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All Journal Islamic Ecomonics Journal Ekonomi-Qu (Jurnal Penelitian Ilmu Ekonomi) Jurnal Ilmiah Ekonomi Islam Jurnal EMT KITA Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) At-Tawassuth: Jurnal Ekonomi Islam JURNAL PENDIDIKAN TAMBUSAI Citra Delima Scientific journal of Citra Internasional Institute Journal on Education Edumaspul: Jurnal Pendidikan Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah International Journal of Economics, Business and Accounting Research (IJEBAR) Journal of Management and Business Innovations Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Review of Islamic Economics and Finance JURNAL ILMIAH MAKSITEK JURNAL ILMIAH KOHESI JEKPEND Jurnal Ekonomi dan Pendidikan JURMA : Jurnal Program Mahasiswa Kreatif El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Al-Sharf: Jurnal Ekonomi Islam INTELEKTIVA El-Mujtama: Jurnal Pengabdian Masyarakat JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Transformasi Manageria: Journal of Islamic Education Management ETNIK : Jurnal Ekonomi dan Teknik Humantech : Jurnal Ilmiah Multidisiplin Indonesia Jurnal Akuntansi AKTIVA EKSYA: Jurnal Ekonomi Syariah EKONOMIKA45 Salimiya : Jurnal Studi Ilmu Keagamaan Islam eCo-Fin Journal of Management and Business Jurnal Ekonomika Dan Bisnis Balance : Jurnal Akuntansi dan Manajemen Economic Reviews Journal As-Syirkah: Islamic Economic & Financial Journal MES Management Journal Journal of Innovation Research and Knowledge Optimal: Jurnal Ekonomi dan Manajemen Commodity : Jurnal Perbankan dan Keuangan Islam Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management Innovative: Journal Of Social Science Research COREAI: Jurnal Kecerdasan Buatan, Komputasi dan Teknologi Informasi Jurnal Informasi Keagamaan, Manajemen dan Strategi Citra Delima Scientific journal of Citra Internasional Institute Jurnal Pendidikan Kesehatan SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Jurnal Al-ittifaq IIJSE JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan JOIES (Journal of Islamic Education Studies) Prosiding Seminar Nasional Unimus

Jannah, Nurul

Universitas Islam Negeri Sumatera Utara

Author-ID : 2321505

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PENGARUH RASIO CAPITAL, ASSET, EARNING DAN LIKUIDITAS TERHADAP PROFITABILITAS (ROA) PADA PT. BANK ACEH SYARIAH, Tbk. PERIODE 2011-2020 Annisa Suci Ramadhani; Imsar; Nurul Jannah
EKSYA : Jurnal Ekonomi Syariah Vol. 2 No. 2 (2021): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (548.791 KB)

This study aims to determine the effect of the ratio of capital, assets, earnings, liquidity on profitability (ROA) at PT. Aceh Sharia Bank. This study uses a quantitative approach with data sources from secondary data. This study uses a documentation study research method using data from financial balance reports, profit sharing distributions and financial ratios on a quarterly basis from 2011-2020 at PT. Bank Aceh Syariah, Tbk the analytical technique used is multiple linear regression test using SPSS 25.0 analysis tool. The results of this study indicate that partially (T test) the CAR variable has a positive and insignificant effect on Return On Assets (ROA) at PT. Bank Aceh Syariah, Tbk with a tcount of 1.224 and a significance probability value of 0.229. NPF has a positive and significant effect on Return On Assets (ROA) at PT. Bank Aceh Syariah, Tbk with a tcount of 3.255 and a significance probability value of 0.003. BOPO has a negative and significant effect on Return On Assets (ROA) at PT. Bank Aceh Syariah, Tbk with a tcount of -17,140 and a significance probability value of 0.000. And FDR has a negative and insignificant effect on Return On Assets (ROA) at PT. Bank Aceh Syariah, Tbk with a tcount of -0.407 and a significance probability value of 0.686. In this study, the more dominant variable that has an influence on the profitability of Return On Assets (ROA) is the NPF variable. And simultaneously the variables CAR, NPF, BOPO, FDR have a significant effect on Return On Assets (ROA) with a significant value of 0.000 and the Fcount value of 97.495 or greater than the Ftable value of 2.64. The value of the coefficient of determination is 91.8%.

ANALISIS STRATEGI IMPLEMENTASI CORPORATE CULTURE BANK SUMUT CABANG SYARIAH SIBOLGA PADA MASA PANDEMI COVID-19 DALAM PERSPEKTIF ISLAM Ummi Kalsum; Muhammad Ramadhan; Nurul Jannah
EKSYA : Jurnal Ekonomi Syariah Vol. 2 No. 2 (2021): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (335.165 KB)

In general, Corporate Culture is an opportunity to expand or form human resources with changes in attitudes and behavior such as beliefs, values, and norms that characterize the company which is followed by company members and is expected to align themselves with emerging and future obstacles. At Bank Sumut, the Sibolga Syariah Branch, there is a corporate culture with the BEST corporate values, vision, mission, and company motto based on an Islamic perspective. However, during this COVID-19 pandemic, there are several company values that are less effective in their implementation as usual, namely Energetic, Friendly, High Integrity, and Safe. This study aims to identify the principles of corporate culture, corporate culture in an Islamic perspective, and strategies for implementing corporate culture during the COVID-19 pandemic at Bank Sumut Syariah Branch Sibolga. In this study, the researcher used a descriptive qualitative study technique. Data collection methods are using observation, interviews, and documentation. The results of the study conclude that the principle of corporate culture at Bank Sumut Syariah Branch Sibolga Sibolga is the first company values which are abbreviated as BEST, vision, mission, and company motto. Second, the corporate culture at Bank Sumut Syariah Branch Sibolga is based on an Islamic perspective. Third, to overcome problems with several company values that experienced obstacles during the covid-19 pandemic, the company made a design for the application of Bank Sumut Syariah Sibolga corporate culture during the covid-19 pandemic

Pengaruh Investasi Pemerintah Dalam Bentuk Pembangunan Infrastruktur Terhadap Kesempatan Kerja di Provinsi sumatera Utara Muhammad Yunus Sofian; Ryan Arianda; Nurul Jannah
Salimiya: Jurnal Studi Ilmu Keagamaan Islam Vol 2 No 4 (2021): Salimiya
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian kepada Masyarakat (LP3M) IAIFA Kediri

Investment is a commitment or decision regarding several funds, as well as other aspects that are carried out and started in the present, but the benefits are expected to be obtained in the future. This investment can also be related to various activities. Government investment means that the central government invests various funds and commodities to invest in long-term purchases of securities and assets. This research was created and conducted through quantitative descriptive research. The purpose of this study is to analyze the impact of national investment in the form of infrastructure expansion on the unemployment rate and income of the population of North Sumatra. In general, the existing infrastructure development in North Sumatra has significantly reduced the unemployment rate in North Sumatra. Investment in the form of infrastructure development has a positive, but not significant impact on job opportunities in North Sumatra Province. The increase or decrease in the value of the incoming investment does not significantly affect the increase in the percentage of employment opportunities in North Sumatra.

Pertumbuhan Ekonomi Dan Inflasi Di Indonesia Pada Masa Pandemi Eka Purnama Sari; Fadia Salsabila Rahmawan; Nurul Jannah
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 3 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54543/etnik.v1i3.33

The Covid-19 pandemic has caused recessions in many countries around the world. This happened after economic growth in the first and second quarters of 2020. Some of the countries experiencing recession are Singapore, South Korea, Germany, Japan, France, Hong Kong, and the United States. If the economic growth in each quarter is also negative, Indonesia will experience a recession. The Central Statistics Agency (BPS) noted that Indonesia's economic growth rate fell to minus (5.32%) in the second quarter of 2020. Previously, Indonesia's economic growth in the first quarter of 2020 was 2.97% or started to slow down. Inflation is a tendency to increase the prices of goods and services in general, which continues continuously, which will reduce the purchasing power of the public, especially for low-income groups. Therefore, it is hoped that there will be a control over the rate of inflation, especially during the Covid 19 Pandemic which had an impact on Indonesia's macro conditions. This observation discusses "The Impact of the Covid-19 Pandemic on Indonesia's Inflation Rate", aims to determine the effect of the Covid-19 Pandemic on the Level of Inflation in Indonesia. The results of this observation show that in March 2020 there was inflation of 2.96% year on year (yoy), with an increase in the price of gold jewelery and several food prices that experienced a quite drastic increase.

Analisis PDRB (Produk Domestik Regional Bruto) Dari Sisi Lapangan Usaha Provinsi Sumatra Utara Azizah Mudrikah; Aula Maulidah; Nurul Jannah
Jurnal Etnik: Ekonomi-Teknik Vol 1 No 3 (2021): ETNIK : Jurnal Ekonomi dan Teknik
Publisher : Rifa'Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54543/etnik.v1i3.35

Gross Regional Domestic Product (GRDP) is the gross addedvalue (NTB) of all goods and services produced from a domesticarea arising from economic activity in a certain period regardlessof whether the production factors are owned by residents or nonresidents. This study aims to analyze the GRDP in North SumatraProvince from the side of the business field. This study uses adescriptive qualitative approach by using secondary data that isreviewed in the literature from various sources such as BPS(Central Statistics Agency), and Bank Indonesia as data analysisfor the Province of North Sumatra in the first quarter and thesecond quarter of 2021. This study looks at the existing variables.on Gross Domestic Product in terms of business fields. The resultsof the analysis of this research are the North Sumatran economybased on the amount of Gross Regional Domestic Product (GDP)based on current prices in the first quarter of 2021 reached Rp207.00 trillion and based on constant prices in 2010 reached Rp133.67 trillion. North Sumatra's economy in the second quarter of2021 compared to the previous quarter grew by 1.83% (q-to-q).

Pengaruh Jumlah Penduduk Dan Produk Domestik Regional Bruto Terhadap Pembiayaan Bank Syari’ah Di Sumatera Utara Nurul Jannah
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 2 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

This study aims to determine whether there is a significant influence between population and gross regional domestic product on the financing of sharia banks in North Sumatra, and how much influence between the total population on the financing of sharia banks in North Sumatra and between gross regional domestic products. towards the financing of the Shariah bank in North Sumatra. The research design used is quantitative research design using techniques using multiple linear regression analysis techniques supported by classical assumptions and statistical tests with the help of SPSS 19 program. The sample of this study was the population, gross regional domestic product and the financing of the Shari'ah bank in North Sumatra from January 2009 to December 2011. The results showed that simultaneous gross regional population and gross domestic product had a significant and positive effect on bank financing. Shari'ah in North Sumatra. Partially, the more dominant factor that significantly affects the financing of the Shariah bank in North Sumatera is the factor of the population.

Analisis Strategi Pemasaran dalam Meningkatkan Jumlah Nasabah Produk Tabungan IB Makbul pada PT Bank Sumut KCP Syariah Karya Julia Putri Zahara; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Bank merupakan lembaga keuangan yang memegang peranan penting pada perekonomian negara, yaitu dalam menyediakan transaksi pembayaran dan menyediakan sumber daya yang dibutuhkan untuk membiayai pembangunan. Produk pembiayaan yang umum dalam sistem perbankan syariah dan tradisional, diantaranya ialah tabungan Tabungan Haji (IB Makbul) adalah produk simpanan dengan prinsip Wadiah Yad Dhamana/setoran yang dirancang khusus untuk simpanan haji sebagai sarana bagi nasabah untuk berhaji. Jenis penelitian yang digunakan adalah penelitian kualitatif. Penelitian kualitatif adalah penelitian retrospektif yang mempelajari kondisi alam.Dalam mendistribusikan suatu produk tidak terlepas dari strategi pemasaran, strategi yang diterapkan harus direvisi dan disesuaikan pada perubahan pasar,

Implementasi Akad Wadiah pada Tabungan Haji IB Makbul di PT Bank Sumut Kantor Cabang Pembantu Syariah Binjai Devi Aprilia Ningsih; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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The purpose of this study was to find out how the implementation of wadiah contracts in iB Makbul Hajj savings at PT. Bank Sumut Sharia Binjai Sub-Branch Office and to find out the conformity of the iB Makbul Hajj savings procedure with the wadiah contract at PT. Bank of North Sumatra Binjai Sharia Sub-Branch Office. The research method used in this study is a qualitative descriptive method. Data collection was carried out by interviewing one of the employees of PT. Bank of North Sumatra Binjai Sharia Sub-Branch Office, and direct or indirect observations of objects related to the researched. The results of this study are the implementation of the wadiah contract in the iB Makbul Hajj savings run by PT. Bank Sumut Sharia Binjai Sub-Branch Office is a wadiah yad dhamanah contract and also a Hajj iB Makbul savings product at PT. Bank Sumut Sharia Binjai Sub-Branch Office in accordance with applicable regulations

Analisis Pengaruh Kepemimpinan Transformasional dan Motivasi Terhadap Kualitas Kehidupan pada Bank Syariah PT.BPRS Puduarta Insani Novita Ayunda Sari; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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The success of a company is strongly influenced by the performance of its employees. It is certain that the company will always try to improve employee performance. The purpose of this study was to determine whether the Transformational Leadership Style and Work Motivation had a significant effect on the Quality of Life at BPRS Puduarta Insani Medan. The sampling technique in this study was saturated sampling, which took the entire sample of 18 respondents. The research method is the associative method, the analysis technique used is multiple regression. The results showed that Transformational Leadership Style and Work Motivation simultaneously had a significant effect on Quality of Life. Partially, only work involvement has a significant effect on employee performance. The leadership of BPRS Puduarta Insani Medan should be able to pay attention to work involvement that can improve employee performance so that the targets set can be achieved.

Peran Bank Pembiayaan Rakyat Syariah (BPRS) Puduarta Insani dalam Pemberdayaan Ekonomi Masyarakat Melalui Pembiayaan UMKM Alya Avina; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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This research aims to determine the role of the Puduarta Insani Sharia People's Financing Bank (BPRS) in developing Micro, Small and Medium Enterprises (MSMEs), as well as to find out what are the obstacles of Puduarta Insani Sharia People's Financing Bank (BPRS) in developing Micro Small and Medium Enterprises (MSMEs). This study uses a qualitative method with a descriptive approach, with primary and secondary data sources. The results of the research indicate that the role of the Puduarta Insani Sharia People's Financing Bank (BPRS) in terms of developing MSMEs in the people of North Sumatra is quite good. By providing financing to businesses that require additional capital to open or increase their business capacity. Constraints that occur in developing MSMEs, one of which is the role of Islamic banks as partners in the MSME sector which is considered unfinished, namely Islamic banks only help in terms of financing funds but have not participated in helping to advance MSMEs in increasing income.

Co-Authors Ahmad Ridwan Hasibuan Ali Akbar Harahap Ali Daud Hasibuan Alisyah Fatiya Raghdha Alwi Muarif Sembirin Alya Avina Ananda Dwi Cahya Annisa Lestari Ritonga Annisa Suci Ramadhani Ardhia Meianti ARIF RAHMAN Arif Ramadhan Arnita Septiani Panjaitan Arya Neta Adinda Jambak Asmuni Asmuni Aula Maulidah Aya tullah Ayu Rahmawati Ayudiah Uprianingsih Azizah Mudrikah Azizahsekarningrum Dea Dara audina Devi Aprilia Ningsih Dharma, Budi Dina Yanti Dinda Kartika Egi Regi Prayoga Eka Purnama Sari ENDRI ENDRI Eski Aditya ESKI ADITYA Fadia Salsabila Rahmawan Faisal Akbar Fany Renaldy Harahap Farhan Edma Manurung Farida Hanum Boangmanalu Feby Sahira Firdha Aigha Suwito Fitra Maulana Roza Fitri Rahmadani Harahap Hadi Nasbey Hamdani Achmad Hanifah Oktaviani Fakhri Hanizar Simatupang Hari Subakti Hervina Dahlianti Ilham Tri Wardana Imsar Imsar Imsar Imsar Imsar Imsar Inayatul Widad Nasution Intan Wulan Dari Bancin Inten Sulistya Ningsih Irani Eka Putri Pohan Irma Septria Mawarni Isnaini Faraz Azis Ilmi Sitorus Julia Putri Zahara Junita Sari Juwita Wulandari Dalimunthe Kamilah , K Kamilah, K Khairunisah Khairunisah Kurnia Sandi Panjaitan Lena Mardiana Silaen Lia Purnama Sari Lin Arshy Cahaya Lutfiah Lutfiah M. Ridwan Ridwan M. Ryansyah Marliyah Marwah Auliyani Maryam Batubara Maryam Batubara MASDELIMA HASIBUAN MAULIDYA REZEKI Meyana Sari Miftah Khoiriaturrahmah Miranda Julia Pasaribu Muhammad A rif Muhammad Afdhal Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Lathief Ilhamy Nasution Muhammad Ramadhan Muhammad Ravi Akbar Muhammad Rijal Fanshury Hasibuan Muhammad Yafiz Muhammad Yunus Sofian Mutia Maudy Khasanah Nadira Paramita Nadya Ulfah Neila Susanti Novita Ayunda Sari Nur Ahmadi Bi Rahmani NUR AHMADI BI RAHMANI Nur Ainun Siregar Nur Fadlilah Nur Indah Sari Nur Sabiatul Aulia Nur Salsabila Arwan Nst Nurafria Nanda Nuraisyah Syarifah Nurbaiti Nurlaila Harahap Nurlaila Nurlaila Olief Ilmandira Ratu Farisi Prayugo Ali Abdillah Purnama Ramadani Silalahi Putri Ismaydina Putri Masrifah Rafiqa Humaira Nasution Rahma Nur Azizah Pohan Rahmad Raja Martua Hasibuan Rahmat Daim Harahap Imsar Ramayani Rere Pufa Ribki Insania Rima Yohani RINDI SAFIRA Rini Muthi’ah Riyadi, Muskhab Eko RIZKIA ZAHRA Rizky Abdillah Robi Mufti Rofiqoh Ainun Rona Melati Pakpahan Ruqayyah Ruqayyah Ryan Arianda Salwa Fadillah Haya Salwa Khairussyifa Sania Adela Putri Sindi Novita Sari Siti Aisyah Siti Rahmah Ritonga Sri Bella Larasaty Yuandra Sri Ramadhani Sri Ramadhani Sri Sudiarti Sri Sudiarti Sri Sudiarti Sugianto Suggianto Sugianto Sugianto Sugianto Sugianto Sugianto Sugianto Suspita Sari SYFA ARIKAH Tambunan, Khairina Tri Inda Fadhila Rahma Tria Silvia Tuti Anggraini Tuti Anggraini Tuti Damayanti Marbun Ummi Kalsum Vega Liana velly khairunnisa velly Vera Yunita Hasibuan Wahyu Sarvina Widya Iswanty Wika Nurfuadi Wiwin Khairany Simanjuntak Yena Puspita Yeni Rahma Yeni Rahman Nst Yenni Samri Juliati Nst Yusrizal Yusrizal Yusrizal Yusuf Yusuf ZAHRINA GHAISANY PULUNGAN Zainarti Zikri Rahman Zuhrinal M. Nawawi

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