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Journal : Optimum : Jurnal Ekonomi dan Pembangunan

ANALISIS PENGARUH KONDISI KEUANGAN DAN UKURAN PERUSAHAAN TERHADAP BUSINESS RISK (STUDI KASUS PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA) Prasetyo, Hendro Adi; Triyono, Triyono
Optimum: Jurnal Ekonomi dan Pembangunan Vol 4, No 1 (2014)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (247.978 KB) | DOI: 10.12928/optimum.v4i1.7801

Abstract

Bank is a fi rm which collects funds from society in the deposit term and spread it in the credit term and or in the other tems to increase the standard living of society. Therefore, it is urgent to get people’s credibility, because the activities of the bank rely on that. The aim of this research is to analyse the fi nancial condition effect in proxcy with capital adequacy ratio (CAR), non performing loan (NPL), loan to deposit ratio (LDR), net interest margin (NIM), and fi rm size toward business risk measured by deviation standart from return on asset (ROA). The methods of this research are double regression analisys, proper model test, classic assumptions test, and hypothesis test. The source of data used in this research are the banks in Indonesia Stock Exchange registered in 2008-2012. The data are chosen by using purposive sampling method which bank reports the annual report and Indonesian Capital Market Directory (ICMD) . From those criteria, this research gets 111 banks. The result shows that capital adequacy ratio (CAR), non performing loan (NPL), and net interest margin (NIM) have the signifi cant infl uences toward business risk. While loan to deposit ratio (LDR) and fi rm size have no signifi cant infl uences to business risk.
Co-Authors A.A. Ketut Agung Cahyawan W Abd. Rasyid Syamsuri Adi Atmoko Aditya Aditya Afrizal Sano Agung Basuki Prasetyo, Agung Basuki Agus Hadi Hariyanto Agus Supriyanto Ahmad Mardalis, Ahmad Ahmad Suseno Aji, Daisman P.B. Al-Ghozaly, Syakirin Ambar Lukitaningsih Ambariyanto Ambariyanto Anas Ismail, Anas Anas Subarnas Anas, M. Sjahrul Anis Mafiroh, Anis Anjani, Fidha Merry Ariantje J.A. Sundah, Ariantje J.A. Bambang Budi Wiyono Bambang Setiaji Bangun, Morina Bangun, Morina Basuki , Cahyasiwi, Dwi Astuti Carolina Ligya Radjah, Carolina Ligya Chuzaimah Chuzaimah, Chuzaimah D.W., Tutik D.W., Tutik Daryono Soebagiyo Dewi Larasati, Dewi Dewi Susanti Dian Maruto Widjonarko Didit Purnomo Dody Prayitno Eddy Heraldy Edy Cahyono Elia Flurentin, Elia Elian Iwi Afifah, Elian Iwi Emilia Roza Endang Tri Wahyuni Eva, Murtiari Fahmi Arifan Farihati, Lulu Fatchan Achyani Fathan Achyani, Fathan Fatiatun, Fatiatun Fatmasari Sukesti Fayakun, Kun Febriani, Rahmi Dwi FIRDHAUS, RYANDI Fitria Kasih Haikal Haikal Harno Dwi Pranowo Heru Kurnianto Tjahjono Hery Irwan I F Nurcahyo, I F I Nyoman Sudana Degeng Iis Manuningsih, Iis Ilamsyah Ilamsyah, Ilamsyah Imanti, Vera Indarti Diah Palupi Iqmal Tahir Iroth, Delia Amanda Jamhari Jamhari jawahir, Jawahir Joharman Joharman Khoirina Dwi Nugrahaningtyas Kusumastuti, Anindita M. Amin M. Muchalal Marthen Pali, Marthen Mathius Karengke Mufti Arief Arfiansyah Muhammad Wahyuddin, Muhammad Muhyidin Muhyidin Mujalis, Yusep Muslih, Ersan Y. Nandar Cundara, Nandar Narsito Narsito Ngatman, Ngatman Niswah, Ulfatun Noor Eddy, Noor Nur Achmad Nur Hidayah Nuryono Nuryono Oktaviano, Yoska Oktora, Raynoldy Prasetyo, Hendro Adi Prihandoko, Diananto Probowati, Devy Purnomo Purnomo Purwo Handoko, Donatus Setyawan Purwo Handoko, Donatus Setyawan Puspitasari, Anita Rafika, Ageng Setiani Rianti Dewi Sulamet-Ariobimo, Rianti Dewi Rodiansono Rodiansono Sa'diyah, Awalus Sadali, Sadali Sari Lestari Sari, Puji Novita Sari, Puji Novita Setiawati, Diana Setiyowati, Arbin Janu Sidiq, Muhammad Fachri Siti Nurchasanah,, Siti Sitorus, Frisca Deviyanti Soewartoyo Soewartoyo SULISTIYARINI, AMBAR Sunarto Sunarto Suparyadi Suparyadi, Suparyadi Suyatmini Suyatmini Suzanna Ratih Sari Tania Clara Dewanti, Tania Clara Tomi Ramadona Tono Sukarnoto, Tono Tri Saptuti Susiani Wahyu Hidayat Wahyu Lestari Wahyu Mushollaeni Wahyu Wahyu Wega Trisunaryanti Widada Widada, Widada Widya Multisari Winnarti, Desy Wirawan Wirawan Yahya, Alfajar Yoeswono Yoeswono Yohana Chaerunisaa, Anis Yohanna Lilis H Yoharto, Yoharto Yuli Prasetyo Adhi Yuli Tri Cahyono Yuliana, Khozin Yuliati Holifah Yulius Yulius Zuama, Archie Minervo Zur Raffar, Izzah Nur Aida