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All Journal Jurnal Informasi dan Teknologi Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Scientia Jurnal Bisnisman : Riset Bisnis dan Manajemen International Journal of Business, Law, and Education JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Sanskara Ekonomi dan Kewirausahaan Jurnal Multidisiplin West Science The Eastasouth Management and Business Journal of Economic Education and Entrepreneurship Studies Journal of Economics, Entrepreneurship, Management Business and Accounting West Science Business and Management West Science Journal Economic and Entrepreneurship Jurnal Bisnis dan Manajemen West Science Jurnal Ekonomi dan Kewirausahaan West Science Jurnal REKOMEN (Riset Ekonomi Manajemen) Fundamental and Applied Management Journal
Eva Yuniarti Utami
Universitas Sebelas Maret
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Neuroscience Public Health Social Sciences Other

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Journal : Journal of Economic Education and Entrepreneurship Studies

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Fintech Analysis of Personal Finance App Usage among Millennials Tika Handayani; Rifky Lana Rahardian; Eva Yuniarti Utami; Apriani Riyanti; Ahmad Rizani
Journal of Economic Education and Entrepreneurship Studies Vol. 5 No. 2 (2024): VOL. 5, NO. 2 (2024): JE3S, JUNE 2024
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Makassar

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Abstract

This study aims to analyse the influence of Fintech on the use of personal finance applications in the millennial generation. The research method used in this study is the survey method. The survey was conducted using a questionnaire distributed to millennial respondents who use personal finance applications. The data collected through the survey will be analysed quantitatively to identify usage trends, feature preferences, and the impact of personal finance apps on individual financial behaviour. The results show that millennials have a high adoption rate of personal finance apps. They tend to use these apps to track expenses, organise budgets, and conduct financial transactions. In-app personalisation features are highly valued by millennials, as it allows them to tailor the experience according to individual needs and preferences. However, data security and privacy remain key concerns in the use of personal finance apps. Personal finance apps have great potential in helping millennials manage their finances more effectively. However, serious attention should be paid to data security and user privacy. Therefore, it is recommended that personal finance app providers continue to improve their security systems and privacy practices. In addition, it is also necessary to educate users on the importance of protecting their personal information when using personal finance apps.
Co-Authors Abdul Rasyid Acep Fatchuroji Adriansyah Ekaputra Agung Widarman Ahmad Rizani Alfiana Ana Shohibul Manshur Al Ahmad Andi Aris Mattunruang Andi Naila Quin Azisah Aliasyahbana Andika Isma Andri Ardhiyansyah Angga Pramadista Sudrajat Anugriaty Indah Asmarany Arief Yanto Rukmana Asri Ady Bakri Awwal, Muhammad Al Faridho Bambang Purwoko Baren Sipayung Baso Iwang Chevy Herli Sumerli Dama Yuninata Desman Serius Nazara Devi Susiati Diah Apriliani Diah Pramesti Dominica Maria Ratna Tungga Dewa Donny Dharmawan Dyah Ayu Suryaningrum Eka Immamah Ekbal Santoso Emma Budi Sulistiarini Erasma Eri Mardiani Eva Andriani Eva Desembrianita Fajriani Azis Fatma Sarie Feliks Anggia Binsar Kristian Panjaitan Fenny Fenny Frans Sudirjo H. M. Anwar Hartin Kurniawati Hasrun Afandi Umpusinga Heri Susanto Hommy Dorthy Ellyany Sinaga Ikhyanuddin Ilma Wulansari Hasdiansa Imam Hanafi Indah Wati Indriana Indriana Irwan Moridu Isfauzi Hadi Nugroho Jamaluddin Majid Kesuma, Lucky Indra Kushariyadi Lilik Suryaningsih Loso Judijanto Lukman Hakim M.M, Besse Faradiba Moh Gifari Sono Moh Hafidurrahman Moh Rohim Suharyadi Mohammad Gifari Sono Mokhamad Arwani Muhamad Ammar Muhtadi Muhammad Hery Santoso Muhlis Mulyadi Mulyadi Musran Munizu Muthi’atul Khasanah Nia Sonani Nova Erliyana Novela Deva Puasa Sucifa Fitriansyah Nur Aisyah Qadri Saiful Nurlaila Syarfiah Asfo Nurlia Nurlia Prety Diawati Prihandoko, Lastika Ary Putri Ekaresty Haes Ratnawita Rendi Randika Reza Fahlevi Lubis Rezky Nurbakti Rifky Lana Rahardian Rina Destiana Rini Setiowati Riyanti, Apriani Rohmawan Adi Pratama Roosganda Elizabeth Rosita Mei Damayanti Rudi Kurniawan Sabil Sabil Salamatun Asakdiyah Sarwo Eddy Wibowo Silvester Adi Surya Herjuna Silvia Ekasari Siti Annisa Wahdiniawati Soemarno Hidayatullah. S Soni Suharmono Sudarmanto, Eko Sulistyo Budi Utomo Sunarto Suparman Suriadi Syamsu Rijal Syamsu Rijal Taufiqurokhman Taufiqurokhman Tera Lesmana Tia Nurapriyanti Tienni Mariana Simanjorang Tika Handayani Wilda Widiawati Yudith F. Lerrick Yusuf Ronny Edward Zakaria Zakaria Zunan Setiawan