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Journal : IQTISHADIA

APLIKASI MODEL BISNIS MICROBANKING SYARIAH DI INDONESIA Effendi, Jaenal; Baga, Lukman Mohammad; Beik, Irfan Syauqi; Nursyamsiah, Tita
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2241

Abstract

Microbanking is generally defined as a broad set of financial services to meet the needs of the poor and small enterprises. However, mirobanking that have been well-designed might not have a positive impact on the poorest unless it particularly obtains to reach them through proper business model. On the other hand, Indonesia lists as the largest Moslem community in the world.  Hence, microbanking that are ruled under sharia regulation namely Islamic microbanking hopefully enable to support the development program particularly to the poor and SMEs in Indonesia. Therefore, the study of practices Islamic microbanking business model should be conducted in order to design the strategy of development, particularly on financial inclusion program. This study used qualitative analysis through a process of discussion, focus group discussion (FGD), in-depth interviews and literature review in order to gain information from primary and secondary sources as well as a comparative study of business models of Islamic microfinance in Indonesia.
APLIKASI MODEL BISNIS MICROBANKING SYARIAH DI INDONESIA Jaenal Effendi; Lukman Mohammad Baga; Irfan Syauqi Beik; Tita Nursyamsiah
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2241

Abstract

Microbanking is generally defined as a broad set of financial services to meet the needs of the poor and small enterprises. However, mirobanking that have been well-designed might not have a positive impact on the poorest unless it particularly obtains to reach them through proper business model. On the other hand, Indonesia lists as the largest Moslem community in the world.  Hence, microbanking that are ruled under sharia regulation namely Islamic microbanking hopefully enable to support the development program particularly to the poor and SMEs in Indonesia. Therefore, the study of practices Islamic microbanking business model should be conducted in order to design the strategy of development, particularly on financial inclusion program. This study used qualitative analysis through a process of discussion, focus group discussion (FGD), in-depth interviews and literature review in order to gain information from primary and secondary sources as well as a comparative study of business models of Islamic microfinance in Indonesia.
Co-Authors Adhitya Wardhono Adhyta Puspita Summase Agnes A. D. Puspita Alamsyah, Lufhti Faturahman Ammar Fathin Mahdi Amri Syahardi Amzul Rifin Anggraini Sukmawati Anna Fariyanti Arif Imam Suroso Asep Mulyana Asep Mulyana Bambang Juanda Bandjar, Sitti Bulkis Bastari, Iman Burhanuddin Burhanuddin Burhanuddin Burhanuddin Butolo, Ivana Dara Intan Salassa Dian Fauzi Dita Pratiwi Dita Pratiwi Dony Ariya Iskandar DWI SURYANTO Eduart Wolok Ervina Mela Dewi, Yandra Arkeman, Erliza Noor, Noer Azam Achsani Etriya Etriya Fajrin Rimadhyani Firdaus Faroby Falatehan Fathin Ahmad Naufal Fauzi, Dian Fitria Na’imatu Sa’diyah Harianto Harianto Harsasi, Mairani Helen Wiryani Henoch Kindangen Heny K Suwarsinah Heny Kuswanti Herien Puspitawati Hermanto Siregar Holyness Nurdin Singadimedja Illah Sailah Imam Teguh Saptono Irdika Mansur Irfan Syauqi Beik Ivan Godang Wardiman JAENAL EFFENDI Joko Purwono Jourdan, Michael Krisnamurthi, Bayu Lala M Kolopaking Luthfi Nur’azkiya M. Syamsul Maarif Ma'mun Sarma Mahmudah Manuntun Parulian Hutagaol Martauli, Elvin Desi Mubaranto, Hendra Muhammad Firdaus Nanda Firmanda Netti Tinaprilla Ni Made Wirastika Sari, Ni Made Wirastika Nurlinda Dewi Kusumah Popong Nurhayati R. Sapto Hendri Boedi Soesatyo Raharja, Enditya Luhur Ratna Winandi Retna Dewi Lestari Ristiyanto, Nirwan Rita Nurmalina Rokhmadi, Faqikh Andri Rudie Setiadi Saefudin, Amin Setiadi Djohar Shafina Nabilah siti muhani Sri Hartoyo Suprehatin Suprehatin Sutriono Edi Syafiq Alfikri Syamsul Hilal Tita Nursyamsiah, Tita Triyonggo, Yunus Ulta Marta Seli Venty Fitriany Nurunisa Venty Fitriany Nurunisa Wahyuni, Eling Sri Yulia Yulia Yunandar Lisma Yunus triyonggo Yusalina Yusalina