in accordance with the principles of spatial management so that the company is comfortable and the employees work well. Keywords: Office Layout, Work Comfort, Employee Performance
Analisis Tata Ruang Dalam Kenyamanan Kerja dan Opimalisasi Kinerja pada Bank Muamalat KCU Medan Baru Arif Ramadhan; Nurul Jannah
MES Management Journal Vol. 1 No. 1 (2022): MES Management Journal 
Publisher : MES Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (923.748 KB) | DOI: 10.56709/mesman.v1i1.9

Abstract

This study aims to determine (1) : office space management that has been carried out at Bank Muamalat Kcu Medan Baru (2) Achievements and efforts in the problem of employee comfort at Bank Muamalat Kcu Medan Baru. (3) the existing management plan of Bank Muamalat Kcu Medan Baru on effective spatial management. The data collection technique is qualitative with descriptive method. The data obtained at Bank Muamalat Kcu Medan Baru there are several errors and obstacles in the arrangement of the room so that some good strategies are needed so that the company maximizes the arrangement in accordance with the principles of spatial management so that the company is comfortable and the employees work well. Keywords: Office Layout, Work Comfort, Employee Performance
PENGARUH INFLASI TERHADAP PERTUMBUHAN EKONOMI DI SUMATERA UTARA Lia Purnama Sari; Marwah Auliyani; Nurul Jannah
Journal of Innovation Research and Knowledge Vol. 1 No. 7: Desember 2021
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (209.055 KB)

Abstract

Pertumbuhan ekonomi merupakan cara yang dilakukan untuk meningkatkan kemampuan pada suatu perekonomian dalam menghasilkan sebuah produk atau jasa. Dalam menumbuhkan ekonomi hal yang dapat paling penting diperhatikan oleh pemerintah adalah inflasi. Inflasi adalah proses kenaikan harga-harga umum barang-barang secara terus menerus. Penelitian ini menggunakan metode kuantitatif dengan jenis pengumpulan datanya menggunakan data time series yang diambil dari Badan Pusat Statisti Sumatera Utara pada periode 2018-2020 dengan alat bantu penelitian menggunakan SPSS. Hasil penelitian ini menunjukkan bahwa variabel inflasi memiliki nilai signifikan sebesar 0,543 lebih besar dari 0,05 maka dapat disimpulkan bahwa variabel inflasi berpengaruh signifikan terhadap pertumbuhan ekonomi. Hasil t-hitung menunjukkan nilainya sebesar 0,614 dan t-tabel sebesar 2,89. Artinya t-hitung lebih kecil dari t-tabel yang menunjukkan bahwa variabel inflasi mempunyai pengaruh secara parsial dengan pertumbuhan ekonomi.
 The Effect of Customer's Level of Understanding on the Purchase of Sharia Education Insurance Products (Case Study at PT. Asurasi Jiwa Syariah Bumiputera KPS Medan Hervina Dahlianti; Imsar Imsar; Nurul Jannah
As-Syirkah: Islamic Economic & Financial Journal Vol 2 No 2 (2023): As-Syirkah: Islamic Economic & Financial Journal
Publisher : Ikatan Da'i Indonesia (IKADI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1125.874 KB) | DOI: 10.56672/syirkah.v2i2.43

Abstract

Sharia Education Insurance is a type of insurance that provides protection against the needs of children's education costs. This study aims to determine the effect of the level of customer understanding on the purchase of Islamic education insurance products. This study uses primary data generated from respondents' questionnaire data. The population in this study are customers who use Islamic education insurance products, the sample is taken using the sample probability technique with a total of 95 respondents obtained using the slovin formula. The data analysis used in this research is the data instrument test, classical assumption test, simple linear regression analysis, and t test. The results of this study indicate that the variable of customer understanding (independent variable) with the results of tcount 6.134 > ttable 0.202, and a significance value of 0.003 <0.005. So it can be concluded that the customer understanding variable (independent variable) has a positive and significant effect on the purchase of Islamic education insurance products (the dependent variable) with an influence level of 28.8% which is included in the moderate relationship level, this is caused by the existence of factors that affect customers. Keywords: Customer Understanding, and Purchase of Sharia Education Insurance
Determnan Keputusan Penggunaan Dompet Digital Dengan Minat Guna sebagai Variabel Intervening: Nur Sabiatul Aulia; Sugianto Sugianto; Nurul Jannah
El-Mujtama: Jurnal Pengabdian Masyarakat Vol 3 No 1 (2023): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1088.754 KB) | DOI: 10.47467/elmujtama.v3i1.2245

Abstract

In the era of increasingly advanced developments, it requires humans to follow developments that occur in order to support life. The development of technology and speed in obtaining information is certainly very influential in activities to improve financial performance, one of which is the development of technology-based businesses. This study aims to determine the effect of the level of risk, benefit, and ease to use on the decision to use use a digital wallet with interest in use as an intervening variable. This research was conducted using a quantitative approach and used three independent variables, namely the level of risk (X1), benefit (X2), and ease to use (X3), then there is one dependent variable, namely the decision to use (Y), and one intervening variable, namely interest in using (Z). The samples used were students of the State Islamic University of Nort Sumatera in 2018 as many as 99 samples. The type of data use in this study is primary data by distributing questionnaires to the respondents. While the data analysis techniques used is path analysis. The results of this study indicate that (i) the level of risk has a positive and significant effect on interest in use, (ii) usefulness has a positive and significant effect on interest in use, (iii) ease to use has a positive and significant effect on interest in use, (iv) interest in use has a positive effect and significant to the decision to use, (v) the level of risk has no significant effect on the decision to use through interest in use, (vi) benefit has no significant effect on decisions to use through interest in use, (vii) ease of use has a positive and significant effect on decisions to use through interest in use. Interest path analysis was tested to be able to mediate the relationship between the level of risk, benefit, and ease of use on the decision to use a digital wallet. Keywords : Level of risk, Benefit, Ease to use, Decision to use, Digital wallet
ANALISIS PEMBIAYAAN KENDARAAN BERMOTOR (OTO) DI PT. BANK SYARIAH INDONESIA (BSI) KCP MEDAN RINGROAD Inten Sulistya Ningsih; Nurul Jannah
Jurnal Akuntansi AKTIVA Vol 3 No 2 (2022): OKTOBER
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/akuntansi.v3i2.3043

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana strategi pembiayaan kendaraan bermotor (OTO) pada PT. Bank Syariah Indonesia (BSI) KCP Medan Ringroad. Metode penelitian yang digunakan dalam penelitian ini adalah metode deskriptif kualitatif. Pengumpulan data dilakukan dengan mewawancarai salah satu karyawan PT. Bank Syariah Indonesia (BSI) KCP Medan Ringroad, dan observasi langsung dan tidak langsung terhadap objek yang berhubungan dengan penelitian. Hasil penelitian menunjukkan bahwa mekanisme pembiayaan kendaraan bermotor (OTO) di BSI mengalami perubahan, khususnya target nasabah pembiayaan KPR OTO. Dalam hal ini, BSI mengutamakan nasabah dengan pekerjaan tetap, baik swasta maupun non swasta. Dalam hal ini kendaraan bermotor yang diberikan pembiayaan berupa mobil.
Strategi Pemasaran Produk Tabungan Giro IB Yang Berkonsep Mudharabah Pada Bank Sumut Syariah Capem HM. Yamin Fitra Maulana Roza; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study was to find out about the marketing strategy of the iB Current Account product. This research is a type of descriptive research using a qualitative approach. Information obtained from interviews, literature review sourced from several books and critical thinking from the author. Based on the results of the author's research at PT Bank Sumut Syariah Kcp HM. Yamin. So what can be concluded from the company where the author carries out practical internship work, namely as follows; PT Bank Sumut which is one of the tools/complements of regional autonomy in the banking sector, PT Bank Sumut has a function as a driver and driver of the pace of development in the region, acting as a regional treasury holder and or carrying out regional money storage as well as a source of regional income and as a source of regional income. Commercial banks. The government considers PT Bank Sumut capable of reviving and considering the important role of PT Bank Sumut
Penerapan Prinsip 5c pada Pembiayaan Murabahah di SUMUT Syariah KCP HM Yamin Alwi Muarif Sembirin; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of the study was to determine the supporting and inhibiting factors in Murabahah financing at Bank SUMUT Syariah KCP HM Yamin and the application of 5C principles to Murabahah financing at Bank SUMUT Syariah KCP HM Yamin. The research method used is descriptive qualitative research... Information obtained from interviews, literature review sourced from journals and critical thinking from the author. Based on the results of the author's research at Bank SUMUT Syariah Kcp HM. Yamin. So what can be concluded from the company where the author carries out practical internship work, namely as follows; PT Bank Sumut which is one of the tools/equipment of regional autonomy in the banking sector, PT Bank Sumut has a function as a driver and driver of the pace of development in the region, acting as a regional treasury holder and or carrying out regional money storage as well as a source of regional income and as a source of regional income. Commercial banks. The government considers PT Bank Sumut to be able to bounce back and considering the important role of PT Bank Sumut in supporting development in the North Sumatra area, the government only includes PT Bank Sumut in recapitalized banks.
Co-Authors Ahmad Ridwan Hasibuan Ali Akbar Harahap Ali Daud Hasibuan Alisyah Fatiya Raghdha Alwi Muarif Sembirin Alya Avina Ananda Dwi Cahya Annisa Lestari Ritonga Annisa Suci Ramadhani Ardhia Meianti ARIF RAHMAN Arif Ramadhan Arnita Septiani Panjaitan Arya Neta Adinda Jambak Asmuni Asmuni Aula Maulidah Aya tullah Ayu Rahmawati Ayudiah Uprianingsih Azizah Mudrikah Azizahsekarningrum Dea Dara audina Devi Aprilia Ningsih Dharma, Budi Dina Yanti Dinda Kartika Egi Regi Prayoga Eka Purnama Sari ENDRI ENDRI Eski Aditya ESKI ADITYA Fadia Salsabila Rahmawan Faisal Akbar Fany Renaldy Harahap Farhan Edma Manurung Farida Hanum Boangmanalu Feby Sahira Firdha Aigha Suwito Fitra Maulana Roza Fitri Rahmadani Harahap Hadi Nasbey Hamdani Achmad Hanifah Oktaviani Fakhri Hanizar Simatupang Hari Subakti Hervina Dahlianti Ilham Tri Wardana Imsar Imsar Imsar Imsar Imsar Imsar Inayatul Widad Nasution Intan Wulan Dari Bancin Inten Sulistya Ningsih Irani Eka Putri Pohan Irma Septria Mawarni Isnaini Faraz Azis Ilmi Sitorus Julia Putri Zahara Junita Sari Juwita Wulandari Dalimunthe Kamilah , K Kamilah, K Khairunisah Khairunisah Kurnia Sandi Panjaitan Lena Mardiana Silaen Lia Purnama Sari Lin Arshy Cahaya Lutfiah Lutfiah M. Ridwan Ridwan M. Ryansyah Marliyah Marwah Auliyani Maryam Batubara Maryam Batubara MASDELIMA HASIBUAN MAULIDYA REZEKI Meyana Sari Miftah Khoiriaturrahmah Miranda Julia Pasaribu Muhammad A rif Muhammad Afdhal Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Lathief Ilhamy Nasution Muhammad Ramadhan Muhammad Ravi Akbar Muhammad Rijal Fanshury Hasibuan Muhammad Yafiz Muhammad Yunus Sofian Mutia Maudy Khasanah Nadia Amalia Nadira Paramita Nadya Ulfah Neila Susanti Novita Ayunda Sari Nur Ahmadi Bi Rahmani NUR AHMADI BI RAHMANI Nur Ainun Siregar Nur Fadlilah Nur Indah Sari Nur Sabiatul Aulia Nur Salsabila Arwan Nst Nurafria Nanda Nuraisyah Syarifah Nurbaiti Nurlaila Harahap Nurlaila Nurlaila Olief Ilmandira Ratu Farisi Prayugo Ali Abdillah Purnama Ramadani Silalahi Putri Ismaydina Putri Masrifah Rafiqa Humaira Nasution Rahma Nur Azizah Pohan Rahmad Raja Martua Hasibuan Rahmat Daim Harahap Imsar Ramayani Rere Pufa Ribki Insania Rima Yohani RINDI SAFIRA Rini Muthi’ah Riyadi, Muskhab Eko RIZKIA ZAHRA Rizky Abdillah Robi Mufti Rofiqoh Ainun Rona Melati Pakpahan Ruqayyah Ruqayyah Ryan Arianda Salwa Fadillah Haya Salwa Khairussyifa Sania Adela Putri Sindi Novita Sari Siti Aisyah Siti Rahmah Ritonga Sri Bella Larasaty Yuandra Sri Ramadhani Sri Ramadhani Sri Sudiarti Sri Sudiarti Sri Sudiarti Sugianto Suggianto Sugianto Sugianto Sugianto Sugianto Sugianto Sugianto Suspita Sari SYFA ARIKAH Tambunan, Khairina Tri Inda Fadhila Rahma Tria Silvia Tuti Anggraini Tuti Anggraini Tuti Damayanti Marbun Ummi Kalsum Vega Liana velly khairunnisa velly Vera Yunita Hasibuan Wahyu Sarvina Widya Iswanty Wika Nurfuadi Wiwin Khairany Simanjuntak Yena Puspita Yeni Rahma Yeni Rahman Nst Yenni Samri Juliati Nst Yusrizal Yusrizal Yusrizal Yusuf Yusuf ZAHRINA GHAISANY PULUNGAN Zainarti Zikri Rahman Zuhrinal M. Nawawi